{"id":170556,"date":"2026-02-13T14:00:37","date_gmt":"2026-02-13T07:00:37","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-enjoy-biggest-choice-of-low-deposit-mortgages-in-uk-since-2008\/"},"modified":"2026-02-13T15:23:06","modified_gmt":"2026-02-13T08:23:06","slug":"first-time-buyers-enjoy-biggest-choice-of-low-deposit-mortgages-in-uk-since-2008","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-enjoy-biggest-choice-of-low-deposit-mortgages-in-uk-since-2008\/","title":{"rendered":"First-time buyers enjoy biggest choice of low-deposit mortgages in UK since 2008"},"content":{"rendered":"


\nMore than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the property ladder.In recent months many banks and building societies have been loosening their affordability rules or launching deals that let people borrow 95% of the property\u2019s value, and in some cases more than that. Continue reading…
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\nSource : theguardian.com
\nRead more…First-time buyers enjoy biggest choice of low-deposit mortgages in UK since 2008<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

More than 500 deals now offer 95% loans as banks and building societies loosen their...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-170556","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ImU","jetpack-related-posts":[{"id":172206,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-deposit-no-problem-the-new-100-mortgages-for-first-time-buyers\/","url_meta":{"origin":170556,"position":0},"title":"No deposit, no problem: the new 100% mortgages for first-time buyers","date":"July 17, 2026","format":false,"excerpt":"\r Banks and building societies have started relaxing affordability rules and becoming more creative with productsFor many first-time buyers, getting their foot on the property ladder can feel like an impossible dream. However, the good news is that there are a growing number of mortgage deals that require only a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117864,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-still-in-lockdown-despite-stamp-duty-holiday\/","url_meta":{"origin":170556,"position":1},"title":"Mortgages still in lockdown despite stamp-duty holiday","date":"July 19, 2020","format":false,"excerpt":"\r Low-deposit home loans are coming back \u2026 but choices are limited and lenders are applying new terms and conditionsThese are difficult times for anyone who wants to buy a home. Despite the government\u2019s attempt to reinvigorate the market with a temporary stamp-duty holiday on properties costing up to \u00a3500,000\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":155344,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-100-loans-are-back-will-they-work-for-you\/","url_meta":{"origin":170556,"position":2},"title":"UK mortgages: 100% loans are back \u2013 will they work for you?","date":"June 7, 2025","format":false,"excerpt":"\r The controversial loan has returned. We look at the deals and explain why it\u2019s worth saving up a 5% deposit or moreSaving up for a deposit is one of the biggest challenges facing would-be homeowners, who can find that each month pretty much all most of their money is\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137172,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-nearly-800-deals-pulled-amid-interest-rate-fears\/","url_meta":{"origin":170556,"position":3},"title":"UK mortgages: nearly 800 deals pulled amid interest rate fears","date":"May 30, 2023","format":false,"excerpt":"\r Rates rising for new fixed-term home loans, figures from Moneyfacts showNearly 800 residential and buy-to-let mortgage deals have been pulled during the past few days by UK banks and building societies amid concern surrounding future interest rate rises, data has revealed.The figures from the financial data provider Moneyfacts also\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":144405,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/three-uk-banks-announce-cuts-to-cost-of-fixed-rate-mortgages\/","url_meta":{"origin":170556,"position":4},"title":"Three UK banks announce cuts to cost of fixed-rate mortgages","date":"May 17, 2024","format":false,"excerpt":"\r Barclays Bank, HSBC and TSB reveal reductions, reversing some of price rises seen in recent weeksThree UK banks have announced cuts to the cost of fixed-rate mortgages, reversing some of the price rises seen in recent weeks.Barclays Bank has announced it will reduce the price of five-year fixed-rate deals\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26969,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/quarter-of-first-time-buyers-opt-for-35-year-mortgages-to-get-on-ladder\/","url_meta":{"origin":170556,"position":5},"title":"Quarter of first-time buyers opt for 35-year mortgages to get on ladder","date":"January 11, 2016","format":false,"excerpt":"\r Number of first-time buyers down 0.5% in 2015 to 310,000, with the average deposit rising above \u00a330,000 and mortgage terms getting longerThe number of first-time buyers in the UK housing market has fallen for the first time in four years, with the typical deposit required to buy a property\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170556"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=170556"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170556\/revisions"}],"predecessor-version":[{"id":170557,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170556\/revisions\/170557"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=170556"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=170556"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=170556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}