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I am putting down a big deposit and he is taking out a mortgage, but...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-169","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2J","jetpack-related-posts":[{"id":123645,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-buying-a-house-with-my-boyfriend-how-much-should-we-pay-each\/","url_meta":{"origin":169,"position":0},"title":"I\u2019m buying a house with my boyfriend \u2013 how much should we pay each?","date":"December 6, 2021","format":false,"excerpt":"\r He\u2019s on a higher salary and suggests that I pay more of the mortgage as he will put more into the depositQ My boyfriend and I would like to buy our first property together. We will be joint owners and both contribute towards the deposit, the repayment mortgage and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":97992,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-sign-a-statement-confirming-i-have-no-rights-to-my-boyfriends-flat\/","url_meta":{"origin":169,"position":1},"title":"Should I sign a statement confirming I have no rights to my boyfriend\u2019s flat?","date":"September 17, 2018","format":false,"excerpt":"\r We live together but I don\u2019t pay rent and I\u2019m worried it will affect our mortgage when we buy a houseQ Shortly after I met my boyfriend in September 2016 he bought a flat. I moved in with him in June 2017. I pay half of the bills, but\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":116047,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/ask-the-experts-home-buying-how-can-we-do-the-splits-on-our-mortgage\/","url_meta":{"origin":169,"position":2},"title":"Ask the experts: home buying | How can we 'do the splits' on our mortgage?","date":"May 4, 2020","format":false,"excerpt":"\r Technically, I own 63.5% of our maisonette and my boyfriend owns 36.5%. But his family gave us a new kitchen. Should I recoup the exact sum I put in?Q I appreciate it\u2019s an unusual time to be concerned with mortgage splits, but my boyfriend and I bought a house\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":92945,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-earn-30000-do-i-have-any-chance-of-buying-a-london-flat\/","url_meta":{"origin":169,"position":3},"title":"I earn \u00a330,000 \u2013\u00a0do I have any chance of buying a London flat?","date":"July 2, 2018","format":false,"excerpt":"\r I thought I wouldn\u2019t get a mortgage, but my family have offered me help with a deposit Q I am a single 38-year-old adult living in London with no dependents. I have rented for years as I have always assumed that I would never be in a position to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":963,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/does-the-3-stamp-duty-for-second-properties-apply-in-scotland\/","url_meta":{"origin":169,"position":4},"title":"Does the 3% stamp duty for second properties apply in Scotland?","date":"January 7, 2016","format":false,"excerpt":"\r We might rent out our flat and buy a house, but are unsure if the stamp duty rules apply to our new house even though we\u2019d be living in it Q I live with my wife in a flat in central Glasgow and we\u2019re looking to move somewhere quieter\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":81111,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/whats-the-best-way-to-save-for-a-deposit-for-a-flat\/","url_meta":{"origin":169,"position":5},"title":"What's the best way to save for a deposit for a flat?","date":"February 26, 2018","format":false,"excerpt":"\r I\u2019m hoping to save \u00a325,000 and will use a help-to-buy Isa \u2013 where else should I put my money? 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I am hoping to save about \u00a325,000 to put down as a deposit when I buy\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/169"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=169"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/169\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nI am putting down a big deposit and he is taking out a mortgage, but we can\u2019t agree on how to calculate what percentage of the property we will both ownQ My boyfriend and I are going to buy a flat together. The purchase price of the flat is \u00a3360,000. I\u2019m going to contribute a large deposit of \u00a3200,000 and my boyfriend is going to put in \u00a330,000 in cash for all the buying costs including stamp duty, solicitor fees, furniture and so on, and is going to take out a \u00a3160,000 mortgage on his own.I think I should own 51.3% of the flat \u2013 200 divided by (200+160+30) times 100. However, my boyfriend disagrees and has suggested that we should take the interest he will pay on his mortgage (around \u00a380,000 in total) into account. Which means after he finished paying his mortgage, he will own a bigger percentage than me. Continue reading…
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\nSource : theguardian.com
\nRead more…I’m buying a flat with my boyfriend \u2013 how do we split ownership fairly?<\/a><\/p>\n