{"id":16034,"date":"2012-03-24T06:00:00","date_gmt":"2012-03-23T23:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-solar-panels-can-dim-mortgage-prospects\/"},"modified":"2016-06-10T01:22:28","modified_gmt":"2016-06-09T18:22:28","slug":"how-solar-panels-can-dim-mortgage-prospects","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-solar-panels-can-dim-mortgage-prospects\/","title":{"rendered":"How solar panels can dim mortgage prospects"},"content":{"rendered":"


\nOne couple signed up for a PV installation in their roof \u2013 then found the 25-year lease made it hard to remortgage their home, despite official guidelinesThousands of households that agreed to rent their roofs to solar panel companies, in return for free electricity, could find their properties are unsaleable. It has emerged that lenders have begun turning down mortgage applications from homeowners who signed up to the schemes.Guardian Money has been contacted by a Southampton couple who were refused by several companies when they tried to remortgage. The refusals were on the basis that they had agreed to allow a firm to install solar panels on their roof for the duration of a 25-year lease. Although their existing mortgage provider agreed to the scheme, the couple are now worried they won’t be able to sell if potential buyers also struggle to find a loan. Continue reading…
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\nSource : theguardian.com
\nRead more…How solar panels can dim mortgage prospects<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

One couple signed up for a PV installation in their roof \u2013 then found the...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-16034","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-4aC","jetpack-related-posts":[{"id":101650,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-trapped-by-25-year-solar-panel-contracts\/","url_meta":{"origin":16034,"position":0},"title":"Homeowners trapped by 25-year solar panel contracts","date":"November 25, 2018","format":false,"excerpt":"\r Householders who lease their roofs to power firms find it hard or costly to move homeJulie Griffiths* bought her wanted to reduce her carbon footprint by installing solar panels. The cost would have been a prohibitive \u00a312,000, so she signed a deal to lease part of her roof to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131565,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-could-equity-release-help-with-rising-costs\/","url_meta":{"origin":16034,"position":1},"title":"UK mortgages: could equity release help with rising costs?","date":"November 12, 2022","format":false,"excerpt":"\r Record numbers of older people are freeing up money from their homes \u2013 but doing so does have its drawbacksAn increasing number of older people are considering dipping into the value stored in their homes to help with the UK\u2019s cost of living crisis.Some want cash to upgrade their\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76298,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-to-remortgage-your-home\/","url_meta":{"origin":16034,"position":2},"title":"How to remortgage your home","date":"March 17, 2009","format":false,"excerpt":"\r Would you like to cut you monthly repayments, pay off debts or reduce the term of your mortgage? You probably need to remortgage. Here's howRemortgaging is the process of moving your mortgage from one lender to another. There are four main reasons to do this:\u2022 to reduce your monthly\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12086,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-a-remortgage-or-second-charge-mortgage-right-for-home-improvements\/","url_meta":{"origin":16034,"position":3},"title":"Is a remortgage or second charge mortgage right for home improvements?","date":"May 7, 2016","format":false,"excerpt":"\r Say you need \u00a330,000 for a home extension, we look at the pros and cons, and which deal will be most cost-effectiveWhile many homeowners dream of the day they will be mortgage-free, growing numbers of people are opting to take out a second mortgage. And they\u2019re using the money\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34694,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-may-have-to-let-our-house-next-year-will-that-affect-our-remortgage\/","url_meta":{"origin":16034,"position":4},"title":"We may have to let our house next year \u2013 will that affect our remortgage?","date":"November 17, 2016","format":false,"excerpt":"\r My girlfriend and I want to move to the continent and wonder if we need to get a buy-to-let deal when remortgagingQ My girlfriend and I got our first mortgage of \u00a3205,000 on a house in February 2015. The mortgage has a 30-year term and an interest rate of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125589,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-happens-if-i-remortgage-two-or-three-years-into-a-fixed-rate-deal\/","url_meta":{"origin":16034,"position":5},"title":"What happens if I remortgage two or three years into a fixed-rate deal?","date":"March 21, 2022","format":false,"excerpt":"\r I\u2019m an older first-time buyer and I\u2019m confused about how my payments will change over timeQ I\u2019m an older first-time buyer and intend to get a mortgage on a property that is worth no more than \u00a3110,000. The mortgage period is 15 years and I have a 15% deposit.As\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/16034"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=16034"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/16034\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=16034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=16034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=16034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}