{"id":158335,"date":"2025-07-29T06:01:40","date_gmt":"2025-07-28T23:01:40","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgage-affordability-rules-help-uk-housing-market-avoid-summer-lull\/"},"modified":"2025-07-29T06:59:44","modified_gmt":"2025-07-28T23:59:44","slug":"new-mortgage-affordability-rules-help-uk-housing-market-avoid-summer-lull","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgage-affordability-rules-help-uk-housing-market-avoid-summer-lull\/","title":{"rendered":"New mortgage affordability rules help UK housing market avoid summer lull"},"content":{"rendered":"<p>&#013;<br \/>\nRecord number of homes for sale has created \u2018buyer\u2019s market\u2019 and kept price rises in check, Zoopla report saysThe typical summer lull in Britain\u2019s housing market has been avoided amid the availability of bigger home loans fuelling a \u201cbuyer\u2019s market\u201d, according to a property website.Despite the signs of a bustling market, Zoopla said it had halved its house price forecast for 2025 as buyers were taking into account increased stamp duty costs in their offers in England and Northern Ireland. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/business\/2025\/jul\/29\/new-mortgage-affordability-rules-help-uk-housing-market-avoid-summer-lull\" target=\"_blank\" rel=\"noopener\">New mortgage affordability rules help UK housing market avoid summer lull<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Record number of homes for sale has created \u2018buyer\u2019s market\u2019 and kept price rises in&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-158335","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-FbN","jetpack-related-posts":[{"id":140483,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-buyers-market-average-18000-knocked-off-uk-property-asking-price-says-zoopla\/","url_meta":{"origin":158335,"position":0},"title":"\u2018A buyer\u2019s market\u2019: average \u00a318,000 knocked off UK property asking price, says Zoopla","date":"November 28, 2023","format":false,"excerpt":"\r Average discount stands at five-year high despite ongoing long-term shortage of homes for saleHomebuyers are in the strongest negotiating position for five years with an average \u00a318,000 knocked off asking prices to land a deal amid a choppy housing market, research has shown.The average discount on a house purchase\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131823,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-forced-to-settle-for-below-asking-price-zoopla-says\/","url_meta":{"origin":158335,"position":1},"title":"UK homeowners forced to settle for below asking price, Zoopla says","date":"November 28, 2022","format":false,"excerpt":"\r Property website data shows housing market is slowing, with 44% less demand for homes and sellers accepting 3% below asking pricePeople selling their homes have typically had to settle for below the asking price in recent weeks, according to Zoopla, which is predicting house prices will fall by about\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137166,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/agreed-house-sales-in-uk-at-highest-point-this-year-says-zoopla\/","url_meta":{"origin":158335,"position":2},"title":"Agreed house sales in UK at highest point this year, says Zoopla","date":"May 30, 2023","format":false,"excerpt":"\r But property website warns that rebound in activity could be hit by rising mortgage ratesMore prospective house sellers are returning to the UK\u2019s property market, pushing agreed home sales to their highest point of the year in May, according to Zoopla, although it warned that the rebound in activity\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115901,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/sales-of-almost-400000-homes-stalled-due-to-lockdown-says-zoopla\/","url_meta":{"origin":158335,"position":3},"title":"Sales of almost 400,000 homes stalled due to lockdown, says Zoopla","date":"April 28, 2020","format":false,"excerpt":"\r UK website estimates \u00a382bn worth of property transactions \u2018in suspended animation\u2019Coronavirus \u2013 latest updatesSee all our coronavirus coverageAlmost 400,000 home sales worth a total of \u00a382bn have been put on hold as a result of the housing market lockdown, according to Zoopla.The property website said that 373,000 sales had\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51961,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/average-uk-house-price-falls-1000-since-start-of-year\/","url_meta":{"origin":158335,"position":4},"title":"Average UK house price falls \u00a31,000 since start of year","date":"April 15, 2017","format":false,"excerpt":"\r Property website Zoopla says sharpest falls are in south-west as housing market and mortgage data point to a slowdownThe average home in Britain has lost around \u00a31,000 in value since the start of the year, according to property website Zoopla.The company said its data showed prices were down 0.4%\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":38633,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/value-of-uk-housing-stock-has-risen-by-7-to-8-17tn-study-finds\/","url_meta":{"origin":158335,"position":5},"title":"Value of UK housing stock has risen by 7% to \u00a38.17tn, study finds","date":"December 20, 2016","format":false,"excerpt":"\r Average property has gone up in value by \u00a356.57 a day in 2016, says Zoopla, with Diss in Norfolk the biggest winnerThe total value of Britain\u2019s 28.9m homes has risen by more than 7% in 2016 to reach a total of \u00a38.17tn, according to new research.This means the average\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/158335"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=158335"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/158335\/revisions"}],"predecessor-version":[{"id":158336,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/158335\/revisions\/158336"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=158335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=158335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=158335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}