{"id":151199,"date":"2025-04-15T19:58:24","date_gmt":"2025-04-15T12:58:24","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/"},"modified":"2025-04-15T21:27:16","modified_gmt":"2025-04-15T14:27:16","slug":"hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/","title":{"rendered":"HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules"},"content":{"rendered":"


\nLenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffsUK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.The number of low-deposit mortgages that let buyers borrow up to 95% of a property\u2019s value has hit a 17-year high. Continue reading…
\n
\nSource : theguardian.com
\nRead more…HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-151199","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-DkH","jetpack-related-posts":[{"id":138715,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-of-britains-biggest-lenders-cut-rates-on-fixed-mortgage-deals\/","url_meta":{"origin":151199,"position":0},"title":"Four of Britain\u2019s biggest lenders cut rates on fixed mortgage deals","date":"August 10, 2023","format":false,"excerpt":"\r Halifax, HSBC, Nationwide and TSB reduce rates, easing pressure on hard-pressed homeowners Four of Britain\u2019s biggest lenders have cut rates on their fixed mortgage deals, easing some of the pressure on hard-pressed homeowners.Halifax, part of Lloyds Banking Group \u2013 the UK\u2019s biggest mortgage lender \u2013 is reducing rates by\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138733,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/natwest-and-virgin-money-cut-rates-as-mortgage-price-war-spreads\/","url_meta":{"origin":151199,"position":1},"title":"NatWest and Virgin Money cut rates as mortgage \u2018price war\u2019 spreads","date":"August 11, 2023","format":false,"excerpt":"\r Big lenders become latest to reduce borrowing costs, joining four other UK home loan providers this weekNatWest and Virgin Money have become the latest big lenders to slash rates on their fixed mortgage deals, prompting claims that a full-scale home loans \u201cprice war\u201d has broken out.The moves come after\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170716,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/geopolitical-uncertainties-amid-iran-war-could-slow-fall-in-mortgage-rates-says-halifax\/","url_meta":{"origin":151199,"position":2},"title":"\u2018Geopolitical uncertainties\u2019 amid Iran war could slow fall in mortgage rates, says Halifax","date":"March 6, 2026","format":false,"excerpt":"\r UK house price growth slowed in February as value of typical home rose 0.3% to \u00a3301,151Business live \u2013 latest updatesHalifax has warned that the US-Israel war on Iran could slow mortgage rate decreases this year, as it said that house price growth eased dramatically in February.Halifax, which is part\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11576,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-banking-group-reveals-surge-in-buy-to-let-lending\/","url_meta":{"origin":151199,"position":3},"title":"Lloyds Banking Group reveals surge in buy-to-let lending","date":"April 28, 2016","format":false,"excerpt":"\r UK\u2019s biggest mortgage lender pins rise on rush to beat new stamp duty charges as bank group reveals profits nearly halved in first quarter Lloyds Banking Group \u2013 the UK\u2019s biggest mortgage lender \u2013 has revealed a surge in activity by buy-to-let and second-home buyers in the run-up to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":62982,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-price-rises-slow-to-four-year-low-says-halifax\/","url_meta":{"origin":151199,"position":4},"title":"UK house price rises slow to four-year low, says Halifax","date":"August 7, 2017","format":false,"excerpt":"\r Growth has slipped back for four quarters in a row with prices rising only slowly due to ultra-low interest rates and lack of homes for sale, say expertsAnnual house price growth has slowed to the lowest rate in four years, according to Britain\u2019s biggest mortgage lender.Despite the slowdown, Halifax,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147150,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-to-allow-first-time-buyers-to-borrow-six-times-their-earnings\/","url_meta":{"origin":151199,"position":5},"title":"Nationwide to allow first-time buyers to borrow six times their earnings","date":"September 23, 2024","format":false,"excerpt":"\r Building society ramps up mortgage price war with \u2018gamechanging\u2019 move, and it also cuts ratesBritain\u2019s biggest building society is to let first-time buyers borrow up to six times their earnings in what has been labelled a \u201cgamechanging\u201d move that ramps up the mortgage price war.Weeks after it was announced\u2026","rel":"","context":"In "Property 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