{"id":171718,"date":"2026-05-05T19:33:04","date_gmt":"2026-05-05T12:33:04","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-now-have-more-credit-score-options-what-homebuyers-should-know\/"},"modified":"2026-05-05T23:59:09","modified_gmt":"2026-05-05T16:59:09","slug":"mortgage-lenders-now-have-more-credit-score-options-what-homebuyers-should-know","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-now-have-more-credit-score-options-what-homebuyers-should-know\/","title":{"rendered":"Mortgage lenders now have more credit score options. What homebuyers should know"},"content":{"rendered":"


\nLenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that’s been used with mortgages for decades.
\n
\nSource : cnbc.com
\nRead more…Mortgage lenders now have more credit score options. What homebuyers should know<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-171718","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IFE","jetpack-related-posts":[{"id":172566,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-credit-scores-are-evolving-what-homebuyers-need-to-know\/","url_meta":{"origin":171718,"position":0},"title":"Mortgage credit scores are evolving. What homebuyers need to know","date":"September 15, 2026","format":false,"excerpt":"\r Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.\r \r Source : cnbc.com\r Read more...Mortgage credit scores are evolving. What homebuyers need to know","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110443,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-to-lend-an-extra-35bn-to-homebuyers\/","url_meta":{"origin":171718,"position":1},"title":"HSBC to lend an extra \u00a335bn to homebuyers","date":"September 2, 2019","format":false,"excerpt":"\r Battle between lenders intensifies as bank seeks bigger share of mortgage market\u2022HSBC\u2019s \u00a335bn mortgage push is good for borrowers, but it\u2019s riskyHSBC is to lend an extra \u00a335bn to homeowners, further intensifying the battle among mortgage lenders to offer ultra-competitive deals to customers.The bank, which began its drive to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":112067,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-flock-to-showroom-for-bargains-after-hong-kong-lenders-cut-rates\/","url_meta":{"origin":171718,"position":2},"title":"Homebuyers flock to showroom for bargains after Hong Kong lenders cut rates","date":"November 1, 2019","format":false,"excerpt":"\r Response to The Grand Marine can be attributed to low pricing, this week\u2019s reduction in lending rates among local banks and the government\u2019s move last month to ease mortgage financing rules. These are among the measures taken to rejuvenate the housing market, where declines in prices have accelerated in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":41885,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/jump-in-rates-doesnt-deter-homebuyers-as-mortgage-applications-increase-4\/","url_meta":{"origin":171718,"position":3},"title":"Jump in rates doesn't deter homebuyers, as mortgage applications increase 4%","date":"January 25, 2017","format":false,"excerpt":"\r Mortgage rates moved solidly higher last week, but lenders saw no letup in loan demand.\r \r Source : cnbc.com\r Read more...Jump in rates doesn't deter homebuyers, as mortgage applications increase 4%","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143855,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/leading-uk-lenders-raise-fixed-rate-mortgage-deals-amid-market-uncertainty\/","url_meta":{"origin":171718,"position":4},"title":"Leading UK lenders raise fixed-rate mortgage deals amid \u2018market uncertainty\u2019","date":"April 23, 2024","format":false,"excerpt":"\r Borrowers urged not to panic as banks including Barclays, NatWest and HSBC readjust cost of loansAt least five leading lenders increased rates on their fixed mortgage deals on Tuesday in response to \u201cmarket uncertainty\u201d, adding to pressure on homebuyers and those looking to remortgage.Barclays, HSBC, NatWest, Accord Mortgages (part\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129891,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-put-up-interest-payments-before-banks-base-rate-hike\/","url_meta":{"origin":171718,"position":5},"title":"Mortgage lenders put up interest payments before Bank\u2019s base rate hike","date":"September 22, 2022","format":false,"excerpt":"\r Banks and building societies increased charges that could add thousands to some people\u2019s home loan costsBanks and building societies had already begun putting up mortgage interest payments before the Bank of England announced its latest base rate hike to 2.25% \u2013 piling more pressure on homebuyers and owners.For some,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171718"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=171718"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171718\/revisions"}],"predecessor-version":[{"id":171719,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171718\/revisions\/171719"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=171718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=171718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=171718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}