{"id":153787,"date":"2025-05-20T00:15:54","date_gmt":"2025-05-19T17:15:54","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/need-a-home-mortgage-heres-how-climate-change-could-hit-your-credit-score\/"},"modified":"2025-05-20T00:36:19","modified_gmt":"2025-05-19T17:36:19","slug":"need-a-home-mortgage-heres-how-climate-change-could-hit-your-credit-score","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/need-a-home-mortgage-heres-how-climate-change-could-hit-your-credit-score\/","title":{"rendered":"Need a home mortgage? Here's how climate change could hit your credit score"},"content":{"rendered":"


\nA new report finds a direct link to foreclosures from climate change and suggests as lenders factor that risk into underwriting, it could alter credit scores.
\n
\nSource : cnbc.com
\nRead more…Need a home mortgage? Here’s how climate change could hit your credit score<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A new report finds a direct link to foreclosures from climate change and suggests as...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-153787","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-E0r","jetpack-related-posts":[{"id":134949,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-rate-you-get-depends-partly-on-your-credit-score-heres-what-to-expect\/","url_meta":{"origin":153787,"position":0},"title":"The mortgage rate you get depends partly on your credit score. Here's what to expect","date":"February 25, 2023","format":false,"excerpt":"\r The difference that a good credit score makes in terms of monthly mortgage payments \u2014 and total interest paid while you hold the mortgage \u2014 can be significant.\r \r Source : cnbc.com\r Read more...The mortgage rate you get depends partly on your credit score. Here's what to expect","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170606,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-are-paying-more-for-mortgage-credit-checks-heres-why\/","url_meta":{"origin":153787,"position":1},"title":"Homebuyers are paying more for mortgage credit checks. Here\u2019s why","date":"February 22, 2026","format":false,"excerpt":"\r Despite being a small part of closing costs, credit report fees have become a flashpoint in the mortgage industry.\r \r Source : cnbc.com\r Read more...Homebuyers are paying more for mortgage credit checks. Here\u2019s why","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":161181,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fed-rate-cut-heres-what-it-means-for-your-mortgage-rate-credit-cards-savings-accounts-and-more\/","url_meta":{"origin":153787,"position":2},"title":"Fed rate cut: Here\u2019s what it means for your mortgage rate, credit cards, savings accounts and more","date":"September 18, 2025","format":false,"excerpt":"\r The Federal Reserve cut its benchmark by a quarter point. Here\u2019s what that means for the borrowing and savings rates you pay.\r \r Source : cnbc.com\r Read more...Fed rate cut: Here\u2019s what it means for your mortgage rate, credit cards, savings accounts and more","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135577,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-giant-fannie-mae-tackles-climate-risk-but-changes-to-underwriting-may-take-several-years\/","url_meta":{"origin":153787,"position":3},"title":"Mortgage giant Fannie Mae tackles climate risk, but changes to underwriting may take several years","date":"March 21, 2023","format":false,"excerpt":"\r The mortgage industry is now trying to factor climate risk into its residential underwriting, but the task is enormous and complicated.\r \r Source : cnbc.com\r Read more...Mortgage giant Fannie Mae tackles climate risk, but changes to underwriting may take several years","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":167060,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-decembers-fed-rate-cut-means-for-your-mortgage-credit-card-auto-loan-student-debt-and-savings\/","url_meta":{"origin":153787,"position":4},"title":"What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings","date":"December 11, 2025","format":false,"excerpt":"\r From\u00a0credit cards and car loans to mortgage rates, student loans and savings accounts, here's a look at the ways a Fed rate cut could affect your finances.\r \r Source : cnbc.com\r Read more...What December's Fed rate cut means for your mortgage, credit card, auto loan, student debt and savings","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171718,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-now-have-more-credit-score-options-what-homebuyers-should-know\/","url_meta":{"origin":153787,"position":5},"title":"Mortgage lenders now have more credit score options. What homebuyers should know","date":"May 5, 2026","format":false,"excerpt":"\r Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's been used with mortgages for decades.\r \r Source : cnbc.com\r Read more...Mortgage lenders now have more credit score options. What homebuyers should know","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/153787"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=153787"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/153787\/revisions"}],"predecessor-version":[{"id":153788,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/153787\/revisions\/153788"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=153787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=153787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=153787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}