{"id":163505,"date":"2025-10-29T18:00:01","date_gmt":"2025-10-29T11:00:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-drop-to-the-lowest-level-in-over-a-year-pushing-refinancing-111-higher-annually\/"},"modified":"2025-10-29T18:22:17","modified_gmt":"2025-10-29T11:22:17","slug":"mortgage-rates-drop-to-the-lowest-level-in-over-a-year-pushing-refinancing-111-higher-annually","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-drop-to-the-lowest-level-in-over-a-year-pushing-refinancing-111-higher-annually\/","title":{"rendered":"Mortgage rates drop to the lowest level in over a year, pushing refinancing 111% higher annually"},"content":{"rendered":"<p>&#013;<br \/>\nRefinance demand, which is most sensitive to interest rate changes, jumped 9% for the week and was 111% higher than the same week one year ago.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2025\/10\/29\/mortgage-rates-drop-to-the-lowest-level-in-over-a-year-pushing-refinancing-111percent-higher-annually.html\" target=\"_blank\" rel=\"noopener\">Mortgage rates drop to the lowest level in over a year, pushing refinancing 111% higher annually<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Refinance demand, which is most sensitive to interest rate changes, jumped 9% for the week&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-163505","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Gxb","jetpack-related-posts":[{"id":50065,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-stay-flat-even-as-rates-drop-to-lowest-in-three-weeks\/","url_meta":{"origin":163505,"position":0},"title":"Mortgage applications stay flat even as rates drop to lowest in three weeks","date":"March 29, 2017","format":false,"excerpt":"\r Homebuyers are trickling back into the mortgage market, but not enough to offset the steep drop in refinancing.\r \r Source : cnbc.com\r Read more...Mortgage applications stay flat even as rates drop to lowest in three weeks","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":5722,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-down-4-3-refinancing-falls\/","url_meta":{"origin":163505,"position":1},"title":"Mortgage applications down 4.3%; refinancing falls","date":"February 24, 2016","format":false,"excerpt":"\r A very slight inch higher in interest rates caused a more than slight drop in mortgage application volume.\r \r Source : cnbc.com\r Read more...Mortgage applications down 4.3%; refinancing falls","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":146787,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinancing-surges-35-in-one-week-as-interest-rates-hit-lowest-level-in-over-a-year\/","url_meta":{"origin":163505,"position":2},"title":"Mortgage refinancing surges 35% in one week, as interest rates hit lowest level in over a year","date":"August 14, 2024","format":false,"excerpt":"\r Applications to refinance a home loan surged 35% last week compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index.\r \r Source : cnbc.com\r Read more...Mortgage refinancing surges 35% in one week, as interest rates hit lowest level in over a year","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":167749,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-move-higher-after-the-fed-rate-cut-causing-loan-demand-to-drop\/","url_meta":{"origin":163505,"position":3},"title":"Mortgage rates move higher after the Fed rate cut, causing loan demand to drop","date":"December 17, 2025","format":false,"excerpt":"\r Mortgage rates moved higher after the Fed cut interest rates last week. That caused demand to drop for both home buying and refinancing.\r \r Source : cnbc.com\r Read more...Mortgage rates move higher after the Fed rate cut, causing loan demand to drop","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":146421,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-jumps-to-a-2-year-high-as-mortgage-rates-drop\/","url_meta":{"origin":163505,"position":4},"title":"Mortgage refinance demand jumps to a 2-year high, as mortgage rates drop","date":"July 17, 2024","format":false,"excerpt":"\r Mortgage rates dropped to the lowest level since March last week, sparking swift demand in refinancing.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand jumps to a 2-year high, as mortgage rates drop","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130489,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinancing-drops-to-a-22-year-low-as-interest-rates-surge-even-higher\/","url_meta":{"origin":163505,"position":5},"title":"Mortgage refinancing drops to a 22-year low as interest rates surge even higher","date":"September 28, 2022","format":false,"excerpt":"\r Mortgage rates drove higher last week after the Federal Reserve signaled it would continue its aggressive action to cool inflation. That hurt mortgage demand.\r \r Source : cnbc.com\r Read more...Mortgage refinancing drops to a 22-year low as interest rates surge even higher","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/163505"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=163505"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/163505\/revisions"}],"predecessor-version":[{"id":163506,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/163505\/revisions\/163506"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=163505"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=163505"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=163505"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}