120 per cent mortgages? Lending schemes in spotlight as banking regulator flags concern over aggressive tactics to lure home buyers<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"
Hong Kong\u2019s banking regulator has expressed concern over the ultra-accommodative financing schemes offered by some...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-17220","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-4tK","jetpack-related-posts":[{"id":17150,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-banking-regulator-concerned-about-credit-risks-linked-to-aggressive-mortgage-lending-by-developers\/","url_meta":{"origin":17220,"position":0},"title":"Hong Kong banking regulator \u2018concerned\u2019 about credit risks linked to aggressive mortgage lending by developers","date":"June 20, 2016","format":false,"excerpt":"\r Hong Kong\u2019s banking regulator has expressed concern over the ultra-accommodative financing schemes offered by some Hong Kong developers to entice home buyers, saying that it is studying whether controls are needed to help offset credit risk.\r \r Source : South China Morning Post\r Read more...Hong Kong banking regulator \u2018concerned\u2019\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":54115,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-homebuyers-turn-to-finance-companies-as-banks-tighten-mortgage-lending\/","url_meta":{"origin":17220,"position":1},"title":"Hong Kong homebuyers turn to finance companies as banks tighten mortgage lending","date":"May 9, 2017","format":false,"excerpt":"\r Buyers of new flats seeking to minimise their down payments are increasingly choosing home loans from finance companies, which are beyond the reach of the banking regulator, according to a survey. Centaline Property Agency found that nearly 18 per cent, or HK$2.6 billion, of the estimated HK$14.7 billion in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":18956,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-hk-developers-being-too-generous-with-mortgages\/","url_meta":{"origin":17220,"position":2},"title":"Are HK developers being too generous with mortgages?","date":"July 7, 2016","format":false,"excerpt":"\r Buyers are being tempted by 120 percent mortgages Another day, another dollar. Image credit: Krystal T (Flickr) Non-banking lenders are getting a tad too generous. This was the view of the Hong Kong Monetary Authority regarding the phenomenon of high mortgage loan-to-value ratios being bandied by property developers recently\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":77032,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-in-hong-kong-may-be-allowed-to-use-mpf-savings-to-buy-a-house-but-dont-hold-your-breath\/","url_meta":{"origin":17220,"position":3},"title":"First-time buyers in Hong Kong may be allowed to use MPF savings to buy a house \u2026 but don\u2019t hold your breath","date":"January 17, 2018","format":false,"excerpt":"\r First-time buyers in Hong Kong could eventually be allowed to withdraw their Mandatory Provident Fund savings to buy property, under proposals being considered by the pensions regulator. Senior executives at the Mandatory Provident Fund Schemes Authority (MPFA) said on Wednesday that the idea is being studied, although it is\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138376,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-banking-regulator-warns-a-i-could-lead-to-illegal-lending-practices-like-excluding-minorities\/","url_meta":{"origin":17220,"position":4},"title":"Fed banking regulator warns A.I. could lead to illegal lending practices like excluding minorities","date":"July 18, 2023","format":false,"excerpt":"\r Michael S. Barr said AI technology has potential, but also can be used for nefarious means.\r \r Source : cnbc.com\r Read more...Fed banking regulator warns A.I. could lead to illegal lending practices like excluding minorities","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9350,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/most-dubai-affordable-property-schemes-out-of-reach-for-lower-income-households\/","url_meta":{"origin":17220,"position":5},"title":"Most Dubai affordable property schemes 'out of reach for lower income households'","date":"March 29, 2016","format":false,"excerpt":"\r \r Few of the homes being built by the private sector in Dubai branded as affordable are actually within reach of lower-income families, according to a new study.The research paper from Core, the UAE associate of Savills, argues that Dubai Municipality defines affordable housing as living space for households\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/17220"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=17220"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/17220\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=17220"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=17220"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=17220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}