{"id":155344,"date":"2025-06-07T14:00:01","date_gmt":"2025-06-07T07:00:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-100-loans-are-back-will-they-work-for-you\/"},"modified":"2025-06-07T14:03:55","modified_gmt":"2025-06-07T07:03:55","slug":"uk-mortgages-100-loans-are-back-will-they-work-for-you","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-100-loans-are-back-will-they-work-for-you\/","title":{"rendered":"UK mortgages: 100% loans are back \u2013 will they work for you?"},"content":{"rendered":"


\nThe controversial loan has returned. We look at the deals and explain why it\u2019s worth saving up a 5% deposit or moreSaving up for a deposit is one of the biggest challenges facing would-be homeowners, who can find that each month pretty much all most of their money is being swallowed up by rent and living costs.No-deposit deals \u2013 known as 100% mortgages \u2013 can provide a lifeline, and in recent months a new crop have come on to the market. Continue reading…
\n
\nSource : theguardian.com
\nRead more…UK mortgages: 100% loans are back \u2013 will they work for you?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The controversial loan has returned. We look at the deals and explain why it\u2019s worth...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-155344","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Epy","jetpack-related-posts":[{"id":170556,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-enjoy-biggest-choice-of-low-deposit-mortgages-in-uk-since-2008\/","url_meta":{"origin":155344,"position":0},"title":"First-time buyers enjoy biggest choice of low-deposit mortgages in UK since 2008","date":"February 13, 2026","format":false,"excerpt":"\r More than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172206,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-deposit-no-problem-the-new-100-mortgages-for-first-time-buyers\/","url_meta":{"origin":155344,"position":1},"title":"No deposit, no problem: the new 100% mortgages for first-time buyers","date":"July 17, 2026","format":false,"excerpt":"\r Banks and building societies have started relaxing affordability rules and becoming more creative with productsFor many first-time buyers, getting their foot on the property ladder can feel like an impossible dream. However, the good news is that there are a growing number of mortgage deals that require only a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137256,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-uk-lenders-continue-to-raise-rates-and-pull-deals\/","url_meta":{"origin":155344,"position":2},"title":"Mortgages: UK lenders continue to raise rates and pull deals","date":"June 5, 2023","format":false,"excerpt":"\r Record 19% of all loans taken out by first-time buyers in March were for 35 years or longerBusiness live \u2013 latest updatesMortgage market misery has stepped up for homebuyers as lenders continue to increase borrowing rates and pull deals, prompting record numbers to take out loans of more than\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137172,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-nearly-800-deals-pulled-amid-interest-rate-fears\/","url_meta":{"origin":155344,"position":3},"title":"UK mortgages: nearly 800 deals pulled amid interest rate fears","date":"May 30, 2023","format":false,"excerpt":"\r Rates rising for new fixed-term home loans, figures from Moneyfacts showNearly 800 residential and buy-to-let mortgage deals have been pulled during the past few days by UK banks and building societies amid concern surrounding future interest rate rises, data has revealed.The figures from the financial data provider Moneyfacts also\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117864,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-still-in-lockdown-despite-stamp-duty-holiday\/","url_meta":{"origin":155344,"position":4},"title":"Mortgages still in lockdown despite stamp-duty holiday","date":"July 19, 2020","format":false,"excerpt":"\r Low-deposit home loans are coming back \u2026 but choices are limited and lenders are applying new terms and conditionsThese are difficult times for anyone who wants to buy a home. Despite the government\u2019s attempt to reinvigorate the market with a temporary stamp-duty holiday on properties costing up to \u00a3500,000\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127062,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/ten-year-fixed-rate-uk-mortgages-are-now-incredible-value\/","url_meta":{"origin":155344,"position":5},"title":"Ten-year fixed-rate UK mortgages \u2018are now incredible value\u2019","date":"June 18, 2022","format":false,"excerpt":"\r As rates on shorter-term loans increase, longer-term deals look more attractiveLocking into a 10-year fixed-rate mortgage used to come at a considerable cost but as interest rates on shorter-term home loans have edged up, the price of a decade\u2019s worth of certainty has fallen.This week the best two-year fixed-rate\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/155344"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=155344"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/155344\/revisions"}],"predecessor-version":[{"id":155345,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/155344\/revisions\/155345"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=155344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=155344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=155344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}