{"id":149990,"date":"2025-03-28T20:36:37","date_gmt":"2025-03-28T13:36:37","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-eases-mortgage-rules-so-it-can-lend-up-to-35000-more\/"},"modified":"2025-03-28T22:22:52","modified_gmt":"2025-03-28T15:22:52","slug":"santander-eases-mortgage-rules-so-it-can-lend-up-to-35000-more","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-eases-mortgage-rules-so-it-can-lend-up-to-35000-more\/","title":{"rendered":"Santander eases mortgage rules so it can lend up to \u00a335,000 more"},"content":{"rendered":"


\nBank cuts its stress testing rate for home buyers after FCA urged lenders not to be \u2018unduly restricting\u2019Business live \u2013 latest updatesOne of the UK\u2019s largest mortgage lenders has relaxed its rules and will offer some borrowers up to \u00a335,000 more to fund their home purchases.Santander said it had adjusted the way it calculated affordability, meaning many customers applying for a mortgage would be able to borrow between \u00a310,000 and \u00a335,000 more from Friday. Continue reading…
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\nSource : theguardian.com
\nRead more…Santander eases mortgage rules so it can lend up to \u00a335,000 more<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Bank cuts its stress testing rate for home buyers after FCA urged lenders not to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-149990","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-D1c","jetpack-related-posts":[{"id":159055,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/","url_meta":{"origin":149990,"position":0},"title":"Santander mortgage cap jumps by as much as 24% as bank eases lending rules","date":"August 12, 2025","format":false,"excerpt":"\r Some higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight changesSome couples applying for a Santander mortgage will see the maximum they can borrow increase by \u00a3130,000 overnight after the bank loosened its lending rules.Santander is the latest in a line of lenders to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131763,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-cut-mortgage-offer-because-i-was-pregnant\/","url_meta":{"origin":149990,"position":1},"title":"Santander cut mortgage offer because I was pregnant","date":"November 23, 2022","format":false,"excerpt":"\r Its terms and conditions state it does not discriminateI am eight months pregnant and have had a joint mortgage application rejected after being asked by a Santander customer services agent if I was expecting a child. We currently have a mortgage with Santander and were hoping to port it\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":150586,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-looser-affordability-rules-may-widen-home-ownership-in-the-uk\/","url_meta":{"origin":149990,"position":2},"title":"How looser affordability rules may widen home ownership in the UK","date":"April 5, 2025","format":false,"excerpt":"\r Mortgage lenders encouraged by regulator to loosen affordability tests so would-be homebuyers can borrow moreUK mortgages: warning over big fees as homebuying season arrivesDuring the coming weeks and months, many more people may be able to buy a property they would previously assumed was out of their price range.One\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137338,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-turmoil-continues-as-santander-pulls-deals-for-new-borrowers\/","url_meta":{"origin":149990,"position":3},"title":"UK mortgage turmoil continues as Santander pulls deals for new borrowers","date":"June 12, 2023","format":false,"excerpt":"\r Move follows decision by HSBC and applies to brokers and online applications as lenders hike fixed ratesSantander is the latest major bank to announce it is temporarily pulling its mortgage deals for new borrowers off sale as the turmoil in the home loans market shows no signs of abating.Days\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-launches-98-mortgage-for-first-time-buyers-with-strict-rules\/","url_meta":{"origin":149990,"position":4},"title":"Santander launches 98% mortgage for first-time buyers \u2013 with strict rules","date":"February 4, 2026","format":false,"excerpt":"\r High street bank breaks traditional 95% limit, but experts say take-up will be limited by exclusions on flats and new buildsOne of Britain\u2019s biggest banks has launched a mortgage that lets first-time buyers borrow up to 98% of the property\u2019s value \u2013 but experts said the \u201cvery strict\u201d rules\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138533,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/big-uk-lenders-cut-fixed-mortgage-deals-in-sign-rates-may-be-close-to-peaking\/","url_meta":{"origin":149990,"position":5},"title":"Big UK lenders cut fixed mortgage deals in sign rates may be close to peaking","date":"July 28, 2023","format":false,"excerpt":"\r Moves by Nationwide, HSBC and TSB come after fall in inflation eases fears over future interest rate risesBusiness live updates \u2013 latest newsSeveral big lenders including Nationwide, HSBC and TSB have cut rates on their fixed mortgage deals in a sign that home loan costs may be close to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/149990"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=149990"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/149990\/revisions"}],"predecessor-version":[{"id":149991,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/149990\/revisions\/149991"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=149990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=149990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=149990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}