{"id":147202,"date":"2024-09-27T07:30:09","date_gmt":"2024-09-27T00:30:09","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-eager-are-banks-to-call-mortgage-loans-and-what-are-your-options-if-they-do\/"},"modified":"2024-09-28T06:18:34","modified_gmt":"2024-09-27T23:18:34","slug":"how-eager-are-banks-to-call-mortgage-loans-and-what-are-your-options-if-they-do","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-eager-are-banks-to-call-mortgage-loans-and-what-are-your-options-if-they-do\/","title":{"rendered":"How eager are banks to \u2018call\u2019 mortgage loans and what are your options if they do?"},"content":{"rendered":"<p>&#013;<br \/>\nWhat to know about when and why a bank might call your loan, and why falling interest rates create more options for strapped borrowers.&#013;<br \/>\n&#013;<br \/>\nSource : South China Morning Post&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.scmp.com\/business\/banking-finance\/article\/3280079\/how-eager-are-banks-call-mortgage-loans-and-what-are-your-options-if-they-do?utm_source=rss_feed\" target=\"_blank\" rel=\"noopener\">How eager are banks to \u2018call\u2019 mortgage loans and what are your options if they do?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; What to know about when and why a bank might call your loan, and why&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-147202","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Cie","jetpack-related-posts":[{"id":130094,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/city-watchdog-asks-banks-how-they-will-support-mortgage-borrowers\/","url_meta":{"origin":147202,"position":0},"title":"City watchdog asks banks how they will support mortgage borrowers","date":"September 30, 2022","format":false,"excerpt":"\r Talks held between FCA and lenders over concern millions could struggle to afford higher paymentsLive coverage of the economic crisisThe current economic jargon explainedThe City watchdog is asking banks how they plan to step in and support struggling mortgage borrowers, as lenders such as Virgin Money relaunch home loans\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":87799,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-offer-hawaii-volcano-victims-relief-on-mortgage-payments-quick-loans\/","url_meta":{"origin":147202,"position":1},"title":"Banks offer Hawaii volcano victims relief on mortgage payments, quick loans","date":"May 11, 2018","format":false,"excerpt":"\r Several banks are offering victims of the volcanic eruption in Hawaii grace periods on their mortgage payments and emergency loans, Bankrate reports.\r \r Source : cnbc.com\r Read more...Banks offer Hawaii volcano victims relief on mortgage payments, quick loans","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":88602,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-abandon-interest-only-home-loans-amid-fca-scrutiny-of-mortgage-prisoners\/","url_meta":{"origin":147202,"position":2},"title":"Banks abandon interest-only home loans amid FCA scrutiny of &#039;mortgage prisoners&#039;","date":"May 17, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Banks abandon interest-only home loans amid FCA scrutiny of 'mortgage prisoners'","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114974,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hongkongers-under-siege-as-banks-turn-wary-on-mortgage-loans-with-jobs-in-virus-hit-sectors-on-the-line\/","url_meta":{"origin":147202,"position":3},"title":"Hongkongers under siege as banks turn wary on mortgage loans with jobs in virus-hit sectors on the line","date":"March 18, 2020","format":false,"excerpt":"\r Hongkongers are facing a crunch time as the coronavirus pandemic induced the deepest labour-market retrenchment since 2011, making lenders wary of lending to people in the most vulnerable sectors.Some 134,100 people lost their jobs last month, according to government data, driving the unemployment rate up for a fifth straight\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137265,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-pull-hundreds-more-home-loan-deals-as-fixed-mortgage-rates-rise\/","url_meta":{"origin":147202,"position":4},"title":"UK banks pull hundreds more home loan deals as fixed mortgage rates rise","date":"June 6, 2023","format":false,"excerpt":"\r Mortgage market turmoil prompts record numbers of people to take out loans of more than 35 yearsHundreds more home loan deals have been pulled by banks and building societies since the end of last week while rates on new fixed mortgage deals are continuing to ratchet upwards, the latest\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":125150,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/shanghai-homebuyers-looking-to-capitalise-on-eased-credit-policies-have-to-act-fast-amid-expectations-of-price-rise\/","url_meta":{"origin":147202,"position":5},"title":"Shanghai homebuyers looking to capitalise on eased credit policies have to act fast amid expectations of price rise","date":"March 7, 2022","format":false,"excerpt":"\r Shanghai residents eager to own flats in the city must move quickly as banks loosen credit, because of expected price rises.Zhang Hua, a 40-year-old engineer with a research institute at Shanghai Jiao Tong University, for instance, said he must land a deal soon, because the pre-owned home market in\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147202"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=147202"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147202\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=147202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=147202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=147202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}