{"id":1739,"date":"2016-01-16T14:00:25","date_gmt":"2016-01-16T07:00:25","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/borrowers-watch-out-for-blue-monday-and-take-steps-to-get-out-of-the-red\/"},"modified":"2016-01-16T14:09:13","modified_gmt":"2016-01-16T07:09:13","slug":"borrowers-watch-out-for-blue-monday-and-take-steps-to-get-out-of-the-red","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/borrowers-watch-out-for-blue-monday-and-take-steps-to-get-out-of-the-red\/","title":{"rendered":"Borrowers: watch out for Blue Monday \u2026 and take steps to get out of the red"},"content":{"rendered":"


\nIt\u2019s that time of year when the Christmas credit card spending hits home. We look at the ways you can limit your exposure to high costsThis coming Monday is said to be the most depressing day of the year, dubbed \u201cBlue Monday\u201d as consumers battle not just the miserable weather but also their gloomy financial situation. Millions let their credit cards or overdrafts take the strain of Christmas overspending, and next week is the point when the financial chickens come home to roost.Monday 18 January will see a surge in calls to debt charities as people who have limped through December and early January decide they need to seek help. It also marks the start of a week when millions of post-Christmas credit card bills will land on doormats. Continue reading…
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\nSource : theguardian.com
\nRead more…Borrowers: watch out for Blue Monday \u2026 and take steps to get out of the red<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s that time of year when the Christmas credit card spending hits home. We look...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-1739","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-s3","jetpack-related-posts":[{"id":40378,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/its-a-financial-cliff-edge-how-britain-fell-back-in-love-with-credit-cards\/","url_meta":{"origin":1739,"position":0},"title":"'It's a financial cliff edge': how Britain fell back in love with credit cards","date":"January 11, 2017","format":false,"excerpt":"\r Consumers are partying like it\u2019s 2007 when it comes to credit. So how did we get to back to living on the never-never? \u2022 \u2018Debt is like fire\u2019: Marin Lewis\u2019s tips for managing your cardsFor more than half a million Britons, January provides the mother of financial hangovers. The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":75880,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/personal-debt-how-you-can-shred-your-borrowing-this-year\/","url_meta":{"origin":1739,"position":1},"title":"Personal debt: how you can shred your borrowing this year","date":"January 6, 2018","format":false,"excerpt":"\r Left with a financial hangover after the festive period? Here\u2019s how to cut your credit card payments, overdrafts and loansFriday was Twelfth Night (unless you subscribe to the idea it\u2019s on 6 January), when we traditionally take down Christmas decorations. But while the baubles and lights may be back\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":436,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/whats-the-best-deal-to-pay-off-those-christmas-credit-card-bills\/","url_meta":{"origin":1739,"position":2},"title":"What\u2019s the best deal to pay off those Christmas credit card bills?","date":"January 3, 2016","format":false,"excerpt":"\r There is an array of balance transfer deals offering 0% for more than three years \u2013 but remember to finish your repayments before the interest-free period endsConsumers saddled with credit card debt built up over the festive period are being targeted by an array of balance transfer deals offering\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":58258,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/five-steps-to-reduce-debt\/","url_meta":{"origin":1739,"position":3},"title":"Five steps to reduce debt","date":"January 8, 2012","format":false,"excerpt":"\r Four in 10 people use their credit cards to pay for groceries, while others are driven to debt just to cover the mortgage. So if you have to borrow, here's how to be clever about itMore than 12 million people will be running up debts on their credit cards\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":567,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-great-credit-card-rip-off\/","url_meta":{"origin":1739,"position":4},"title":"The great credit card rip off","date":"February 14, 2015","format":false,"excerpt":"\r While the Bank of England base rate has been stuck on 0.5% for five years, the interest charged on card balances has shot up to nearly 19%Are you being ripped off by your credit card company? Figures from the Bank of England this week reveal that far from cutting\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1705,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-i-get-compensation-for-being-sold-worthless-credit-card-protection\/","url_meta":{"origin":1739,"position":5},"title":"Will I get compensation for being sold worthless credit card protection?","date":"August 20, 2015","format":false,"excerpt":"\r Eligible customers will be sent letters and claim forms by mid-September. If you don\u2019t receive one, get in touch with AI Scheme, which is managing the processTwo million people are set to receive cheques for up to \u00a3270 each after being sold worthless credit card protection insurance. An official\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/1739"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=1739"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/1739\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=1739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=1739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=1739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}