{"id":163596,"date":"2025-10-30T20:47:16","date_gmt":"2025-10-30T13:47:16","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/after-the-fed-cut-interest-rates-adjustable-rate-mortgages-may-be-an-underappreciated-opportunity-top-advisor-says\/"},"modified":"2025-10-30T21:35:28","modified_gmt":"2025-10-30T14:35:28","slug":"after-the-fed-cut-interest-rates-adjustable-rate-mortgages-may-be-an-underappreciated-opportunity-top-advisor-says","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/after-the-fed-cut-interest-rates-adjustable-rate-mortgages-may-be-an-underappreciated-opportunity-top-advisor-says\/","title":{"rendered":"After the Fed cut interest rates, adjustable-rate mortgages may be &#039;an underappreciated opportunity,&#039; top advisor says"},"content":{"rendered":"<p>&#013;<br \/>\nMore buyers are\u00a0turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. But there are some risks.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2025\/10\/30\/fed-rate-cut-homebuyers-arms.html\" target=\"_blank\" rel=\"noopener\">After the Fed cut interest rates, adjustable-rate mortgages may be &#8216;an underappreciated opportunity,&#8217; top advisor says<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; More buyers are\u00a0turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. But&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-163596","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-GyE","jetpack-related-posts":[{"id":143945,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-adjustable-rate-mortgages-hits-highest-level-of-the-year-due-to-rising-rates\/","url_meta":{"origin":163596,"position":0},"title":"Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","date":"May 1, 2024","format":false,"excerpt":"\r The share of ARM applications rose to 7.8% of mortgage demand last week, according to the Mortgage Bankers Association. That is the highest level of the year.\r \r Source : cnbc.com\r Read more...Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110146,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-why-you-might-want-to-rethink-getting-an-adjustable-rate-mortgage\/","url_meta":{"origin":163596,"position":1},"title":"Here&#039;s why you might want to rethink getting an adjustable rate mortgage","date":"August 23, 2019","format":false,"excerpt":"\r With recessionary fears causing longer-term interest rates to hover near or below short-term rates, the advantage that typically comes with adjustable-rate mortgages has shrunk \u2014 or entirely disappeared \u2014 at some lenders.\r \r Source : cnbc.com\r Read more...Here's why you might want to rethink getting an adjustable rate mortgage","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172528,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-again-along-with-interest-rates\/","url_meta":{"origin":163596,"position":2},"title":"Demand for riskier mortgages rises again, along with interest rates","date":"September 9, 2026","format":false,"excerpt":"\r Mortgage rates continue to climb, so more borrowers are turning to adjustable rate mortgages, which offer lower interest rates comparatively.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises again, along with interest rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-mortgages-rises-along-with-interest-rates\/","url_meta":{"origin":163596,"position":3},"title":"Demand for riskier mortgages rises along with interest rates","date":"September 2, 2026","format":false,"excerpt":"\r Mortgage rates continue to rise, pushing some buyers to riskier, adjustable-rate loans in order to find savings. Rates are at the highest level since June 2025.\r \r Source : cnbc.com\r Read more...Demand for riskier mortgages rises along with interest rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":161306,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-fed-cut-its-interest-rate-but-long-term-rates-including-those-on-mortgages-went-higher\/","url_meta":{"origin":163596,"position":4},"title":"The Fed cut its interest rate, but long-term rates \u2014 including those on mortgages \u2014 went higher","date":"September 20, 2025","format":false,"excerpt":"\r Ten- and 30-year Treasury yields rose this week after the central bank cut its short-term interest rate.\r \r Source : cnbc.com\r Read more...The Fed cut its interest rate, but long-term rates \u2014 including those on mortgages \u2014 went higher","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":162346,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/borrowers-head-back-to-riskier-mortgages-looking-for-any-potential-savings\/","url_meta":{"origin":163596,"position":5},"title":"Borrowers head back to riskier mortgages, looking for any potential savings","date":"October 8, 2025","format":false,"excerpt":"\r Mortgage demand weakened again but for those in the market, adjustable-rate loans are getting more popular, as they offer lower interest rates.\r \r Source : cnbc.com\r Read more...Borrowers head back to riskier mortgages, looking for any potential savings","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/163596"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=163596"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/163596\/revisions"}],"predecessor-version":[{"id":163597,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/163596\/revisions\/163597"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=163596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=163596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=163596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}