{"id":172206,"date":"2026-07-17T13:00:01","date_gmt":"2026-07-17T06:00:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-deposit-no-problem-the-new-100-mortgages-for-first-time-buyers\/"},"modified":"2026-07-17T13:13:41","modified_gmt":"2026-07-17T06:13:41","slug":"no-deposit-no-problem-the-new-100-mortgages-for-first-time-buyers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-deposit-no-problem-the-new-100-mortgages-for-first-time-buyers\/","title":{"rendered":"No deposit, no problem: the new 100% mortgages for first-time buyers"},"content":{"rendered":"


\nBanks and building societies have started relaxing affordability rules and becoming more creative with productsFor many first-time buyers, getting their foot on the property ladder can feel like an impossible dream. However, the good news is that there are a growing number of mortgage deals that require only a small deposit, or no deposit at all.Metro Bank is the latest high street lender to launch a deal that allows eligible first-timers to borrow up to 100% of the value of a\u00a0property. Home loans that let people borrow 100% have been making a bit of a comeback \u2013 they were once fairly commonplace but were axed after the 2008 financial crisis. Continue reading…
\n
\nSource : theguardian.com
\nRead more…No deposit, no problem: the new 100% mortgages for first-time buyers<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Banks and building societies have started relaxing affordability rules and becoming more creative with productsFor...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172206","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-INw","jetpack-related-posts":[{"id":170556,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-enjoy-biggest-choice-of-low-deposit-mortgages-in-uk-since-2008\/","url_meta":{"origin":172206,"position":0},"title":"First-time buyers enjoy biggest choice of low-deposit mortgages in UK since 2008","date":"February 13, 2026","format":false,"excerpt":"\r More than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":95925,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/kiwibank-offers-kiwibuild-mortgages-with-only-a-10-per-cent-deposit\/","url_meta":{"origin":172206,"position":1},"title":"Kiwibank offers Kiwibuild mortgages with only a 10 per cent deposit","date":"August 13, 2018","format":false,"excerpt":"\r Kiwibank says it will let customers borrow for KiwiBuild homes with only a 10 per cent deposit.The move may help first-home buyers struggling to save a 20 per cent deposit to get a property under the scheme, which aims to build...\r \r Source : nzherald.co.nz\/Property\r Read more...Kiwibank offers Kiwibuild\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117086,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/englands-first-time-buyers-with-10-deposit-struggle-to-find-mortgage\/","url_meta":{"origin":172206,"position":2},"title":"England's first-time buyers with 10% deposit struggle to find mortgage","date":"June 12, 2020","format":false,"excerpt":"\r More and more lenders halt such deals despite the English housing market reopening First-time buyers in England are being locked out of the recently reopened housing market because there are hardly any mortgages available to those who can only manage a 10% deposit, it emerged this week.Mortgage lenders have\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103408,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-unveils-100-mortgage-for-first-time-buyers\/","url_meta":{"origin":172206,"position":3},"title":"Lloyds unveils 100% mortgage for first-time buyers","date":"January 28, 2019","format":false,"excerpt":"\r Purchasers need no deposit if family can back the loan by moving 10% of price into bank\u2019s saver accountBritain\u2019s biggest lender is to offer 100% mortgages to first-time buyers in a return to lending last seen before the financial crash \u2013 but only if the buyer has family that\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26969,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/quarter-of-first-time-buyers-opt-for-35-year-mortgages-to-get-on-ladder\/","url_meta":{"origin":172206,"position":4},"title":"Quarter of first-time buyers opt for 35-year mortgages to get on ladder","date":"January 11, 2016","format":false,"excerpt":"\r Number of first-time buyers down 0.5% in 2015 to 310,000, with the average deposit rising above \u00a330,000 and mortgage terms getting longerThe number of first-time buyers in the UK housing market has fallen for the first time in four years, with the typical deposit required to buy a property\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":151199,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/","url_meta":{"origin":172206,"position":5},"title":"HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules","date":"April 15, 2025","format":false,"excerpt":"\r Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffsUK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.The\u2026","rel":"","context":"In "Property 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