{"id":171844,"date":"2026-05-23T13:00:20","date_gmt":"2026-05-23T06:00:20","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tracker-mortgages-are-back-but-is-one-the-right-choice-for-you\/"},"modified":"2026-05-23T21:54:20","modified_gmt":"2026-05-23T14:54:20","slug":"tracker-mortgages-are-back-but-is-one-the-right-choice-for-you","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tracker-mortgages-are-back-but-is-one-the-right-choice-for-you\/","title":{"rendered":"\u2018Tracker mortgages are back\u2019 \u2013 but is one the right choice for you?"},"content":{"rendered":"


\nThe uncertain interest rate outlook is making tracker deals popular again. We look at the pros and cons of both types of loanWith some experts warning that we may have to brace ourselves for interest rate rises later this year, it might seem odd to suggest considering a tracker mortgage.But, amid the economic chaos caused by the Iran war, for some people looking for a home loan or to remortgage, a tracker \u2013 where the rate you pay moves up or down in line with the Bank of England base rate \u2013 could be a good bet. Continue reading…
\n
\nSource : theguardian.com
\nRead more…\u2018Tracker mortgages are back\u2019 \u2013 but is one the right choice for you?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The uncertain interest rate outlook is making tracker deals popular again. We look at the...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-171844","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IHG","jetpack-related-posts":[{"id":134372,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-the-interest-rate-rise-trigger-a-stampede-for-tracker-mortgages\/","url_meta":{"origin":171844,"position":0},"title":"Will the interest rate rise trigger a stampede for tracker mortgages?","date":"February 3, 2023","format":false,"excerpt":"\r Hints by Bank of England that rates may have peaked leaves those remortgaging in a quandaryWhat does the Bank of England interest rate rise mean for you?The rush towards tracker mortgages that began even before Thursday\u2019s interest rate rise could well become a stampede after the Bank of England\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115024,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-pulls-tracker-mortgages-after-historic-base-rate-cut\/","url_meta":{"origin":171844,"position":1},"title":"Nationwide pulls tracker mortgages after historic base rate cut\u00a0","date":"March 20, 2020","format":false,"excerpt":"\r Mortgage products tracking base rate vanish as\u00a0\u2018the numbers no longer stack up\u2019\u00a0\r \r Source : ft.com\r Read more...Nationwide pulls tracker mortgages after historic base rate cut\u00a0","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114850,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-does-interest-rate-cut-mean-for-mortgages-and-savers\/","url_meta":{"origin":171844,"position":2},"title":"What does interest rate cut mean for mortgages and savers?","date":"March 11, 2020","format":false,"excerpt":"\r There will be gain for some consumers but pain for others after the Bank of England\u2019s decisionThe emergency 0.5% rate cut by the Bank of England in the midst of the coronavirus outbreak will mean monthly savings for householders with tracker mortgages but more pain for savers as interest\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21386,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-rate-cut-good-news-for-mortgages-bad-news-for-savers\/","url_meta":{"origin":171844,"position":3},"title":"Interest rate cut: good news for mortgages, bad news for savers","date":"July 30, 2016","format":false,"excerpt":"\r If the Bank of England cuts rates to 0.25%, it will benefit home-buyers, but once again savings will be hitThose with large tracker mortgages can prepare to break out the prosecco. If you rely on savings income, it\u2019s more brown ale for you \u2013 or even water.Next week the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":81101,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/good-progress-in-redressing-compensation-to-customers-over-tracker-mortgages-bank-of-ireland-ceo\/","url_meta":{"origin":171844,"position":4},"title":"Good progress in redressing compensation to customers over tracker mortgages: Bank of Ireland CEO","date":"February 26, 2018","format":false,"excerpt":"\r \"We've really challenged ourselves to be more customer focused,\" says Francesca McDonagh.\r \r Source : cnbc.com\r Read more...Good progress in redressing compensation to customers over tracker mortgages: Bank of Ireland CEO","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139874,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-have-10000-left-after-a-house-move-should-we-save-it-or-overpay-the-mortgage\/","url_meta":{"origin":171844,"position":5},"title":"We have \u00a310,000 left after a house move \u2013 should we save it or overpay the mortgage?","date":"October 16, 2023","format":false,"excerpt":"\r I think overpaying our loan won\u2019t affect our monthly repayment as we\u2019re on a two-year trackerQ After a recent house move we have about \u00a310,000 in savings left over. We\u2019re now on a two-year tracker mortgage while we navigate the uncertain economic times and rates.My question is: would it\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171844"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=171844"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171844\/revisions"}],"predecessor-version":[{"id":171845,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171844\/revisions\/171845"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=171844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=171844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=171844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}