{"id":170666,"date":"2026-03-02T10:00:00","date_gmt":"2026-03-02T03:00:00","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/record-portion-of-new-lending-goes-to-first-home-buyers-with-small-deposits-as-bank-lending-rules-loosened\/"},"modified":"2026-03-02T16:40:47","modified_gmt":"2026-03-02T09:40:47","slug":"record-portion-of-new-lending-goes-to-first-home-buyers-with-small-deposits-as-bank-lending-rules-loosened","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/record-portion-of-new-lending-goes-to-first-home-buyers-with-small-deposits-as-bank-lending-rules-loosened\/","title":{"rendered":"Record portion of new lending goes to first-home buyers with small deposits as bank lending rules loosened"},"content":{"rendered":"


\nMore than half of January’s $1.1b first-home loans went to sub-20% deposits.
\n
\nSource : nzherald.co.nz\/Property
\nRead more…Record portion of new lending goes to first-home buyers with small deposits as bank lending rules loosened<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

More than half of January’s $1.1b first-home loans went to sub-20% deposits. Source :...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-170666","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-IoG","jetpack-related-posts":[{"id":159055,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/","url_meta":{"origin":170666,"position":0},"title":"Santander mortgage cap jumps by as much as 24% as bank eases lending rules","date":"August 12, 2025","format":false,"excerpt":"\r Some higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight changesSome couples applying for a Santander mortgage will see the maximum they can borrow increase by \u00a3130,000 overnight after the bank loosened its lending rules.Santander is the latest in a line of lenders to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":52584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-slump-puts-first-time-buyers-in-the-drivers-seat\/","url_meta":{"origin":170666,"position":1},"title":"Buy-to-let slump puts first-time buyers in the driver\u2019s seat","date":"April 22, 2017","format":false,"excerpt":"\r Lenders report 42% fall in loans to landlords as tax changes begin to biteBuy-to-let landlords are finally in retreat in the housing market, leaving young adults in a better position to buy a property, according to the latest data from mortgage lenders.The Council of Mortgage Lenders said lending in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":122585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-strengthens-despite-bank-of-england-base-rate-warning\/","url_meta":{"origin":170666,"position":2},"title":"Mortgage lending strengthens despite Bank of England base rate warning","date":"October 14, 2021","format":false,"excerpt":"\r Mortgage lenders continuing to offer lower interest rates amid price war sparked by stamp duty tax cutA mortgage price war that has brought the cost of monthly payments down over the last year is expected to continue until at least next month despite warnings that lenders\u2019 profit margins could\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26898,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-closure-will-not-impact-those-with-small-deposits-bank\/","url_meta":{"origin":170666,"position":3},"title":"Help to buy closure will not impact those with small deposits \u2013 Bank","date":"September 22, 2016","format":false,"excerpt":"\r Mark Carney says use of government scheme has fallen and high loan-to-value lending is taking place outside itThe Bank of England has told the government that its flagship scheme which has helped more than 79,000 buyers on to the housing market can be closed without any impact on the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":62441,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-first-home-buyers-be-exempt-from-lrv-lending-rules\/","url_meta":{"origin":170666,"position":4},"title":"Should first-home buyers be exempt from LRV lending rules?","date":"August 1, 2017","format":false,"excerpt":"\r Auckland's biggest realty firm is holding high-level talks with the Government and Reserve Bank over proposals to help more young families into their first home.Barfoot & Thompson wants to exempt entry-level buyers from tough lending...\r \r Source : nzherald.co.nz\/Property\r Read more...Should first-home buyers be exempt from LRV lending rules?","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":62449,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-first-home-buyers-be-exempt-from-lvr-lending-rules\/","url_meta":{"origin":170666,"position":5},"title":"Should first-home buyers be exempt from LVR lending rules?","date":"August 1, 2017","format":false,"excerpt":"\r Auckland's biggest realty firm is holding high-level talks with the Government and Reserve Bank over proposals to help more young families into their first home.Barfoot & Thompson wants to exempt entry-level buyers from tough lending...\r \r Source : nzherald.co.nz\/Property\r Read more...Should first-home buyers be exempt from LVR lending rules?","rel":"","context":"In "Property 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