{"id":156338,"date":"2025-06-25T04:00:24","date_gmt":"2025-06-24T21:00:24","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgage-could-make-comeback-as-regulator-revisits-rules\/"},"modified":"2025-06-25T04:36:28","modified_gmt":"2025-06-24T21:36:28","slug":"interest-only-mortgage-could-make-comeback-as-regulator-revisits-rules","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgage-could-make-comeback-as-regulator-revisits-rules\/","title":{"rendered":"Interest-only mortgage could make comeback as regulator revisits rules"},"content":{"rendered":"


\nFinancial Conduct Authority looks at whether the product it once called a \u2018ticking timebomb\u2019 can support home ownershipThey were once called a \u201cticking timebomb\u201d but interest-only mortgages could become easier to get hold of as the Financial Conduct Authority (FCA) looks at ways to support home ownership.Interest-only mortgages were hugely popular but almost became extinct following the 2007-08 financial crisis, with some viewing them as one of the worst examples of irresponsible lending. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Interest-only mortgage could make comeback as regulator revisits rules<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Financial Conduct Authority looks at whether the product it once called a \u2018ticking timebomb\u2019 can...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-156338","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-EFA","jetpack-related-posts":[{"id":83083,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgages-how-to-tackle-the-shortfall\/","url_meta":{"origin":156338,"position":0},"title":"Interest-only mortgages: how to tackle the shortfall","date":"March 19, 2018","format":false,"excerpt":"\r From remortgaging to speaking to your lender, there are a number of ways borrowers can ensure they keep their homeIt is the mortgage that has been labelled a ticking timebomb. The City regulator recently warned about the significant number of people with interest-only mortgages who are in danger of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":17656,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-interest-only-mortgage-is-back-but-youll-need-to-clear-a-few-hurdles\/","url_meta":{"origin":156338,"position":1},"title":"The interest-only mortgage is back, but you\u2019ll need to clear a few hurdles","date":"June 25, 2016","format":false,"excerpt":"\r First-time buyers will benefit from lower monthly payments, but they will need to have a repayment strategyThey almost became extinct in the wake of the credit crunch, and were once branded a \u201cticking timebomb\u201d by the City regulator. However, interest-only mortgages have begun moving back into the mainstream.This week\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137918,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-how-to-cope-as-uk-interest-rates-hit-the-roof\/","url_meta":{"origin":156338,"position":2},"title":"Mortgages: how to cope as UK interest rates hit the roof","date":"June 24, 2023","format":false,"excerpt":"\r Options for homeowners and first-time buyers as they face maelstrom in marketFor Britons buying their first home or chasing a new deal the maelstrom in the mortgage market is the stuff of nightmares, with products being pulled right, left and centre, and no end in sight as the Bank\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":105329,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/retirement-interest-only-mortgages-offer-lifeline-to-older-borrowers\/","url_meta":{"origin":156338,"position":3},"title":"Retirement interest-only mortgages offer lifeline to older borrowers","date":"March 23, 2019","format":false,"excerpt":"\r Demand is growing for a new type of home loan that helps the over-55s facing a shortfall at the end of their existing termA new breed of interest-only mortgage for older people is starting to take off. These deals could throw a lifeline to thousands of people who have\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73523,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pensions-arent-the-ticking-timebomb-rents-are\/","url_meta":{"origin":156338,"position":4},"title":"Pensions aren\u2019t the ticking timebomb \u2013 rents are","date":"December 2, 2017","format":false,"excerpt":"\r Non-homeowners currently in their 50s face having to find huge amounts of money to pay ever-escalating rentsScottish Widows is the sort of unassuming pensions company that rarely likes to publicly criticise government policy. But an analysis it published this week is a stark warning about the ticking time bomb\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137410,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-face-huge-rise-in-payments-when-fixed-rate-mortgages-expire\/","url_meta":{"origin":156338,"position":5},"title":"UK homeowners face huge rise in payments when fixed-rate mortgages expire","date":"June 17, 2023","format":false,"excerpt":"\r More than 2.4m deals are ending in 2024, raising fears of financial timebombMore than a quarter of UK homeowners on a fixed-rate mortgage are heading for sharp increase in monthly payments before the next election, in a financial timebomb that will rock the Conservatives just as voters prepare to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/156338"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=156338"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/156338\/revisions"}],"predecessor-version":[{"id":156339,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/156338\/revisions\/156339"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=156338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=156338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=156338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}