{"id":159632,"date":"2025-08-20T21:55:41","date_gmt":"2025-08-20T14:55:41","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-whats-keeping-home-buyers-on-the-sidelines-even-as-mortgage-rates-hit-a-10-month-low\/"},"modified":"2025-08-20T22:10:55","modified_gmt":"2025-08-20T15:10:55","slug":"heres-whats-keeping-home-buyers-on-the-sidelines-even-as-mortgage-rates-hit-a-10-month-low","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-whats-keeping-home-buyers-on-the-sidelines-even-as-mortgage-rates-hit-a-10-month-low\/","title":{"rendered":"Here&#039;s what&#039;s keeping home buyers on the sidelines even as mortgage rates hit a 10-month low"},"content":{"rendered":"<p>&#013;<br \/>\nA lot of would-be buyers feel priced out of the housing market. Lower mortgage rates might not help move the needle.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2025\/08\/20\/mortgage-rates-hit-a-10-month-low-why-home-buyers-are-on-the-sidelines.html\" target=\"_blank\" rel=\"noopener\">Here&#8217;s what&#8217;s keeping home buyers on the sidelines even as mortgage rates hit a 10-month low<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; A lot of would-be buyers feel priced out of the housing market. Lower mortgage rates&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-159632","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-FwI","jetpack-related-posts":[{"id":171918,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/higher-mortgage-rates-dont-just-keep-buyers-on-the-sidelines-application-denials-rise-too\/","url_meta":{"origin":159632,"position":0},"title":"Higher mortgage rates don&#039;t just keep buyers on the sidelines. Application denials rise too","date":"June 4, 2026","format":false,"excerpt":"\r The denial rate in loan applications was 15.1% in 2024, up from 12.2% in 2021, a rise that occurred alongside surging mortgage rates, the St. Louis Fed found.\r \r Source : cnbc.com\r Read more...Higher mortgage rates don't just keep buyers on the sidelines. Application denials rise too","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":99112,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-homebuyers-wait-on-the-sidelines-builders-tempt-them-with-special-mortgage-rates-cash-discounts\/","url_meta":{"origin":159632,"position":1},"title":"As homebuyers wait on the sidelines, builders tempt them with special mortgage rates, cash discounts","date":"October 4, 2018","format":false,"excerpt":"\r Hong Kong developers are offering cash rebates and lower mortgage rates to drum up sales after residential transactions hit a 20-month low, as rising interest rates, volatile stock market and worsening US-China trade war keep buyers on the sidelines. Vanke Property (Hong Kong), a wholly owned unit of China\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":112583,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-where-the-housing-shortage-is-the-worst\/","url_meta":{"origin":159632,"position":2},"title":"Here&#039;s where the housing shortage is the worst","date":"November 22, 2019","format":false,"excerpt":"\r The supply of homes for sale is falling across the nation, as demand soars and attractive mortgage rates pull buyers off the sidelines.\r \r Source : cnbc.com\r Read more...Here's where the housing shortage is the worst","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143917,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/as-home-sellers-buyers-wait-on-a-fed-cut-heres-how-mortgage-rates-have-impacted-the-spring-housing-market\/","url_meta":{"origin":159632,"position":3},"title":"As home sellers, buyers wait on a Fed cut, here&#039;s how mortgage rates have impacted the spring housing market","date":"April 30, 2024","format":false,"excerpt":"\r While some buyers have come to terms with 7% interest rates, the rate volatility is the factor with the biggest impact, an economist says.\r \r Source : cnbc.com\r Read more...As home sellers, buyers wait on a Fed cut, here's how mortgage rates have impacted the spring housing market","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":79690,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-what-a-5-percent-mortgage-rate-would-mean-to-buyers\/","url_meta":{"origin":159632,"position":4},"title":"Here&#039;s what a 5 percent mortgage rate would mean to buyers","date":"February 12, 2018","format":false,"excerpt":"\r Some buyers would slow or quit their home search if mortgage rates hit 5 percent.\r \r Source : cnbc.com\r Read more...Here's what a 5 percent mortgage rate would mean to buyers","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11016,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-rise-1-3-but-buyers-pull-back\/","url_meta":{"origin":159632,"position":5},"title":"Mortgage applications rise 1.3% but buyers pull back","date":"April 20, 2016","format":false,"excerpt":"\r Interest rates held relatively steady last week, near one-year lows, but homebuyers were not enticed. Here's why.\r \r Source : cnbc.com\r Read more...Mortgage applications rise 1.3% but buyers pull back","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159632"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=159632"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159632\/revisions"}],"predecessor-version":[{"id":159633,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159632\/revisions\/159633"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=159632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=159632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=159632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}