{"id":172754,"date":"2026-10-14T18:00:01","date_gmt":"2026-10-14T11:00:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/even-more-borrowers-choose-riskier-mortgages-as-higher-interest-rates-crush-affordability\/"},"modified":"2026-10-14T18:19:17","modified_gmt":"2026-10-14T11:19:17","slug":"even-more-borrowers-choose-riskier-mortgages-as-higher-interest-rates-crush-affordability","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/even-more-borrowers-choose-riskier-mortgages-as-higher-interest-rates-crush-affordability\/","title":{"rendered":"Even more borrowers choose riskier mortgages, as higher interest rates crush affordability"},"content":{"rendered":"<p>&#013;<br \/>\nInterest rates on mortgages continue to rise, leaving some buyers to choose riskier, adjustable-rate mortgages to find savings.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2026\/10\/14\/even-more-borrowers-choose-riskier-mortgages-as-higher-interest-rates-crush-affordability.html\" target=\"_blank\" rel=\"noopener\">Even more borrowers choose riskier mortgages, as higher interest rates crush affordability<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Interest rates on mortgages continue to rise, leaving some buyers to choose riskier, adjustable-rate mortgages&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172754","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IWm","jetpack-related-posts":[{"id":172528,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-again-along-with-interest-rates\/","url_meta":{"origin":172754,"position":0},"title":"Demand for riskier mortgages rises again, along with interest rates","date":"September 9, 2026","format":false,"excerpt":"\r Mortgage rates continue to climb, so more borrowers are turning to adjustable rate mortgages, which offer lower interest rates comparatively.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises again, along with interest rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":162346,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/borrowers-head-back-to-riskier-mortgages-looking-for-any-potential-savings\/","url_meta":{"origin":172754,"position":1},"title":"Borrowers head back to riskier mortgages, looking for any potential savings","date":"October 8, 2025","format":false,"excerpt":"\r Mortgage demand weakened again but for those in the market, adjustable-rate loans are getting more popular, as they offer lower interest rates.\r \r Source : cnbc.com\r Read more...Borrowers head back to riskier mortgages, looking for any potential savings","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172620,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nearly-10-of-borrowers-opted-for-riskier-mortgages-last-week-as-rates-soared-over-7\/","url_meta":{"origin":172754,"position":2},"title":"Nearly 10% of borrowers opted for riskier mortgages last week, as rates soared over 7%","date":"September 23, 2026","format":false,"excerpt":"\r As mortgage rates rise, borrowers are seeking savings in riskier, adjustable-rate mortgages that offer lower rates.\r \r Source : cnbc.com\r Read more...Nearly 10% of borrowers opted for riskier mortgages last week, as rates soared over 7%","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-along-with-interest-rates\/","url_meta":{"origin":172754,"position":3},"title":"Demand for riskier mortgages rises along with interest rates","date":"September 2, 2026","format":false,"excerpt":"\r Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises along with interest rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":47773,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/concerns-about-riskier-mortgages-are-sprouting\/","url_meta":{"origin":172754,"position":4},"title":"Concerns about riskier mortgages are sprouting","date":"March 13, 2017","format":false,"excerpt":"\r Riskier borrowers are making up a growing share of new mortgages, pushing up delinquencies modestly and raising concerns about an eventual spike in defaults. USAToday reports.\r \r Source : cnbc.com\r Read more...Concerns about riskier mortgages are sprouting","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115961,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-holds-rates-near-zero-heres-what-that-means-for-you\/","url_meta":{"origin":172754,"position":5},"title":"Fed holds rates near zero \u2014 here&#039;s what that means for you","date":"April 30, 2020","format":false,"excerpt":"\r For everyday Americans with good credit, historically low interest rates on mortgages and credit cards can be a lifesaver. Riskier borrowers will have to look elsewhere for relief.\r \r Source : cnbc.com\r Read more...Fed holds rates near zero \u2014 here's what that means for you","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172754"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=172754"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172754\/revisions"}],"predecessor-version":[{"id":172755,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172754\/revisions\/172755"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=172754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=172754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=172754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}