{"id":172686,"date":"2026-10-04T00:57:40","date_gmt":"2026-10-03T17:57:40","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/high-mortgage-rates-are-trapping-homeowners-in-place-and-making-renovations-harder-to-afford\/"},"modified":"2026-10-04T08:23:47","modified_gmt":"2026-10-04T01:23:47","slug":"high-mortgage-rates-are-trapping-homeowners-in-place-and-making-renovations-harder-to-afford","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/high-mortgage-rates-are-trapping-homeowners-in-place-and-making-renovations-harder-to-afford\/","title":{"rendered":"High mortgage rates are trapping homeowners in place, and making renovations harder to afford"},"content":{"rendered":"


\nHomeowners are stuck in houses they might have left by now due to the low mortgage rates of the past, and can’t even remodel with HELOCs too expensive to tap.
\n
\nSource : cnbc.com
\nRead more…High mortgage rates are trapping homeowners in place, and making renovations harder to afford<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Homeowners are stuck in houses they might have left by now due to the low...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172686","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IVg","jetpack-related-posts":[{"id":140677,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-if-your-mortgage-costs-will-rise-soon-how-are-you-preparing\/","url_meta":{"origin":172686,"position":0},"title":"UK homeowners: if your mortgage costs will rise soon, how are you preparing?","date":"December 12, 2023","format":false,"excerpt":"\r We\u2019d like to hear from people in the UK whose mortgage rates will rise next year, and what they are doing to be able to afford the extra costsThe Bank of England governor, Andrew Bailey, warned repeatedly this week against speculation that the base interest rate of currently 5.25%\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":107736,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-mortgage-rates-plunge-millions-more-homeowners-can-benefit-from-refinancing\/","url_meta":{"origin":172686,"position":1},"title":"As mortgage rates plunge, millions more homeowners can benefit from refinancing","date":"June 3, 2019","format":false,"excerpt":"\r Mortgage rates are falling unexpectedly and sharply, and that means millions more homeowners can benefit from a refinance. The average rate on the popular 30-year fixed has fallen to 3.94%, according to Mortgage News Daily.\r \r Source : cnbc.com\r Read more...As mortgage rates plunge, millions more homeowners can benefit\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147174,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinese-homeowners-cheer-beijings-move-to-cut-mortgage-rates-by-a-half-point\/","url_meta":{"origin":172686,"position":2},"title":"Chinese homeowners cheer Beijing\u2019s move to cut mortgage rates by a half point","date":"September 25, 2024","format":false,"excerpt":"\r Chinese homeowners hailed Beijing\u2019s decision to cut mortgage rates by a half-point, though some believe the move will not spark a recovery.\r \r Source : South China Morning Post\r Read more...Chinese homeowners cheer Beijing\u2019s move to cut mortgage rates by a half point","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133668,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-surges-as-homeowners-take-advantage-of-lower-interest-rates\/","url_meta":{"origin":172686,"position":3},"title":"Mortgage refinance demand surges, as homeowners take advantage of lower interest rates","date":"January 11, 2023","format":false,"excerpt":"\r Mortgage rates fell last week, causing a rush on refinancing.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand surges, as homeowners take advantage of lower interest rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114852,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-applications-spike-79-as-homeowners-rush-to-take-advantage-of-lower-rates\/","url_meta":{"origin":172686,"position":4},"title":"Mortgage refinance applications spike 79% as homeowners rush to take advantage of lower rates","date":"March 11, 2020","format":false,"excerpt":"\r Another major drop in mortgage rates caused a massive jump in borrowers applying to refinance their home loans. The surge sent total mortgage application volume up 55.4% last week, according to the Mortgage Bankers Association.\r \r Source : cnbc.com\r Read more...Mortgage refinance applications spike 79% as homeowners rush to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170500,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-surprising-share-of-homeowners-have-high-mortgage-rates-heres-the-breakdown\/","url_meta":{"origin":172686,"position":5},"title":"A surprising share of homeowners have high mortgage rates. Here's the breakdown","date":"February 4, 2026","format":false,"excerpt":"\r About 20% of borrowers have mortgages with a rate over 6%.\r \r Source : cnbc.com\r Read more...A surprising share of homeowners have high mortgage rates. Here's the breakdown","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172686"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=172686"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172686\/revisions"}],"predecessor-version":[{"id":172687,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172686\/revisions\/172687"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=172686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=172686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=172686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}