{"id":148359,"date":"2024-12-03T23:13:59","date_gmt":"2024-12-03T16:13:59","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/this-factor-can-get-your-mortgage-application-denied-even-if-youre-a-high-earner\/"},"modified":"2024-12-03T23:52:36","modified_gmt":"2024-12-03T16:52:36","slug":"this-factor-can-get-your-mortgage-application-denied-even-if-youre-a-high-earner","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/this-factor-can-get-your-mortgage-application-denied-even-if-youre-a-high-earner\/","title":{"rendered":"This factor can get your mortgage application denied \u2014 even if you&#039;re a high earner"},"content":{"rendered":"<p>&#013;<br \/>\nThe debt-to-income ratio was the most common reason buyers were denied a mortgage, according to a report. Here&#8217;s how to improve it.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2024\/12\/03\/your-debt-to-income-ratio-can-get-your-mortgage-application-denied.html\" target=\"_blank\" rel=\"noopener\">This factor can get your mortgage application denied \u2014 even if you&#8217;re a high earner<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The debt-to-income ratio was the most common reason buyers were denied a mortgage, according to&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-148359","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-CAT","jetpack-related-posts":[{"id":110799,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-we-remortgage-when-my-husband-is-aged-62\/","url_meta":{"origin":148359,"position":0},"title":"How can we remortgage when my husband is aged 62?","date":"September 16, 2019","format":false,"excerpt":"\r We can\u2019t find an affordable deal from a bank due to his age, despite having a lot of equityQ My husband and I are stuck in a bit of a Catch-22. Since 2004 we\u2019ve had an interest-only mortgage of \u00a3153,000. Our house is now worth about \u00a3303,000 so we\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":145578,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-still-unaffordable-for-many-people-says-nationwide\/","url_meta":{"origin":148359,"position":1},"title":"UK house prices still unaffordable for many people, says Nationwide","date":"July 1, 2024","format":false,"excerpt":"\r High mortgage interest rates and soaring bills hitting affordability despite wages rising above inflationBusiness live \u2013 latest updatesHouse prices in the UK remain unaffordable for many households despite wages rising above inflation for the typical earner, Nationwide has said.Britain\u2019s largest building society said house prices rose slightly in June\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137485,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/this-is-ruining-peoples-lives-homeowners-hit-by-uk-mortgage-crisis-speak-out\/","url_meta":{"origin":148359,"position":2},"title":"\u2018This is ruining people\u2019s lives\u2019: homeowners hit by UK mortgage crisis speak out","date":"June 22, 2023","format":false,"excerpt":"\r Borrowers with expiring fixed-rate or tracker mortgages face difficulties, with some saying they will be forced to sell their homesFor Steven, a media consultant from Guildford, and his wife, the remortgaging nightmare is only beginning. \u201cPeople like me can\u2019t sleep at night \u2013 it\u2019s horrendous,\u201d he says. \u201cThe mortgage\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":148457,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/unverifiable-income-can-limit-your-mortgage-options-heres-how-to-get-around-it\/","url_meta":{"origin":148359,"position":3},"title":"&#039;Unverifiable income&#039; can limit your mortgage options \u2014 here&#039;s how to get around it","date":"December 11, 2024","format":false,"excerpt":"\r Your mortgage application may be denied if the lender cannot verify your annual income. If you meet certain exceptions, a non-conventional mortgage may work.\r \r Source : cnbc.com\r Read more...'Unverifiable income' can limit your mortgage options \u2014 here's how to get around it","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":79546,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/caltex-ashburton-station-is-a-solid-earner\/","url_meta":{"origin":148359,"position":4},"title":"Caltex Ashburton station is a solid earner","date":"February 10, 2018","format":false,"excerpt":"\r Caltex Ashburton, a Canterbury business with annual sales of $9.2 million last year, is on the market, with an asking price of $2m and the option to purchase the freehold land and buildings.The business, at the corner of East and...\r \r Source : nzherald.co.nz\/Property\r Read more...Caltex Ashburton station is\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":35874,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/east-tamaki-property-a-hassle-free-earner\/","url_meta":{"origin":148359,"position":5},"title":"East Tamaki property a hassle-free earner","date":"November 26, 2016","format":false,"excerpt":"\r A showroom and warehouse in East Tamaki, leased to national company Tile Space, is on the market for sale by auction through Colliers International.The property, at 24a Harris Rd in a popular business precinct, is being marketed...\r \r Source : nzherald.co.nz\/Property\r Read more...East Tamaki property a hassle-free earner","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/148359"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=148359"}],"version-history":[{"count":1,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/148359\/revisions"}],"predecessor-version":[{"id":148360,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/148359\/revisions\/148360"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=148359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=148359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=148359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}