{"id":170600,"date":"2026-02-20T20:30:01","date_gmt":"2026-02-20T13:30:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/personal-loans-surge-amid-affordability-struggles-its-the-middle-class-refinancing-option-expert-says\/"},"modified":"2026-02-20T20:51:47","modified_gmt":"2026-02-20T13:51:47","slug":"personal-loans-surge-amid-affordability-struggles-its-the-middle-class-refinancing-option-expert-says","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/personal-loans-surge-amid-affordability-struggles-its-the-middle-class-refinancing-option-expert-says\/","title":{"rendered":"Personal loans surge amid affordability struggles: It's 'the middle-class refinancing option,' expert says"},"content":{"rendered":"


\nSome borrowers are turning to personal loans to refinance credit card debt. Those loans are expected increase nearly 6% this year, TransUnion forecasts
\n
\nSource : cnbc.com
\nRead more…Personal loans surge amid affordability struggles: It’s ‘the middle-class refinancing option,’ expert says<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Some borrowers are turning to personal loans to refinance credit card debt. Those loans are...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-170600","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-InC","jetpack-related-posts":[{"id":159198,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/weekly-mortgage-refinancing-demand-shoots-23-higher-with-riskier-loans-making-a-comeback\/","url_meta":{"origin":170600,"position":0},"title":"Weekly mortgage refinancing demand shoots 23% higher, with riskier loans making a comeback","date":"August 13, 2025","format":false,"excerpt":"\r Mortgage rates dropped again last week, spurring big demand for mortgage refinancing. ARM loans also increased, as they offer lower rates.\r \r Source : cnbc.com\r Read more...Weekly mortgage refinancing demand shoots 23% higher, with riskier loans making a comeback","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":106009,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/people-are-refinancing-their-mortgages-says-quicken-loans-chairman\/","url_meta":{"origin":170600,"position":1},"title":"People are refinancing their mortgages, says Quicken Loans chairman","date":"April 12, 2019","format":false,"excerpt":"\r Dan Gilbert, founder and chairman of Quicken Loans and owner of the Cleveland Cavaliers, joins 'Squawk Box' to discuss the state of the mortgage sector as homebuyers prepare for spring.\r \r Source : cnbc.com\r Read more...People are refinancing their mortgages, says Quicken Loans chairman","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93133,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-fall-as-refinancing-hits-20-year-low\/","url_meta":{"origin":170600,"position":2},"title":"Mortgage applications fall, as refinancing hits 20-year low","date":"July 4, 2018","format":false,"excerpt":"\r A significant drop in mortgage interest rates was not enough to entice homeowners to refinance their loans last week.\u00a0\r \r Source : cnbc.com\r Read more...Mortgage applications fall, as refinancing hits 20-year low","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147114,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/from-mortgages-to-auto-loans-experts-weigh-in-on-when-or-if-to-refinance-as-interest-rates-fall\/","url_meta":{"origin":170600,"position":3},"title":"From mortgages to auto loans, experts weigh in on when \u2014 or if \u2014 to refinance as interest rates fall","date":"September 19, 2024","format":false,"excerpt":"\r The Federal Reserve just cut interest rates by a half point. That may open up some refinancing opportunities for borrowers, depending on the type of loan.\r \r Source : cnbc.com\r Read more...From mortgages to auto loans, experts weigh in on when \u2014 or if \u2014 to refinance as interest\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133768,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/china-bad-debt-firms-plan-refinancing-support-of-up-to-us24-billion-for-selected-property-developers\/","url_meta":{"origin":170600,"position":4},"title":"China bad-debt firms plan refinancing support of up to US$24 billion for selected property developers","date":"January 17, 2023","format":false,"excerpt":"\r The PBOC will channel 80 billion yuan (US$11.8 billion) of loans to high-quality developers through the nation\u2019s biggest bad-debt asset managers, with a similar amount to be matched by the distressed debt firms, according to sources.\r \r Source : South China Morning Post\r Read more...China bad-debt firms plan refinancing\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":25289,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mas-wont-ease-property-cooling-measures-anytime-soon\/","url_meta":{"origin":170600,"position":5},"title":"MAS won\u2019t ease property cooling measures anytime soon","date":"September 7, 2016","format":false,"excerpt":"\r The revised mortgage refinancing rules do not represent an easing of the property cooling measures, said MAS Managing Director Ravi Menon. The Monetary Authority of Singapore (MAS) will not ease the property cooling measures which have caused home prices to drop by almost 10 percent anytime soon, reported Bloomberg.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170600"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=170600"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170600\/revisions"}],"predecessor-version":[{"id":170601,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170600\/revisions\/170601"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=170600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=170600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=170600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}