{"id":170606,"date":"2026-02-22T21:30:01","date_gmt":"2026-02-22T14:30:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-are-paying-more-for-mortgage-credit-checks-heres-why\/"},"modified":"2026-02-22T22:27:07","modified_gmt":"2026-02-22T15:27:07","slug":"homebuyers-are-paying-more-for-mortgage-credit-checks-heres-why","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-are-paying-more-for-mortgage-credit-checks-heres-why\/","title":{"rendered":"Homebuyers are paying more for mortgage credit checks. Here\u2019s why"},"content":{"rendered":"<p>&#013;<br \/>\nDespite being a small part of closing costs, credit report fees have become a flashpoint in the mortgage industry.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2026\/02\/22\/cost-of-credit-reports-for-mortgages-center-of-debate-what-to-know-.html\" target=\"_blank\" rel=\"noopener\">Homebuyers are paying more for mortgage credit checks. Here\u2019s why<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Despite being a small part of closing costs, credit report fees have become a flashpoint&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-170606","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-InI","jetpack-related-posts":[{"id":172566,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-credit-scores-are-evolving-what-homebuyers-need-to-know\/","url_meta":{"origin":170606,"position":0},"title":"Mortgage credit scores are evolving. What homebuyers need to know","date":"September 15, 2026","format":false,"excerpt":"\r Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.\r \r Source : cnbc.com\r Read more...Mortgage credit scores are evolving. What homebuyers need to know","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":166450,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uae-homebuyers-see-faster-mortgage-approvals-as-ai-automates-paperwork\/","url_meta":{"origin":170606,"position":1},"title":"UAE homebuyers see faster mortgage approvals as AI automates paperwork","date":"December 3, 2025","format":false,"excerpt":"\r AI is transforming the UAE mortgage journey as Holo automates document checks, income verification and lender formatting The post UAE homebuyers see faster mortgage approvals as AI automates paperwork appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance, and More.\r \r Source : arabianbusiness.com\r\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/12\/UAE-mortgage-AI-Holo-real-estate-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":171718,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-now-have-more-credit-score-options-what-homebuyers-should-know\/","url_meta":{"origin":170606,"position":2},"title":"Mortgage lenders now have more credit score options. What homebuyers should know","date":"May 5, 2026","format":false,"excerpt":"\r Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's been used with mortgages for decades.\r \r Source : cnbc.com\r Read more...Mortgage lenders now have more credit score options. What homebuyers should know","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":154729,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-rose-to-the-highest-level-since-january-but-demand-from-homebuyers-still-grew-heres-why\/","url_meta":{"origin":170606,"position":3},"title":"Mortgage rates rose to the highest level since January, but demand from homebuyers still grew. Here&#039;s why.","date":"May 28, 2025","format":false,"excerpt":"\r Mortgage rates rose to the highest level since January last week, and mortgage demand from homebuyers still rose slightly. Here's why.\r \r Source : cnbc.com\r Read more...Mortgage rates rose to the highest level since January, but demand from homebuyers still grew. Here's why.","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":79724,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-how-a-5-mortgage-rate-affect-prospective-homebuyers\/","url_meta":{"origin":170606,"position":4},"title":"Here&#039;s how a 5% mortgage rate affect prospective homebuyers","date":"February 13, 2018","format":false,"excerpt":"\r A 5 percent rate would cause more than a quarter of today's homebuyers to slow their plans and housing affordability is starting to take a hit.\r \r Source : cnbc.com\r Read more...Here's how a 5% mortgage rate affect prospective homebuyers","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":14782,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-maybe-paying-too-much-for-insurance-says-research\/","url_meta":{"origin":170606,"position":5},"title":"Homebuyers maybe paying too much for insurance, says research","date":"May 29, 2016","format":false,"excerpt":"\r 14% took out policy with mortgage lender, with some doing so because they thought it might help mortgage applicationHomebuyers have been warned they could be paying more than necessary for home insurance after research revealed one in seven took out policies with their mortgage lender.The study by Gocompare.com found\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170606"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=170606"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170606\/revisions"}],"predecessor-version":[{"id":170607,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170606\/revisions\/170607"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=170606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=170606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=170606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}