{"id":159200,"date":"2025-08-13T20:40:31","date_gmt":"2025-08-13T13:40:31","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hkma-hsbc-allay-fears-about-hong-kongs-loan-risks-amid-property-glut\/"},"modified":"2025-08-13T21:26:43","modified_gmt":"2025-08-13T14:26:43","slug":"hkma-hsbc-allay-fears-about-hong-kongs-loan-risks-amid-property-glut","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hkma-hsbc-allay-fears-about-hong-kongs-loan-risks-amid-property-glut\/","title":{"rendered":"HKMA, HSBC allay fears about Hong Kong\u2019s loan risks amid property glut"},"content":{"rendered":"


\nHong Kong\u2019s de facto central bank and the city\u2019s largest lender have issued separate statements to assuage concerns about a glut in the commercial property market, saying that the local banking system remained robust and well-capitalised.
\nRisks associated with commercial real estate (CRE) loans were \u201cmanageable\u201d, as the classified loan ratio \u2013 a measure of borrowings deemed substandard, doubtful, or at loss \u2013 shrank slightly to 1.97 per cent in the second quarter, from 1.98 per cent at the end…
\n
\nSource : South China Morning Post
\nRead more…HKMA, HSBC allay fears about Hong Kong\u2019s loan risks amid property glut<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Hong Kong\u2019s de facto central bank and the city\u2019s largest lender have issued separate statements...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-159200","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-FpK","jetpack-related-posts":[{"id":125803,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-and-hkma-rate-increases-likely-to-have-muted-impact-on-hong-kongs-commercial-property-market\/","url_meta":{"origin":159200,"position":0},"title":"Fed and HKMA rate increases likely to have muted impact on Hong Kong\u2019s commercial property market","date":"April 12, 2022","format":false,"excerpt":"\r Should property investors be worried about the pace and frequency of rate increase in the US? The link between local interest rates and asset valuation is not well-established.\r \r Source : South China Morning Post\r Read more...Fed and HKMA rate increases likely to have muted impact on Hong Kong\u2019s\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":116431,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-homebuyers-shun-property-sales-for-the-fourth-weekend-in-a-row-as-they-await-better-deals-amid-a-glut-of-options\/","url_meta":{"origin":159200,"position":1},"title":"Hong Kong\u2019s homebuyers shun property sales for the fourth weekend in a row as they await better deals amid a glut of options","date":"May 16, 2020","format":false,"excerpt":"\r Hong Kong\u2019s property sales flopped for the fourth straight weekend, as homebuyers turned their backs on unsold projects to wait for better discounts, amid a real estate slump in the city\u2019s worst economic contraction in decades.Wheelock Properties sold 13 flats, or 13 per cent of the 101 units on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138285,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-home-prices-to-decline-further-amid-high-mortgage-rates-glut-of-new-units-lack-of-mainland-buyers-jll\/","url_meta":{"origin":159200,"position":2},"title":"Hong Kong\u2019s home prices to decline further amid high mortgage rates, glut of new units, lack of mainland buyers: JLL","date":"July 12, 2023","format":false,"excerpt":"\r Market is having \u2018the longest price adjustment since 2008\u2019 and \u2018has not found a bottom\u2019, says JLL\u2019s Hong Kong chairman, as firm\u2019s new forecast calls for 5 to 8 per cent drop in home prices in 2023.\r \r Source : South China Morning Post\r Read more...Hong Kong\u2019s home prices\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67728,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-home-prices-rise-for-17th-straight-month-hkma-warns-on-uncertain-outlook\/","url_meta":{"origin":159200,"position":3},"title":"Hong Kong home prices rise for 17th straight month; HKMA warns on \u2018uncertain\u2019 outlook","date":"September 29, 2017","format":false,"excerpt":"\r Hong Kong\u2019s secondary home prices rose for the 17th straight month in August, with the data set coinciding with a warning from the Hong Kong Monetary Authority of mounting uncertainties in the outlook for the residential market. The city\u2019s home price index increased 0.4 per cent to 339.0 in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127088,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/spicy-policies-helped-fortify-hong-kongs-market-save-homeowners-from-negative-equity-trap-defaults-ex-hkma-ceo-chan-says\/","url_meta":{"origin":159200,"position":4},"title":"\u2018Spicy policies\u2019 helped fortify Hong Kong\u2019s market, save homeowners from negative-equity trap, defaults, ex-HKMA CEO Chan says","date":"June 20, 2022","format":false,"excerpt":"\r Hong Kong is better prepared today to withstand future financial crises, such as a property market slump, according to former HKMA CEO Norman Chan Tak-lam.\r \r Source : South China Morning Post\r Read more...\u2018Spicy policies\u2019 helped fortify Hong Kong\u2019s market, save homeowners from negative-equity trap, defaults, ex-HKMA CEO Chan\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139251,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hkma-takes-a-second-break-from-raising-its-base-rate-after-us-feds-hawkish-skip-giving-hong-kongs-businesses-and-borrowers-a-breather\/","url_meta":{"origin":159200,"position":5},"title":"HKMA takes a second break from raising its base rate after US Fed\u2019s \u2018hawkish skip,\u2019 giving Hong Kong\u2019s businesses and borrowers a breather","date":"September 21, 2023","format":false,"excerpt":"\r Hong Kong kept the city\u2019s base rate unchanged on Thursday after the US Federal Reserve paused its current cycle of inflation-busting increases to assess the impact of higher funding costs on the world\u2019s economy.\r \r Source : South China Morning Post\r Read more...HKMA takes a second break from raising\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159200"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=159200"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159200\/revisions"}],"predecessor-version":[{"id":159201,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159200\/revisions\/159201"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=159200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=159200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=159200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}