{"id":160930,"date":"2025-09-13T13:00:59","date_gmt":"2025-09-13T06:00:59","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-lender-offers-98-mortgage-to-first-time-buyers-but-bars-bank-of-mum-and-dad\/"},"modified":"2025-09-13T14:05:56","modified_gmt":"2025-09-13T07:05:56","slug":"uk-lender-offers-98-mortgage-to-first-time-buyers-but-bars-bank-of-mum-and-dad","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-lender-offers-98-mortgage-to-first-time-buyers-but-bars-bank-of-mum-and-dad\/","title":{"rendered":"UK lender offers 98% mortgage to first-time buyers \u2013 but bars bank of mum and dad"},"content":{"rendered":"


\nNewcastle building society aims for those with smaller deposits and no help hoping to get on to housing ladderFirst-time buyers are being offered the chance to borrow up to 98% of the price of a property \u2013 but they cannot get help with their deposit from the bank of mum and dad.Newcastle building society\u2019s First Step mortgage is designed to help those who have been saving to get on the housing ladder. Continue reading…
\n
\nSource : theguardian.com
\nRead more…UK lender offers 98% mortgage to first-time buyers \u2013 but bars bank of mum and dad<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Newcastle building society aims for those with smaller deposits and no help hoping to get...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-160930","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-FRE","jetpack-related-posts":[{"id":53559,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-guardian-view-on-housing-dont-bank-on-mum-and-dad-editorial\/","url_meta":{"origin":160930,"position":0},"title":"The Guardian view on housing: don\u2019t bank on Mum and Dad | Editorial","date":"May 3, 2017","format":false,"excerpt":"\r Parents are lending more than ever to help their children buy property \u2013 and entrenching inequality as they do so. More decent, affordable homes are neededOver recent years, a financial force has risen steadily through the ranks: it is now equivalent to the ninth-largest mortgage lender. But the bank\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110371,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-tenth-biggest-mortgage-lender\/","url_meta":{"origin":160930,"position":1},"title":"Bank of Mum and Dad \u2018tenth biggest mortgage lender\u2019","date":"August 31, 2019","format":false,"excerpt":"\r Parents lend or gift their children \u00a324,000 on average for property purchases\r \r Source : ft.com\r Read more...Bank of Mum and Dad \u2018tenth biggest mortgage lender\u2019","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53619,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/blame-the-bank-of-mum-and-dad-for-britains-growing-inequality-ellie-mae-ohagan\/","url_meta":{"origin":160930,"position":2},"title":"Blame the \u2018bank of mum and dad\u2019 for Britain\u2019s growing inequality | Ellie Mae O\u2019Hagan","date":"May 3, 2017","format":false,"excerpt":"\r Cuddly phrases disguise the reality: those with property pass unearned wealth on to their children, entrenching unfairness. It\u2019s capitalism at its most brutalA report from Legal & General and economics consultancy Cebr has found that Britain\u2019s parents have just entered the top 10 UK mortgage lenders. Collectively, they will\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53459,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-now-equivalent-to-the-ninth-biggest-mortgage-lender-paying-out-6-5bn\/","url_meta":{"origin":160930,"position":3},"title":"Bank of Mum and Dad now equivalent to the ninth biggest mortgage lender, paying out \u00a36.5bn","date":"May 2, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Bank of Mum and Dad now equivalent to the ninth biggest mortgage lender, paying out \u00a36.5bn","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11960,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-behind-25-of-british-mortgages\/","url_meta":{"origin":160930,"position":4},"title":"'Bank of Mum and Dad' behind 25% of British mortgages","date":"May 3, 2016","format":false,"excerpt":"\r Lending power of parents to reach \u00a35bn this yearThe \u201cBank of Mum and Dad\u201d will help finance 25% of UK mortgage transactions this year, according to research. Related: UK housing crisis: four in 10 renters fear they will never own a home Continue reading...\r \r Source : theguardian.com\r Read\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":89720,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-increases-as-bank-of-mum-and-dad-continues-to-underpin-housing-market\/","url_meta":{"origin":160930,"position":5},"title":"Mortgage lending increases as 'bank of mum and dad' continues to underpin housing market","date":"May 29, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Mortgage lending increases as 'bank of mum and dad' continues to underpin housing market","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/160930"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=160930"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/160930\/revisions"}],"predecessor-version":[{"id":160931,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/160930\/revisions\/160931"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=160930"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=160930"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=160930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}