{"id":17236,"date":"2014-10-20T18:28:24","date_gmt":"2014-10-20T11:28:24","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbcs-lowest-ever-0-99-mortgage-whats-the-catch\/"},"modified":"2016-06-21T16:43:13","modified_gmt":"2016-06-21T09:43:13","slug":"hsbcs-lowest-ever-0-99-mortgage-whats-the-catch","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbcs-lowest-ever-0-99-mortgage-whats-the-catch\/","title":{"rendered":"HSBC\u2019s lowest-ever 0.99% mortgage \u2013 what\u2019s the catch?"},"content":{"rendered":"


\nFor starters there\u2019s a \u00a31,999 booking fee, and it\u2019s not fixed-rate so could move upwards, but it\u2019s still a good offerThe mortgage price war is heating up as lenders try to win your business, and now HSBC has launched a home loan with an interest rate of just 0.99%. It\u2019s the lowest the bank has ever offered, and the lowest currently advertised by a lender, so should you consider applying? Here are some things to consider. Continue reading…
\n
\nSource : theguardian.com
\nRead more…HSBC\u2019s lowest-ever 0.99% mortgage \u2013 what\u2019s the catch?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

For starters there\u2019s a \u00a31,999 booking fee, and it\u2019s not fixed-rate so could move upwards,...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-17236","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-4u0","jetpack-related-posts":[{"id":17198,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-launches-fixed-rate-mortgage-below-1\/","url_meta":{"origin":17236,"position":0},"title":"HSBC launches fixed-rate mortgage below 1%","date":"June 21, 2016","format":false,"excerpt":"\r Customers given opportunity to lock in for two years at 0.99% interest rate \u2013 but they will need deposit of at least 35%HSBC has launched Britain\u2019s first fixed-rate mortgage with an interest rate below 1%, as competition among lenders hots up and the cost of borrowing for banks and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":37229,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-raises-mortgage-rates-and-pulls-cheapest-ever-fix\/","url_meta":{"origin":17236,"position":1},"title":"HSBC raises mortgage rates and pulls 'cheapest-ever' fix","date":"December 6, 2016","format":false,"excerpt":"\r Market expert says move could signal end of record low interest ratesThe first evidence has emerged that the era of record-low fixed-rate mortgages may be coming to an end after HSBC withdrew its \u201ccheapest-ever\u201d deal and increased rates on other products.HSBC had been offering a mortgage that allowed customers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128722,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-raises-mortgage-rate-dealing-a-blow-to-hong-kong-homeowners-with-other-banks-set-to-follow-suit\/","url_meta":{"origin":17236,"position":2},"title":"HSBC raises mortgage rate, dealing a blow to Hong Kong homeowners, with other banks set to follow suit","date":"August 18, 2022","format":false,"excerpt":"\r HSBC\u2019s move means someone taking on a HK$5 million (US$637,385) mortgage over a 30-year period at a rate of Hibor+1.3 per cent, will pay an extra HK$1,324 a month, according to mReferral.\r \r Source : South China Morning Post\r Read more...HSBC raises mortgage rate, dealing a blow to Hong\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159867,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-rolls-out-fixed-mortgage-plan-at-2-73-ahead-of-fed-rate-cut\/","url_meta":{"origin":17236,"position":3},"title":"HSBC rolls out fixed mortgage plan at 2.73% ahead of Fed rate cut","date":"August 25, 2025","format":false,"excerpt":"\r Hong Kong\u2019s largest bank has rolled out a fixed-rate mortgage plan, charging lower interest for home loan borrowers ahead of the first relaxation in monetary policy this year, expected in mid-September. HSBC launched a mortgage plan fixed at 2.73 per cent per annum on Monday for either the first\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110441,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbcs-35bn-mortgage-push-is-good-for-borrowers-but-its-risky\/","url_meta":{"origin":17236,"position":4},"title":"HSBC's \u00a335bn mortgage push is good for borrowers,\u00a0but it's risky","date":"September 2, 2019","format":false,"excerpt":"\r Buyers should grab deals while they can \u2013 but the bank could lose out in a precarious UK marketHSBC has been the bank that has prospered most from globalisation. Hong Kong has been its gateway to an emerging China, its UK domicile has provided regulatory and legal respectability, and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110443,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-to-lend-an-extra-35bn-to-homebuyers\/","url_meta":{"origin":17236,"position":5},"title":"HSBC to lend an extra \u00a335bn to homebuyers","date":"September 2, 2019","format":false,"excerpt":"\r Battle between lenders intensifies as bank seeks bigger share of mortgage market\u2022HSBC\u2019s \u00a335bn mortgage push is good for borrowers, but it\u2019s riskyHSBC is to lend an extra \u00a335bn to homeowners, further intensifying the battle among mortgage lenders to offer ultra-competitive deals to customers.The bank, which began its drive to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/17236"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=17236"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/17236\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=17236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=17236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=17236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}