{"id":172748,"date":"2026-10-13T20:35:01","date_gmt":"2026-10-13T13:35:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thousands-of-homeowners-face-adjustable-rate-mortgage-resets-and-much-higher-payments\/"},"modified":"2026-10-13T20:49:19","modified_gmt":"2026-10-13T13:49:19","slug":"thousands-of-homeowners-face-adjustable-rate-mortgage-resets-and-much-higher-payments","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thousands-of-homeowners-face-adjustable-rate-mortgage-resets-and-much-higher-payments\/","title":{"rendered":"Thousands of homeowners face adjustable-rate mortgage resets \u2014 and much higher payments"},"content":{"rendered":"<p>&#013;<br \/>\nAdjustable-rate mortgages with low introductory interest rates are facing their first adjustment at a time when rates are much higher, according to new data.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2026\/10\/13\/arm-mortgage-borrowers-rate-adjustment.html\" target=\"_blank\" rel=\"noopener\">Thousands of homeowners face adjustable-rate mortgage resets \u2014 and much higher payments<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Adjustable-rate mortgages with low introductory interest rates are facing their first adjustment at a time&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172748","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IWg","jetpack-related-posts":[{"id":47195,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/borrowers-rush-to-beat-rising-rates-pushing-mortgage-volume-3-3-higher\/","url_meta":{"origin":172748,"position":0},"title":"Borrowers rush to beat rising rates, pushing mortgage volume 3.3% higher","date":"March 8, 2017","format":false,"excerpt":"\r Homebuyers are also increasingly choosing adjustable-rate mortgages, hoping to save a few more dollars on payments.\r \r Source : cnbc.com\r Read more...Borrowers rush to beat rising rates, pushing mortgage volume 3.3% higher","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140016,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/adjustable-rate-mortgage-demand-hits-highest-level-in-nearly-a-year-as-interest-rates-continue-to-climb\/","url_meta":{"origin":172748,"position":1},"title":"Adjustable-rate mortgage demand hits highest level in nearly a year as interest rates continue to climb","date":"October 25, 2023","format":false,"excerpt":"\r Mortgage demand has essentially stalled at the slowest pace since 1995, as mortgage interest rates continue to rise.\r \r Source : cnbc.com\r Read more...Adjustable-rate mortgage demand hits highest level in nearly a year as interest rates continue to climb","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110146,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-why-you-might-want-to-rethink-getting-an-adjustable-rate-mortgage\/","url_meta":{"origin":172748,"position":2},"title":"Here&#039;s why you might want to rethink getting an adjustable rate mortgage","date":"August 23, 2019","format":false,"excerpt":"\r With recessionary fears causing longer-term interest rates to hover near or below short-term rates, the advantage that typically comes with adjustable-rate mortgages has shrunk \u2014 or entirely disappeared \u2014 at some lenders.\r \r Source : cnbc.com\r Read more...Here's why you might want to rethink getting an adjustable rate mortgage","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":163110,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/refinance-demand-is-81-higher-than-it-was-a-year-ago-thanks-to-falling-mortgage-rates\/","url_meta":{"origin":172748,"position":3},"title":"Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates","date":"October 22, 2025","format":false,"excerpt":"\r Sliding mortgage rates are pushing more current borrowers to refinance and also juicing demand for adjustable-rate loans.\r \r Source : cnbc.com\r Read more...Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143945,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-adjustable-rate-mortgages-hits-highest-level-of-the-year-due-to-rising-rates\/","url_meta":{"origin":172748,"position":4},"title":"Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","date":"May 1, 2024","format":false,"excerpt":"\r The share of ARM applications rose to 7.8% of mortgage demand last week, according to the Mortgage Bankers Association. That is the highest level of the year.\r \r Source : cnbc.com\r Read more...Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":161144,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-spikes-nearly-60-as-interest-rates-drop-sharply\/","url_meta":{"origin":172748,"position":5},"title":"Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply","date":"September 17, 2025","format":false,"excerpt":"\r Mortgage refinance demand surged higher after interest rates dropped to the lowest level since last October. Adjustable-rate loans were also in high demand.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172748"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=172748"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172748\/revisions"}],"predecessor-version":[{"id":172749,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172748\/revisions\/172749"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=172748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=172748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=172748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}