{"id":170472,"date":"2026-02-02T22:26:59","date_gmt":"2026-02-02T15:26:59","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housing-affordability-isnt-just-hurting-buyers-more-homeowners-are-falling-behind-on-their-mortgages\/"},"modified":"2026-02-02T23:37:12","modified_gmt":"2026-02-02T16:37:12","slug":"housing-affordability-isnt-just-hurting-buyers-more-homeowners-are-falling-behind-on-their-mortgages","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housing-affordability-isnt-just-hurting-buyers-more-homeowners-are-falling-behind-on-their-mortgages\/","title":{"rendered":"Housing affordability isn't just hurting buyers: More homeowners are falling behind on their mortgages"},"content":{"rendered":"


\nWhile the overall share of delinquencies among all mortgages remains small, the growth is occurring faster than late payments for other types of consumer loans.
\n
\nSource : cnbc.com
\nRead more…Housing affordability isn’t just hurting buyers: More homeowners are falling behind on their mortgages<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

While the overall share of delinquencies among all mortgages remains small, the growth is occurring...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-170472","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Ily","jetpack-related-posts":[{"id":103252,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-the-affordability-crisis-is-impacting-the-housing-market\/","url_meta":{"origin":170472,"position":0},"title":"How the affordability crisis is impacting the housing market","date":"January 24, 2019","format":false,"excerpt":"\r Fred Glick, Arrivva founder and CEO, and CNBC's Diana Olick join 'The Exchange' to discuss home buyers returning to unconventional mortgages amid the housing affordability crisis.\r \r Source : cnbc.com\r Read more...How the affordability crisis is impacting the housing market","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93733,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-on-the-rise-as-buy-to-let-mortgage-market-falls\/","url_meta":{"origin":170472,"position":1},"title":"First-time buyers on the rise as buy-to-let mortgage market falls","date":"July 13, 2018","format":false,"excerpt":"\r Number of new homeowners rose 8% in May as mortgages for landlords dropped 10%The number of first-time buyers rose in May while the number taking on new buy-to-let mortgages fell, in a sign that government policies and tax changes are rebalancing the housing market.There were 32,200 new mortgages completed\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":142897,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-reforms-have-excluded-first-time-buyers-say-uk-building-societies\/","url_meta":{"origin":170472,"position":2},"title":"Mortgage reforms have excluded first-time buyers, say UK building societies","date":"March 5, 2024","format":false,"excerpt":"\r Report calls for overhaul of rules on loan affordability and repayment, and more flexible mortgage productsMortgage reforms introduced after the 2008 banking crisis have \u201ctilted too far\u201d in support of financial stability to the point that first-time buyers are being excluded from the housing market, building societies have warned.A\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170556,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-enjoy-biggest-choice-of-low-deposit-mortgages-in-uk-since-2008\/","url_meta":{"origin":170472,"position":3},"title":"First-time buyers enjoy biggest choice of low-deposit mortgages in UK since 2008","date":"February 13, 2026","format":false,"excerpt":"\r More than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88007,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bigger-mortgages-for-greener-homes-yep-thats-right-adam-vaughan\/","url_meta":{"origin":170472,"position":4},"title":"Bigger mortgages for greener homes? Yep, that's right | Adam Vaughan","date":"May 13, 2018","format":false,"excerpt":"\r Welsh scheme will factor in home\u2019s energy efficiency into lenders\u2019 affordability calculationsBorrowers will be able to take out a bigger mortgage when buying greener properties for the first time, under a pioneering scheme to encourage energy efficiency.Research has found that factoring in the efficiency of a home into lenders\u2019\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172206,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-deposit-no-problem-the-new-100-mortgages-for-first-time-buyers\/","url_meta":{"origin":170472,"position":5},"title":"No deposit, no problem: the new 100% mortgages for first-time buyers","date":"July 17, 2026","format":false,"excerpt":"\r Banks and building societies have started relaxing affordability rules and becoming more creative with productsFor many first-time buyers, getting their foot on the property ladder can feel like an impossible dream. However, the good news is that there are a growing number of mortgage deals that require only a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170472"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=170472"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170472\/revisions"}],"predecessor-version":[{"id":170473,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/170472\/revisions\/170473"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=170472"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=170472"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=170472"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}