{"id":172566,"date":"2026-09-15T22:19:36","date_gmt":"2026-09-15T15:19:36","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-credit-scores-are-evolving-what-homebuyers-need-to-know\/"},"modified":"2026-09-15T23:51:10","modified_gmt":"2026-09-15T16:51:10","slug":"mortgage-credit-scores-are-evolving-what-homebuyers-need-to-know","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-credit-scores-are-evolving-what-homebuyers-need-to-know\/","title":{"rendered":"Mortgage credit scores are evolving. What homebuyers need to know"},"content":{"rendered":"


\nMortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.
\n
\nSource : cnbc.com
\nRead more…Mortgage credit scores are evolving. What homebuyers need to know<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172566","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ITk","jetpack-related-posts":[{"id":170606,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-are-paying-more-for-mortgage-credit-checks-heres-why\/","url_meta":{"origin":172566,"position":0},"title":"Homebuyers are paying more for mortgage credit checks. Here\u2019s why","date":"February 22, 2026","format":false,"excerpt":"\r Despite being a small part of closing costs, credit report fees have become a flashpoint in the mortgage industry.\r \r Source : cnbc.com\r Read more...Homebuyers are paying more for mortgage credit checks. Here\u2019s why","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171718,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-now-have-more-credit-score-options-what-homebuyers-should-know\/","url_meta":{"origin":172566,"position":1},"title":"Mortgage lenders now have more credit score options. What homebuyers should know","date":"May 5, 2026","format":false,"excerpt":"\r Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's been used with mortgages for decades.\r \r Source : cnbc.com\r Read more...Mortgage lenders now have more credit score options. What homebuyers should know","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":95469,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-homebuyers-face-first-rise-in-mortgage-costs-in-12-years-as-early-as-september\/","url_meta":{"origin":172566,"position":2},"title":"Hong Kong\u2019s homebuyers face first rise in mortgage costs in 12 years as early as September","date":"August 6, 2018","format":false,"excerpt":"\r Hong Kong banks may increase lending rates for the first time in 12 years as early as September, meaning bad news for the city\u2019s home mortgage borrowers and credit card holders as well as for companies with heavy debt loads. Their cue would come from a rise in US\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11968,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-100-mortgage-how-much-does-it-really-help-homebuyers\/","url_meta":{"origin":172566,"position":3},"title":"Barclays 100% mortgage: how much does it really help homebuyers?","date":"May 4, 2016","format":false,"excerpt":"\r The no-deposit deal requires relatives to put up funds or act as guarantors, and all parties to take a tough affordability testThe launch of the Barclays 100% mortgage brings the number of products aimed at borrowers who do not have a deposit to its highest since the financial crash.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":96085,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/weekly-mortgage-applications-drop-as-homebuyers-drop-out\/","url_meta":{"origin":172566,"position":4},"title":"Weekly mortgage applications drop as homebuyers drop out","date":"August 15, 2018","format":false,"excerpt":"\r Mortgage interest rates ticked lower last week, but that wasn't enough to entice homebuyers, according to the Mortgage Bankers Association.\r \r Source : cnbc.com\r Read more...Weekly mortgage applications drop as homebuyers drop out","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110677,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-snap-up-lower-mortgage-rates\/","url_meta":{"origin":172566,"position":5},"title":"Homebuyers snap up lower mortgage rates","date":"September 11, 2019","format":false,"excerpt":"\r Homebuyers are taking advantage of lower mortgage rates and a slightly more desperate seller. CNBC's Diana Olick reports on the latest mortgage application data.\r \r Source : cnbc.com\r Read more...Homebuyers snap up lower mortgage rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172566"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=172566"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172566\/revisions"}],"predecessor-version":[{"id":172567,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172566\/revisions\/172567"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=172566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=172566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=172566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}