{"id":150720,"date":"2025-04-08T14:30:40","date_gmt":"2025-04-08T07:30:40","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/our-divorce-ruling-may-have-enabled-my-ex-husband-to-trash-my-credit-score\/"},"modified":"2025-04-08T14:53:15","modified_gmt":"2025-04-08T07:53:15","slug":"our-divorce-ruling-may-have-enabled-my-ex-husband-to-trash-my-credit-score","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/our-divorce-ruling-may-have-enabled-my-ex-husband-to-trash-my-credit-score\/","title":{"rendered":"Our divorce ruling may have enabled my ex-husband to trash my credit score"},"content":{"rendered":"


\nMy bank is in the process of repossessing our former marital home over mortgage arrears he was instructed to payWhen my husband and I divorced, the family court ordered our house should be sold. In the meantime, it ruled my ex was to live in it and pay the mortgage, which was in our joint names. I warned the court he had a history of missed payments.The house has proved hard to sell, and the mortgage is now five months in arrears. The bank is about to start repossession \u00adproceedings. My credit rating has already plummeted and a repossession will leave me struggling to get a mortgage. My lawyers tell me that I can\u2019t go back to the family court about the damage to my credit \u00adrating because it is outside its remit, even though the court imposed this situation on me in the first place.GS, Dorset Continue reading…
\n
\nSource : theguardian.com
\nRead more…Our divorce ruling may have enabled my ex-husband to trash my credit score<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

My bank is in the process of repossessing our former marital home over mortgage arrears...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-150720","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-DcY","jetpack-related-posts":[{"id":54915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-million-interest-only-mortgage-holders-face-repossession\/","url_meta":{"origin":150720,"position":0},"title":"A million interest-only mortgage holders 'face repossession'","date":"September 4, 2015","format":false,"excerpt":"\r Citizens Advice says time is running out for huge number of borrowers Almost a million people have no strategy in place for repaying their interest-only mortgage and could face repossession as a result, Citizens Advice has warned. Continue reading...\r \r Source : theguardian.com\r Read more...A million interest-only mortgage holders\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139152,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-meltdown-looms-amid-terrifying-growth-in-arrears\/","url_meta":{"origin":150720,"position":1},"title":"UK \u2018mortgage meltdown\u2019 looms amid \u2018terrifying\u2019 growth in arrears","date":"September 12, 2023","format":false,"excerpt":"\r Jump in borrowers unable to make payments with landlords particularly hit and \u2018worse to come\u2019 Analysis: will the Bank listen to business and halt rate rises?Mortgage arrears jumped by 13% in the second quarter of the year to the highest level since 2016, according to Bank of England figures\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139158,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-tell-us-if-you-got-into-mortgage-arrears-recently\/","url_meta":{"origin":150720,"position":2},"title":"UK homeowners: tell us if you got into mortgage arrears recently","date":"September 13, 2023","format":false,"excerpt":"\r We\u2019d like to hear from homeowners who have fallen behind with their mortgage repayments in recent monthsMortgage arrears jumped by 13% in the second quarter of the year to the highest level since 2016, according to Bank of England figures, as rising interest rates and unemployment over recent months\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":40157,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hope-for-those-at-risk-of-repossession\/","url_meta":{"origin":150720,"position":3},"title":"Hope for those at risk of repossession","date":"April 19, 2009","format":false,"excerpt":"\r Every local authority in the UK has signed up to a government plan for struggling householdersMore than 300 householders who face having their homes repossessed have applied for the government's Mortgage Rescue Scheme.The vulnerable families should qualify for the new support plan, which effectively sees a \"registered social landlord\"\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":146691,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/repossession-claims-in-england-and-wales-at-highest-in-five-years\/","url_meta":{"origin":150720,"position":4},"title":"Repossession claims in England and Wales at highest in five years","date":"August 8, 2024","format":false,"excerpt":"\r Both bank and landlord cases rise but remain below pre-Covid levels, despite tough cycle of interest rate risesBusiness live \u2013 latest updatesThe number of claims made by banks and landlords to repossess homes in England and Wales has reached the highest level in five years as households struggle with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":30719,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thousands-of-borrowers-with-mortgage-arrears-could-get-compensation\/","url_meta":{"origin":150720,"position":5},"title":"Thousands of borrowers with mortgage arrears could get compensation","date":"October 19, 2016","format":false,"excerpt":"\r FCA review finds lenders mistakenly collected arrears payments twice from 750,000 customersAround 750,000 struggling mortgage borrowers could be due compensation after the City regulator found lenders had made mistakes in the way arrears were collected.A review by the Financial Conduct Authority looked at how lenders were treating borrowers who\u2026","rel":"","context":"In "Property 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