{"id":171612,"date":"2026-04-24T00:27:31","date_gmt":"2026-04-23T17:27:31","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-guardian-view-on-help-to-buy-entrenching-housing-inequalities-rather-than-helping-editorial\/"},"modified":"2026-04-24T00:29:39","modified_gmt":"2026-04-23T17:29:39","slug":"the-guardian-view-on-help-to-buy-entrenching-housing-inequalities-rather-than-helping-editorial","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-guardian-view-on-help-to-buy-entrenching-housing-inequalities-rather-than-helping-editorial\/","title":{"rendered":"The Guardian view on help to buy: entrenching housing inequalities, rather than helping | Editorial"},"content":{"rendered":"


\nThe Tories\u2019 flagship scheme has aided higher earners most. The latest analysis of its flaws should lead to a rethinkThe results are in. The biggest winners from the Conservatives\u2019 help to buy scheme were high-earners who were already likely to buy a house. The Institute for Fiscal Studies (IFS) examined who benefited from the policy, and concluded that the top 10% of earners received the largest cash benefit. Rather than helping people to buy, it more likely helped the already\u00a0fortunate to accumulate wealth quicker (by helping them buy earlier, or more expensive properties). Of course, this distorted the market: pushing prices up in some areas, and largely increasing\u00a0competition rather than supply.That its flagship housing policy accelerated housing and wealth inequalities during a time when the government insisted deep cuts to public finances were\u00a0needed is not just shocking \u2013 it underlines how deep the Tory project of redistribution went. In the 12\u00a0years to 2022-23, net spending by councils on housing, per\u00a0person, was cut by 35%, while spending\u00a0on planning and development was cut by a\u00a0third \u2013 but clearly there was some cash to go around. Continue reading…
\n
\nSource : theguardian.com
\nRead more…The Guardian view on help to buy: entrenching housing inequalities, rather than helping | Editorial<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Tories\u2019 flagship scheme has aided higher earners most. The latest analysis of its flaws...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-171612","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IDW","jetpack-related-posts":[{"id":68040,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-out-of-reach-of-lower-earners-say-researchers\/","url_meta":{"origin":171612,"position":0},"title":"Help to Buy scheme out of reach of lower earners, say researchers","date":"November 20, 2013","format":false,"excerpt":"\r Resolution Foundation finds low and middle-income families can't afford mortgage guarantee across two-thirds of BritainLow to middle-income families are unlikely to be able to use the government's flagship Help to Buy scheme across two-thirds of Britain, since the monthly mortgage repayment costs would be too expensive, new research shows.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1332,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/budget-saving-scheme-for-low-earners-scrapped\/","url_meta":{"origin":171612,"position":1},"title":"Budget: saving scheme for low earners scrapped","date":"June 24, 2010","format":false,"excerpt":"\r Treasury slams the door on Labour's Saving Gateway which aimed to give 50p boost for every pound savedThe government has quietly scrapped one of Labour's flagship initiatives to encourage Britain's financially excluded people to save.The Saving Gateway, a scheme designed to encourage those on a low income to save\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":24270,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/social-housing-tenants-face-soaring-rents-under-pay-to-stay-policy\/","url_meta":{"origin":171612,"position":2},"title":"Social housing tenants face soaring rents under 'pay to stay' policy","date":"August 29, 2016","format":false,"excerpt":"\r More than 70,000 face average rise of more than \u00a31,000 a year under scheme to ensure supposedly high earners pay market rentMore than 70,000 tenants face average rent rises of more than \u00a31,000 a year under the government\u2019s \u201cpay to stay\u201d policy aimed at ensuring supposedly high earners living\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":24389,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/luxury-developers-shift-gears-to-mid-income-earners-in-sabah\/","url_meta":{"origin":171612,"position":3},"title":"Luxury developers shift gears to mid-income earners in Sabah","date":"August 30, 2016","format":false,"excerpt":"\r Wealth is still out there in the Malaysian state, but developers are shifting focus to more affordable offerings Kota Kinabalu, the capital city of Sabah state in Malaysia. Nokuro \/ Shutterstock Get the middle-income earners for now. This seems to be the consensus among property developers in Sabah as\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64850,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thai-government-pushes-public-private-partnership-for-housing-scheme\/","url_meta":{"origin":171612,"position":4},"title":"Thai government pushes public-private partnership for housing scheme","date":"August 29, 2017","format":false,"excerpt":"\r By Chatrudee Theparat The Thai government will let domestic and foreign investors collaborate with government agencies in developing housing projects through the public-private partnership (PPP) scheme for low-income earners and the lower-middle class under the Pracha Rat Home scheme. Deputy Prime Minister Somkid Jatusripitak has authorised the state-owned GH\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":98449,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/germany-pledges-more-housing-benefits-to-low-income-earners-as-property-prices-rise\/","url_meta":{"origin":171612,"position":5},"title":"Germany pledges more housing benefits to low-income earners as property prices rise","date":"September 24, 2018","format":false,"excerpt":"\r The German federal government will offer low-income earners more generous housing benefit payments from 2020 onwards, the Editorialnetwork Germany (RND) reported on Friday. RND cited a draft resolution for the housing summit held in the chancellery in Berlin on Friday, in which the government will reform the current benefit\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171612"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=171612"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171612\/revisions"}],"predecessor-version":[{"id":171613,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/171612\/revisions\/171613"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=171612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=171612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=171612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}