{"id":172106,"date":"2026-07-01T18:00:01","date_gmt":"2026-07-01T11:00:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-drops-as-their-advantages-shrink\/"},"modified":"2026-07-01T18:38:51","modified_gmt":"2026-07-01T11:38:51","slug":"demand-for-riskier-mortgages-drops-as-their-advantages-shrink","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-drops-as-their-advantages-shrink\/","title":{"rendered":"Demand for riskier mortgages drops, as their advantages shrink"},"content":{"rendered":"


\nThe spread between the 30-year fixed rate mortgage and adjustable rate loans is narrowing, causing demand for ARMs to weaken.
\n
\nSource : cnbc.com
\nRead more…Demand for riskier mortgages drops, as their advantages shrink<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The spread between the 30-year fixed rate mortgage and adjustable rate loans is narrowing, causing...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-172106","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ILU","jetpack-related-posts":[{"id":143945,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-adjustable-rate-mortgages-hits-highest-level-of-the-year-due-to-rising-rates\/","url_meta":{"origin":172106,"position":0},"title":"Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","date":"May 1, 2024","format":false,"excerpt":"\r The share of ARM applications rose to 7.8% of mortgage demand last week, according to the Mortgage Bankers Association. That is the highest level of the year.\r \r Source : cnbc.com\r Read more...Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-along-with-interest-rates\/","url_meta":{"origin":172106,"position":1},"title":"Demand for riskier mortgages rises along with interest rates","date":"September 2, 2026","format":false,"excerpt":"\r Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises along with interest rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172528,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-again-along-with-interest-rates\/","url_meta":{"origin":172106,"position":2},"title":"Demand for riskier mortgages rises again, along with interest rates","date":"September 9, 2026","format":false,"excerpt":"\r Mortgage rates continue to climb, so more borrowers are turning to adjustable rate mortgages, which offer lower interest rates comparatively.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises again, along with interest rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":162346,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/borrowers-head-back-to-riskier-mortgages-looking-for-any-potential-savings\/","url_meta":{"origin":172106,"position":3},"title":"Borrowers head back to riskier mortgages, looking for any potential savings","date":"October 8, 2025","format":false,"excerpt":"\r Mortgage demand weakened again but for those in the market, adjustable-rate loans are getting more popular, as they offer lower interest rates.\r \r Source : cnbc.com\r Read more...Borrowers head back to riskier mortgages, looking for any potential savings","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172620,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nearly-10-of-borrowers-opted-for-riskier-mortgages-last-week-as-rates-soared-over-7\/","url_meta":{"origin":172106,"position":4},"title":"Nearly 10% of borrowers opted for riskier mortgages last week, as rates soared over 7%","date":"September 23, 2026","format":false,"excerpt":"\r As mortgage rates rise, borrowers are seeking savings in riskier, adjustable-rate mortgages that offer lower rates.\r \r Source : cnbc.com\r Read more...Nearly 10% of borrowers opted for riskier mortgages last week, as rates soared over 7%","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119528,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/natwest-brings-back-90-mortgages-as-buyer-demand-soars\/","url_meta":{"origin":172106,"position":5},"title":"NatWest brings back 90% mortgages as buyer demand soars","date":"December 14, 2020","format":false,"excerpt":"\r UK banks and building societies more confident over riskier lending as fears over house prices ease\r \r Source : ft.com\r Read more...NatWest brings back 90% mortgages as buyer demand soars","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172106"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=172106"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172106\/revisions"}],"predecessor-version":[{"id":172107,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/172106\/revisions\/172107"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=172106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=172106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=172106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}