{"id":159055,"date":"2025-08-12T00:18:13","date_gmt":"2025-08-11T17:18:13","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/"},"modified":"2025-08-12T01:02:12","modified_gmt":"2025-08-11T18:02:12","slug":"santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/","title":{"rendered":"Santander mortgage cap jumps by as much as 24% as bank eases lending rules"},"content":{"rendered":"


\nSome higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight changesSome couples applying for a Santander mortgage will see the maximum they can borrow increase by \u00a3130,000 overnight after the bank loosened its lending rules.Santander is the latest in a line of lenders to allow some borrowers to access bigger mortgages after intervention by the City regulator and new guidelines from the Bank of England designed to help more people on to the housing ladder. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Santander mortgage cap jumps by as much as 24% as bank eases lending rules<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Some higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-159055","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Fnp","jetpack-related-posts":[{"id":149990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-eases-mortgage-rules-so-it-can-lend-up-to-35000-more\/","url_meta":{"origin":159055,"position":0},"title":"Santander eases mortgage rules so it can lend up to \u00a335,000 more","date":"March 28, 2025","format":false,"excerpt":"\r Bank cuts its stress testing rate for home buyers after FCA urged lenders not to be \u2018unduly restricting\u2019Business live \u2013 latest updatesOne of the UK\u2019s largest mortgage lenders has relaxed its rules and will offer some borrowers up to \u00a335,000 more to fund their home purchases.Santander said it had\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-launches-98-mortgage-for-first-time-buyers-with-strict-rules\/","url_meta":{"origin":159055,"position":1},"title":"Santander launches 98% mortgage for first-time buyers \u2013 with strict rules","date":"February 4, 2026","format":false,"excerpt":"\r High street bank breaks traditional 95% limit, but experts say take-up will be limited by exclusions on flats and new buildsOne of Britain\u2019s biggest banks has launched a mortgage that lets first-time buyers borrow up to 98% of the property\u2019s value \u2013 but experts said the \u201cvery strict\u201d rules\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147406,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-monetary-authority-eases-mortgage-lending-restrictions-to-jump-start-market\/","url_meta":{"origin":159055,"position":2},"title":"Hong Kong\u2019s monetary authority eases mortgage lending restrictions to jump-start market","date":"October 16, 2024","format":false,"excerpt":"\r HKMA allows buyers to borrow up to 70% of a property\u2019s value, with the aim of reviving the market where prices have declined by 6.2% in the year\u2019s first eight months.\r \r Source : South China Morning Post\r Read more...Hong Kong\u2019s monetary authority eases mortgage lending restrictions to jump-start\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":94379,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-monster-mortgage-is-back-is-it-a-risk\/","url_meta":{"origin":159055,"position":3},"title":"The \u2018monster\u2019 mortgage is back \u2013 is it a risk?","date":"July 21, 2018","format":false,"excerpt":"\r A leading bank has begun offering first-time buyers loans of 5.5 times their income \u2013 and they only need a tiny depositAfter the financial crash struck in 2008, loans to first-time buyers were immediately slashed. There would be no more jumbo-sized mortgages of five times income or more. There\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133075,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/six-big-uk-banks-to-start-lending-on-flats-with-cladding\/","url_meta":{"origin":159055,"position":4},"title":"Six big UK banks to start lending on flats with cladding","date":"December 20, 2022","format":false,"excerpt":"\r Barclays, HSBC, Lloyds, Nationwide, NatWest and Santander to offer mortgages on medium and high-rise properties from JanuarySix of the UK\u2019s largest banks will start lending on medium and high-rise flats with cladding from January, in a move that could help thousands of people stuck in properties they have not\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131763,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-cut-mortgage-offer-because-i-was-pregnant\/","url_meta":{"origin":159055,"position":5},"title":"Santander cut mortgage offer because I was pregnant","date":"November 23, 2022","format":false,"excerpt":"\r Its terms and conditions state it does not discriminateI am eight months pregnant and have had a joint mortgage application rejected after being asked by a Santander customer services agent if I was expecting a child. We currently have a mortgage with Santander and were hoping to port it\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159055"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=159055"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159055\/revisions"}],"predecessor-version":[{"id":159056,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/159055\/revisions\/159056"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=159055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=159055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=159055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}