{"id":156667,"date":"2025-06-30T20:05:25","date_gmt":"2025-06-30T13:05:25","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-mortgage-loans-hit-12-month-high-of-us3-4-billion\/"},"modified":"2025-06-30T22:44:43","modified_gmt":"2025-06-30T15:44:43","slug":"hong-kong-mortgage-loans-hit-12-month-high-of-us3-4-billion","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-mortgage-loans-hit-12-month-high-of-us3-4-billion\/","title":{"rendered":"Hong Kong mortgage loans hit 12-month high of US$3.4 billion"},"content":{"rendered":"<p>&#013;<br \/>\nHong Kong\u2019s approved mortgage loans surged to a one-year high in May as more homebuyers sought to refinance their existing loans amid lower bank rates, according to data from the Hong Kong Monetary Authority (HKMA).<br \/>\nBanks approved HK$26.6 billion (US$3.39 billion) worth of loans in May, a 5.3 per cent rise from a month earlier, according to official data on Monday. It was the highest total since May last year when lenders extended about HK$31.6 billion in loans, according to data compiled by&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : South China Morning Post&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.scmp.com\/business\/article\/3316420\/hong-kong-mortgage-loans-hit-12-month-high-us34-billion-low-rates-lure-refinancers?utm_source=rss_feed\" target=\"_blank\" rel=\"noopener\">Hong Kong mortgage loans hit 12-month high of US.4 billion<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Hong Kong\u2019s approved mortgage loans surged to a one-year high in May as more homebuyers&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-156667","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-EKT","jetpack-related-posts":[{"id":119465,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-home-mortgages-expected-to-drop-to-four-year-low-in-2020\/","url_meta":{"origin":156667,"position":0},"title":"Hong Kong home mortgages expected to drop to four-year low in 2020","date":"December 6, 2020","format":false,"excerpt":"\r The amount of home loans extended to buyers in Hong Kong is expected to drop to a four-year low this year, as a result of the Covid-19 induced economic recession, which has hit investment demand hard and stalled home sales.Home loans are expected to drop to HK$290 billion (US$37.4\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":54115,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-homebuyers-turn-to-finance-companies-as-banks-tighten-mortgage-lending\/","url_meta":{"origin":156667,"position":1},"title":"Hong Kong homebuyers turn to  finance companies as banks tighten mortgage lending","date":"May 9, 2017","format":false,"excerpt":"\r Buyers of new flats seeking to minimise their down payments are increasingly choosing home loans from finance companies, which are beyond the reach of the banking regulator, according to a survey. Centaline Property Agency found that nearly 18 per cent, or HK$2.6 billion, of the estimated HK$14.7 billion in\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150020,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-mortgage-loans-surge-to-9-month-high-as-new-homebuyers-seek-more-financing\/","url_meta":{"origin":156667,"position":2},"title":"Hong Kong mortgage loans surge to 9-month high as new homebuyers seek more financing","date":"March 31, 2025","format":false,"excerpt":"\r Financial institutions approved mortgage loan applications worth US$3.3 billion in February.\r \r Source : South China Morning Post\r Read more...Hong Kong mortgage loans surge to 9-month high as new homebuyers seek more financing","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":163643,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-q3-negative-equity-shrinks-17-hkmas-data-shows\/","url_meta":{"origin":156667,"position":3},"title":"Hong Kong\u2019s Q3 negative equity shrinks 17%, HKMA\u2019s data shows","date":"October 31, 2025","format":false,"excerpt":"\r Hong Kong\u2019s residential property market is displaying signs of improvement in the third quarter, as a crucial barometer of real estate loans showed fewer cases of negative equity. The number of negative equity cases fell 17 per cent to 31,449 at the end of September, from 37,806 at the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121664,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/commercial-real-estate-deals-soar-in-hong-kong-as-easy-loans-prompt-buyers-to-snap-up-offices-shops-and-even-car-parking-bays\/","url_meta":{"origin":156667,"position":4},"title":"Commercial real estate deals soar in Hong Kong as easy loans prompt buyers to snap up offices, shops and even car parking bays","date":"August 26, 2021","format":false,"excerpt":"\r Non-residential real estate investments into Hong Kong have soared this year, as mainland Chinese and foreign investors snapped up industrial buildings, shops, serviced apartments and car parking bays in the city.Purchases by foreigners and Chinese investors soared to a two-year high of HK$17.3 billion (US$2.2 billion) in the eight\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12480,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/struggling-hong-kong-property-owners-cheated-in-mortgage-scam\/","url_meta":{"origin":156667,"position":5},"title":"Struggling Hong Kong property owners cheated in mortgage scam","date":"May 9, 2016","format":false,"excerpt":"\r More than 400 people have been cheated out of at least HK$320 million by scammers acting as middlemen to secure loans for struggling property owners and plunging them further into debt.\r \r Source : South China Morning Post\r Read more...Struggling Hong Kong property owners cheated in mortgage scam","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/156667"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=156667"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/156667\/revisions"}],"predecessor-version":[{"id":156668,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/156667\/revisions\/156668"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=156667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=156667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=156667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}