{"id":172920,"date":"2026-11-11T02:30:12","date_gmt":"2026-11-10T19:30:12","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-tap-equity-as-heloc-balances-post-biggest-jump-since-2005-new-york-fed-report\/"},"modified":"2026-11-11T02:49:01","modified_gmt":"2026-11-10T19:49:01","slug":"homeowners-tap-equity-as-heloc-balances-post-biggest-jump-since-2005-new-york-fed-report","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-tap-equity-as-heloc-balances-post-biggest-jump-since-2005-new-york-fed-report\/","title":{"rendered":"Homeowners tap equity as HELOC balances post biggest jump since 2005: New York Fed report"},"content":{"rendered":"


\nThe rise in balances on HELOCs marks the 18th consecutive quarterly increase, according to a new report from the Federal Reserve Bank of New York.
\n
\nSource : cnbc.com
\nRead more…Homeowners tap equity as HELOC balances post biggest jump since 2005: New York Fed report<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The rise in balances on HELOCs marks the 18th consecutive quarterly increase, according to a...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172920","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IZ2","jetpack-related-posts":[{"id":145985,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-drops-further-despite-homeowners-sitting-on-17-trillion-in-equity\/","url_meta":{"origin":172920,"position":0},"title":"Mortgage refinance demand drops further, despite homeowners sitting on $17 trillion in equity","date":"July 10, 2024","format":false,"excerpt":"\r The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) decreased last week to 7.00% from 7.03%.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand drops further, despite homeowners sitting on trillion in equity","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93499,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-a-record-amount-of-cash-and-not-tapping-it\/","url_meta":{"origin":172920,"position":1},"title":"Homeowners are sitting on a record amount of cash \u2013 and not tapping it","date":"July 9, 2018","format":false,"excerpt":"\r Homeowners are gaining thousands of dollars in available equity to tap, but they are taking out very little. It may be that they don't know how much they have or that they are generally more conservative following the last housing crash.\r \r Source : cnbc.com\r Read more...Homeowners are sitting\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":97902,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-6-trillion-in-available-cash-but-theyre-not-tapping-it\/","url_meta":{"origin":172920,"position":2},"title":"Homeowners are sitting on $6 trillion in available cash, but they're not tapping it","date":"September 14, 2018","format":false,"excerpt":"\r The big gains in home values over the last two years are starting to slow down, but U.S. homeowners are still reaping the rewards. As prices continue to rise, so too does the amount of home equity available for homeowners to tap.\r \r Source : cnbc.com\r Read more...Homeowners are\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":82811,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-can-take-advantage-of-this-tax-loophole-at-their-own-risk\/","url_meta":{"origin":172920,"position":3},"title":"Homeowners can take advantage of this tax loophole \u2014 at their own risk","date":"March 15, 2018","format":false,"excerpt":"\r Just months ago, you were able to tap your home equity loan for any purpose and deduct the interest. Not anymore.\r \r Source : cnbc.com\r Read more...Homeowners can take advantage of this tax loophole \u2014 at their own risk","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117706,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/wells-fargo-tells-new-clients-they-need-1-million-in-balances-for-certain-mortgage-refinancings\/","url_meta":{"origin":172920,"position":4},"title":"Wells Fargo tells new clients they need $1 million in balances for certain mortgage refinancings","date":"July 9, 2020","format":false,"excerpt":"\r The move shows how Wells Fargo, the largest U.S. mortgage lender and biggest player in jumbo mortgages, is operating under the dual pressures of the coronavirus pandemic and a Federal Reserve cap on its balance sheet.\r \r Source : cnbc.com\r Read more...Wells Fargo tells new clients they need million\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121235,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/jump-in-mortgage-borrowings-fuels-us-house-price-boom\/","url_meta":{"origin":172920,"position":5},"title":"Jump in mortgage borrowings fuels US house price boom","date":"August 3, 2021","format":false,"excerpt":"\r Second-quarter leap in originations pushes balances to more than $10tn\r \r Source : ft.com\r Read more...Jump in mortgage borrowings fuels US house price boom","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172920"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=172920"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172920\/revisions"}],"predecessor-version":[{"id":172921,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172920\/revisions\/172921"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=172920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=172920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=172920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}