{"id":150582,"date":"2025-04-05T13:00:17","date_gmt":"2025-04-05T06:00:17","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-warning-over-big-fees-as-homebuying-season-arrives\/"},"modified":"2025-04-05T14:41:42","modified_gmt":"2025-04-05T07:41:42","slug":"uk-mortgages-warning-over-big-fees-as-homebuying-season-arrives","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-warning-over-big-fees-as-homebuying-season-arrives\/","title":{"rendered":"UK mortgages: warning over big fees as homebuying season arrives"},"content":{"rendered":"


\nThe sums lenders charge to secure the best rates have risen in the past five years \u2013 and can make a loan much more expensiveThe spring months are typically the busiest of the year in the housing market as buyers mobilise and sunshine adds to a property\u2019s kerb appeal.However, today\u2019s buyers \u2013 and those remortgaging \u2013 need deeper pockets than a few years ago. Not only does the average mortgage rate start with a \u201c5\u201d but borrowers face hefty arrangement fees to secure the best deals. These are the fees paid to lenders purely to secure a certain rate, and come on top of any conveyancing or broker fees. Continue reading…
\n
\nSource : theguardian.com
\nRead more…UK mortgages: warning over big fees as homebuying season arrives<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The sums lenders charge to secure the best rates have risen in the past five...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-150582","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-DaK","jetpack-related-posts":[{"id":150586,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-looser-affordability-rules-may-widen-home-ownership-in-the-uk\/","url_meta":{"origin":150582,"position":0},"title":"How looser affordability rules may widen home ownership in the UK","date":"April 5, 2025","format":false,"excerpt":"\r Mortgage lenders encouraged by regulator to loosen affordability tests so would-be homebuyers can borrow moreUK mortgages: warning over big fees as homebuying season arrivesDuring the coming weeks and months, many more people may be able to buy a property they would previously assumed was out of their price range.One\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137131,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-and-first-time-buyers-warned-to-brace-for-5-plus-mortgage-rates\/","url_meta":{"origin":150582,"position":1},"title":"UK homeowners and first-time buyers warned to brace for 5%-plus mortgage rates","date":"May 25, 2023","format":false,"excerpt":"\r Lenders forced to raise fixed-term deals after latest inflation figure pushed swap rates upwardsHouseholds looking for a new mortgage deal have been warned to expect 5%-plus fixed-rate deals in the coming weeks, after Wednesday\u2019s inflation figures sent the money markets back into turmoil.Nick Mendes, mortgage technical manager at brokers\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26682,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/base-rate-cut-could-lead-to-uk-mortgages-at-less-than-1-interest\/","url_meta":{"origin":150582,"position":2},"title":"Base-rate cut could lead to UK mortgages at less than 1% interest","date":"September 21, 2016","format":false,"excerpt":"\r City firm predicts that super-cheap home loans will be offered as a result of competition between lenders to attract new businessThe fixed interest rate of mortgages could fall to less than 1% next year if the Bank of England cuts the base rate again, in a move that would\u2026","rel":"","context":"In "Property 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to speed up homebuying by four weeks","date":"October 6, 2025","format":false,"excerpt":"\r Proposed government overhaul of house purchase process looks at shifting some costs from buyers to sellersMinisters are attempting to cut the time it takes to buy a home by four weeks under new proposals aimed at overhauling the housebuying process.The UK government will also consult on plans to shift\u2026","rel":"","context":"In "Property 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