{"id":167359,"date":"2025-12-15T14:24:49","date_gmt":"2025-12-15T07:24:49","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-tipped-to-rise-by-up-to-4-in-2026-as-affordability-improves-business-live\/"},"modified":"2025-12-15T14:29:25","modified_gmt":"2025-12-15T07:29:25","slug":"uk-house-prices-tipped-to-rise-by-up-to-4-in-2026-as-affordability-improves-business-live","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-tipped-to-rise-by-up-to-4-in-2026-as-affordability-improves-business-live\/","title":{"rendered":"UK house prices tipped to rise by up to 4% in 2026 as affordability improves \u2013 business live"},"content":{"rendered":"<p>&#013;<br \/>\nRolling coverage of the latest economic and financial newsAverage mortgage for UK first-time buyer hits record high of \u00a3210,800Natiowide also reports that the price gap between houses in the more expensive south and the cheaper north of England has shrunk to a 12-year low this year.This was partly due to the London housing market lagging behind.London was the weakest performing region in the first nine months of the year with annual growth averaging 1.3%.This was part of a wider trend that saw house price growth in the northern regions of England outpacing the southern regions. As a result, the price differential narrowed to its lowest since 2013. The average price of a home in northern regions of England is now almost 58% of that in the southern regions, well above the lows of c48% seen in 2017.\u201cLooking ahead, we expect housing market activity to strengthen a little further as affordability improves gradually (as it has been in recent quarters) via income growth outpacing house price growth and a further modest decline in interest rates.We expect annual house price growth to remain broadly in the 2 to 4% range next year.\u201cThe changes to property taxes announced in the Budget are unlikely to have a significant impact on the market. The high value council tax surcharge is not being introduced until April 2028 and will apply to less than 1% of properties in England and around 3% in London.The increase in taxes on income from properties may dampen buy-to-let activity further and hold down the supply of new rental properties coming onto the market, which could in turn maintain some upward pressure on private rental growth.\u201d Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/business\/live\/2025\/dec\/15\/uk-house-prices-2026-forecast-affordability-improves-stock-market-pound-business-live-news-updates\" target=\"_blank\" rel=\"noopener\">UK house prices tipped to rise by up to 4% in 2026 as affordability improves \u2013 business live<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Rolling coverage of the latest economic and financial newsAverage mortgage for UK first-time buyer hits&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-167359","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Hxl","jetpack-related-posts":[{"id":136562,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/annual-uk-house-price-growth-hits-10-year-low-as-southern-england-comes-under-pressure-business-live\/","url_meta":{"origin":167359,"position":0},"title":"Annual UK house price growth hits 10-year low, as southern England comes under pressure \u2013 business live","date":"May 9, 2023","format":false,"excerpt":"\r Rolling coverage of the latest economic and financial newsHouse prices in the south of England are under the greatest pressure at the moment, Halifax\u2019s report shows.The four regions of southern England have seen average house prices fall over the last year, with the South East registering the largest dip,\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":312,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/average-uk-property-price-up-to-200000-latest-index-shows\/","url_meta":{"origin":167359,"position":1},"title":"Average UK property price up to \u00a3200,000, latest index shows","date":"December 31, 2015","format":false,"excerpt":"\r Property prices in the UK increased by 0.8% month on month in December to an average of \u00a3196,999 and up 4.5% year on year, according to the latest monthly index to be published.The data from home lender, the Nationwide, shows that after moderating during the first six months of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":324,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-home-values-rose-almost-1-4-billion-per-day-in-2015\/","url_meta":{"origin":167359,"position":2},"title":"UK home values rose almost \u00a31.4 billion per day in 2015","date":"December 30, 2015","format":false,"excerpt":"\r The UK\u2019s 28.6 million homes grew in value by almost \u00a31.4 billion per day in 2015 with Brentford, West Drayton and Thame seeing the largest increases, new research shows.Brentford in London saw prices increase by 24% and West Drayton and Thame both by 17%, according to the data from\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139097,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-tumble-4-6-in-august-as-high-interest-rates-cool-demand-business-live\/","url_meta":{"origin":167359,"position":3},"title":"UK house prices tumble 4.6% in August as high interest rates cool demand \u2013 business live","date":"September 7, 2023","format":false,"excerpt":"\r UK house prices are falling at fastest pace since 2009 on annual basis, reports HalifaxBank of England governor expects \u2018quite marked\u2019 fall in UK inflationHouse prices have fallen all UK nations and the nine English regions over the last year, Halifax\u2019s house price index shows.But the North of the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70784,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/london-falling-uk-house-price-growth-to-halve-with-capital-worst-hit\/","url_meta":{"origin":167359,"position":4},"title":"London falling? UK house price growth to halve with capital worst hit","date":"November 2, 2017","format":false,"excerpt":"\r Decades-long trend to be reversed as Savills predicts homes in north-west and north-east to rise at twice the London rate in next five yearsLondon house price growth is forecast to lag well behind other regions over the next five years, reversing a trend stretching back decades, according to a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":322,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/england-and-wales-property-prices-up-0-4-month-on-month\/","url_meta":{"origin":167359,"position":5},"title":"England and Wales property prices up 0.4% month on month","date":"December 30, 2015","format":false,"excerpt":"\r Property prices in England and Wales increased by 0.4% in November month on month and are up 5.6% year on year, according to the latest official data from the Land Registry.This take the average property price to \u00a3186,325 but there is considerable variations on both prices and price growth\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/167359"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=167359"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/167359\/revisions"}],"predecessor-version":[{"id":167360,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/167359\/revisions\/167360"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=167359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=167359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=167359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}