{"id":172662,"date":"2026-09-29T22:24:17","date_gmt":"2026-09-29T15:24:17","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-record-equity-and-not-using-it\/"},"modified":"2026-09-29T22:46:49","modified_gmt":"2026-09-29T15:46:49","slug":"homeowners-are-sitting-on-record-equity-and-not-using-it","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-record-equity-and-not-using-it\/","title":{"rendered":"Homeowners are sitting on record equity \u2013 and not using it"},"content":{"rendered":"


\nU.S. homeowners have more housing wealth than ever before, thanks to fast-rising home prices over the last several years. But they aren’t spending much of it.\u00a0
\n
\nSource : cnbc.com
\nRead more…Homeowners are sitting on record equity \u2013 and not using it<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

U.S. homeowners have more housing wealth than ever before, thanks to fast-rising home prices over...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172662","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IUS","jetpack-related-posts":[{"id":76040,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-trillions-in-tappable-equity\/","url_meta":{"origin":172662,"position":0},"title":"Homeowners are sitting on trillions in 'tappable' equity","date":"January 8, 2018","format":false,"excerpt":"\r Homeowners have $3 trillion more in equity than when the housing market last bottomed.\r \r Source : cnbc.com\r Read more...Homeowners are sitting on trillions in 'tappable' equity","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":145985,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-drops-further-despite-homeowners-sitting-on-17-trillion-in-equity\/","url_meta":{"origin":172662,"position":1},"title":"Mortgage refinance demand drops further, despite homeowners sitting on $17 trillion in equity","date":"July 10, 2024","format":false,"excerpt":"\r The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) decreased last week to 7.00% from 7.03%.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand drops further, despite homeowners sitting on trillion in equity","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172034,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-tapped-47-billion-in-equity-in-the-first-quarter-what-to-consider-before-you-borrow\/","url_meta":{"origin":172662,"position":2},"title":"Homeowners tapped $47 billion in equity in the first quarter. What to consider before you borrow","date":"June 19, 2026","format":false,"excerpt":"\r While high home values mean homeowners are sitting on an estimated $11 trillion in equity, it should not be viewed as free money, experts say.\r \r Source : cnbc.com\r Read more...Homeowners tapped billion in equity in the first quarter. What to consider before you borrow","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":97902,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-6-trillion-in-available-cash-but-theyre-not-tapping-it\/","url_meta":{"origin":172662,"position":3},"title":"Homeowners are sitting on $6 trillion in available cash, but they're not tapping it","date":"September 14, 2018","format":false,"excerpt":"\r The big gains in home values over the last two years are starting to slow down, but U.S. homeowners are still reaping the rewards. As prices continue to rise, so too does the amount of home equity available for homeowners to tap.\r \r Source : cnbc.com\r Read more...Homeowners are\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93499,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-a-record-amount-of-cash-and-not-tapping-it\/","url_meta":{"origin":172662,"position":4},"title":"Homeowners are sitting on a record amount of cash \u2013 and not tapping it","date":"July 9, 2018","format":false,"excerpt":"\r Homeowners are gaining thousands of dollars in available equity to tap, but they are taking out very little. It may be that they don't know how much they have or that they are generally more conservative following the last housing crash.\r \r Source : cnbc.com\r Read more...Homeowners are sitting\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110293,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-are-sitting-on-a-record-amount-of-cash-but-theyre-not-really-tapping-it\/","url_meta":{"origin":172662,"position":5},"title":"Homeowners are sitting on a record amount of cash, but they're not really tapping it","date":"August 28, 2019","format":false,"excerpt":"\r The combination of rising home prices and falling mortgage rates has U.S. homeowners sitting on a veritable fortune in home equity. The collective amount of money borrowers could pull out of their homes hit a record $6.3 trillion.\r \r Source : cnbc.com\r Read more...Homeowners are sitting on a record\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172662"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=172662"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172662\/revisions"}],"predecessor-version":[{"id":172663,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172662\/revisions\/172663"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=172662"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=172662"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=172662"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}