{"id":147418,"date":"2024-10-17T17:30:07","date_gmt":"2024-10-17T10:30:07","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-mortgage-tweak-creates-positive-expectation-in-property-market-paul-chan\/"},"modified":"2024-10-17T21:53:26","modified_gmt":"2024-10-17T14:53:26","slug":"hong-kong-mortgage-tweak-creates-positive-expectation-in-property-market-paul-chan","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-mortgage-tweak-creates-positive-expectation-in-property-market-paul-chan\/","title":{"rendered":"Hong Kong mortgage tweak creates \u2018positive expectation\u2019 in property market: Paul Chan"},"content":{"rendered":"


\nAnalysts agree the change will spur buying, but caution a full recovery may take \u2018years\u2019 given a glut of new-home inventory.
\n
\nSource : South China Morning Post
\nRead more…Hong Kong mortgage tweak creates \u2018positive expectation\u2019 in property market: Paul Chan<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Analysts agree the change will spur buying, but caution a full recovery may take \u2018years\u2019...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-147418","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ClI","jetpack-related-posts":[{"id":78957,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-monetary-authority-chief-norman-chan-rejects-calls-to-relax-mortgage-policies\/","url_meta":{"origin":147418,"position":0},"title":"Hong Kong Monetary Authority chief Norman Chan rejects calls to relax mortgage policies","date":"February 5, 2018","format":false,"excerpt":"\r Hong Kong Monetary Authority chief executive Norman Chan Tak-lam on Monday rejected calls by lawmakers to relax mortgage policies, and said the city\u2019s property market was still too overheated for any such relaxation. The authority, Hong Kong\u2019s de facto central bank, has introduced eight rounds of mortgage tightening policies\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171200,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/potential-rate-cut-pause-geopolitical-tensions-may-cloud-hong-kong-property-recovery\/","url_meta":{"origin":147418,"position":1},"title":"Potential rate cut pause, geopolitical tensions may cloud Hong Kong property recovery","date":"March 23, 2026","format":false,"excerpt":"\r Hongkonger Katie Chan was hoping to buy a flat to live in, and although the 37-year-old accountant was in no rush, the potential longer pause in interest rate cuts could delay her decision. For Chan, the ideal mortgage would be if the one-month Hong Kong interbank offered rate (Hibor)\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138240,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-relaxes-mortgage-rules-for-the-first-time-since-2009-to-make-homes-more-affordable-for-first-time-buyers-and-upgrades\/","url_meta":{"origin":147418,"position":2},"title":"Hong Kong relaxes mortgage rules for the first time since 2009 to make homes more affordable for first-time buyers and upgrades","date":"July 7, 2023","format":false,"excerpt":"\r The government would consider \u201cmarginally relaxing\u201d the loan-to-value ratio, to strike a \u201cbalance [between] financial stability and the interest of first-time homebuyers,\u201d Paul Chan said two weeks ago.\r \r Source : South China Morning Post\r Read more...Hong Kong relaxes mortgage rules for the first time since 2009 to make\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170608,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-homebuyers-face-dwindling-discounts-as-property-market-stabilises\/","url_meta":{"origin":147418,"position":3},"title":"Hong Kong homebuyers face dwindling discounts as property market stabilises","date":"February 23, 2026","format":false,"excerpt":"\r May Chan is looking for a home that she can call her own. The freelancer wants to buy a flat, but high mortgage rates as well as uncertainty in the property market kept her from taking the plunge. \u201cI would like to buy a flat, if I can afford\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102768,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-is-crazy-increase-in-mortgages-for-first-time-hong-kong-homebuyers-will-boost-debt-limit-cooling-measures\/","url_meta":{"origin":147418,"position":4},"title":"\u2018Government is crazy\u2019: increase in mortgages for first-time Hong Kong homebuyers will boost debt, limit cooling measures","date":"January 8, 2019","format":false,"excerpt":"\r A possible increase in the amount first-time homebuyers can borrow as mortgage may encourage people in Hong Kong to chase expensive property, further driving up prices in the world\u2019s most expensive property market, analysts have said. This comes after Paul Chan Mo-po, the special administrative region\u2019s Financial Secretary, hinted\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":58006,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-should-you-care-about-interest-rates\/","url_meta":{"origin":147418,"position":5},"title":"Why should you care about interest rates","date":"June 15, 2017","format":false,"excerpt":"\r The Hong Kong Monetary Authority (HKMA) raised its base rate by 0.25 percentage points on Thursday following the US Federal Reserve\u2019s overnight move. In announcing the decision, HKMA chief executive Norman Chan Tak-lam reiterated his warning to Hong Kong home buyers that mortgage rates will rise in the near\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147418"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=147418"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147418\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=147418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=147418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=147418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}