{"id":148854,"date":"2025-01-19T22:00:01","date_gmt":"2025-01-19T15:00:01","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/5-cities-with-the-lowest-barrier-to-homeownership-where-saving-a-20-down-payment-takes-less-than-4-years\/"},"modified":"2025-01-19T22:30:59","modified_gmt":"2025-01-19T15:30:59","slug":"5-cities-with-the-lowest-barrier-to-homeownership-where-saving-a-20-down-payment-takes-less-than-4-years","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/5-cities-with-the-lowest-barrier-to-homeownership-where-saving-a-20-down-payment-takes-less-than-4-years\/","title":{"rendered":"5 cities with the lowest &#039;barrier to homeownership&#039; \u2014 where saving a 20% down payment takes less than 4 years"},"content":{"rendered":"<p>&#013;<br \/>\nHow long it takes you to save for a 20% down payment depends in part on where you live, according to a new report.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2025\/01\/19\/cities-where-you-can-quickly-save-a-20percent-home-down-payment.html\" target=\"_blank\" rel=\"noopener\">5 cities with the lowest &#8216;barrier to homeownership&#8217; \u2014 where saving a 20% down payment takes less than 4 years<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; How long it takes you to save for a 20% down payment depends in part&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-148854","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-CIS","jetpack-related-posts":[{"id":146500,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-down-payment-assistance-programs-can-help-clear-the-path-to-homeownership\/","url_meta":{"origin":148854,"position":0},"title":"How down payment assistance programs can help clear the path to homeownership","date":"July 24, 2024","format":false,"excerpt":"\r One barrier toward homeownership is having enough saved. Experts say down payment assistance programs may be worth another look.\r \r Source : cnbc.com\r Read more...How down payment assistance programs can help clear the path to homeownership","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11606,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeownership-near-its-lowest-in-history\/","url_meta":{"origin":148854,"position":1},"title":"Homeownership near its lowest in history","date":"April 28, 2016","format":false,"excerpt":"\r The homeownership rate is now just one-tenth of 1 basis point higher than its all-time low in the second quarter of 2015.\r \r Source : cnbc.com\r Read more...Homeownership near its lowest in history","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":142712,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/52-of-black-americans-say-homeownership-is-a-mark-of-success-report-finds-but-it-can-conflict-with-other-goals\/","url_meta":{"origin":148854,"position":2},"title":"52% of Black Americans say homeownership is a mark of success, report finds. But it can conflict with other goals","date":"February 21, 2024","format":false,"excerpt":"\r While homeownership is a path to build wealth, a mortgage payment and other housing-related expenses can cause financial strain.\r \r Source : cnbc.com\r Read more...52% of Black Americans say homeownership is a mark of success, report finds. But it can conflict with other goals","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":31886,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeownership-crawls-back-up-from-50-year-low\/","url_meta":{"origin":148854,"position":3},"title":"Homeownership crawls back up from 50-year low","date":"October 27, 2016","format":false,"excerpt":"\r After falling to the lowest level in 50 years, the U.S. homeownership rate bounced up slightly in the third quarter of this year.\r \r Source : cnbc.com\r Read more...Homeownership crawls back up from 50-year low","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":99738,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thousands-line-up-for-zero-down-payment-subprime-mortgages\/","url_meta":{"origin":148854,"position":4},"title":"Thousands line up for zero-down-payment, subprime mortgages","date":"October 13, 2018","format":false,"excerpt":"\r Following the subprime mortgage crisis, low-income borrowers with low credit scores were locked out of homeownership. Now a major player in the subprime crisis is backing new loans to the same borrowers but with a far different product.\u00a0\r \r Source : cnbc.com\r Read more...Thousands line up for zero-down-payment, subprime\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":3718,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-homeownership-worth-it-not-in-these-cities\/","url_meta":{"origin":148854,"position":5},"title":"Is homeownership worth it? Not in these cities","date":"February 5, 2016","format":false,"excerpt":"\r While homeownership has long been deemed the \"American dream,\" it may not actually make sense for younger Americans right now.\r \r Source : cnbc.com\r Read more...Is homeownership worth it? Not in these cities","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/148854"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=148854"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/148854\/revisions"}],"predecessor-version":[{"id":148855,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/148854\/revisions\/148855"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=148854"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=148854"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=148854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}