{"id":172332,"date":"2026-08-07T16:32:59","date_gmt":"2026-08-07T09:32:59","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-flat-in-july-says-lloyds-as-buyers-struggle-with-affordability\/"},"modified":"2026-08-07T16:41:12","modified_gmt":"2026-08-07T09:41:12","slug":"uk-house-prices-flat-in-july-says-lloyds-as-buyers-struggle-with-affordability","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-flat-in-july-says-lloyds-as-buyers-struggle-with-affordability\/","title":{"rendered":"UK house prices flat in July, says Lloyds, as buyers struggle with affordability"},"content":{"rendered":"


\nProperty prices in \u2018suspended animation\u2019 owing to higher mortgage rates and uncertainty in Middle EastBusiness live \u2013 latest updatesUK house prices were broadly stagnant in July as prospective buyers were squeezed by higher mortgage rates, uncertainty around the Middle East and stretched affordability, according to the lender Lloyds.The average property cost \u00a3299,253 in July, down by \u00a3143 compared with June, the bank\u2019s monthly index found. Continue reading…
\n
\nSource : theguardian.com
\nRead more…UK house prices flat in July, says Lloyds, as buyers struggle with affordability<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Property prices in \u2018suspended animation\u2019 owing to higher mortgage rates and uncertainty in Middle EastBusiness...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172332","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IPy","jetpack-related-posts":[{"id":151199,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/","url_meta":{"origin":172332,"position":0},"title":"HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules","date":"April 15, 2025","format":false,"excerpt":"\r Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffsUK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140877,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/number-of-uk-first-time-buyers-in-2023-was-lowest-in-a-decade\/","url_meta":{"origin":172332,"position":1},"title":"Number of UK first-time buyers in 2023 was lowest in a decade","date":"January 2, 2024","format":false,"excerpt":"\r Figure estimated to be down by a fifth, as rising interest rates and high house prices had impactWhat will happen to house prices and mortgages in 2024?Top 10 hotspots in Great Britain experts say are in demandThe number of first-time buyers who bought a home with a mortgage fell\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-lenders-told-they-can-scrap-affordability-rules-for-buyers\/","url_meta":{"origin":172332,"position":2},"title":"UK mortgage lenders told they can scrap affordability rules for buyers","date":"June 20, 2022","format":false,"excerpt":"\r Bank of England feels other measures will play stronger role in guarding against household debtLenders will no longer have to check whether homeowners could afford mortgage payments at higher interest rates after the Bank of England ditched rules originally designed to avoid another 2007-style credit crunch.The rules, introduced in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171318,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-fall-in-march-amid-uncertain-impact-of-middle-east-conflict\/","url_meta":{"origin":172332,"position":3},"title":"UK house prices fall in March amid uncertain impact of Middle East conflict","date":"April 8, 2026","format":false,"excerpt":"\r Average price dips back below \u00a3300,000 after higher energy costs have knock-on effect on mortgage ratesUK house prices fell in March, as the housing market lost momentum amid uncertainty over the conflict in the Middle East and the impact on the economy and interest rates.Figures from Halifax, which is\u2026","rel":"","context":"In "Property 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house prices rise at fastest rate in 18 months, Nationwide reports","date":"August 1, 2024","format":false,"excerpt":"\r Annual growth rate was 2.1% in July but building society says high mortgage rates still pose challengesUK house prices have grown at the fastest rate in 18 months but high mortgage rates mean many prospective buyers still face affordability challenges, Nationwide has said.The building society said the average house\u2026","rel":"","context":"In "Property 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