{"id":147162,"date":"2024-09-24T17:50:35","date_gmt":"2024-09-24T10:50:35","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-first-time-buyers-would-you-borrow-up-to-six-times-your-earnings-for-a-mortgage\/"},"modified":"2024-09-24T19:47:07","modified_gmt":"2024-09-24T12:47:07","slug":"uk-first-time-buyers-would-you-borrow-up-to-six-times-your-earnings-for-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-first-time-buyers-would-you-borrow-up-to-six-times-your-earnings-for-a-mortgage\/","title":{"rendered":"UK first-time buyers: would you borrow up to six times your earnings for a mortgage?"},"content":{"rendered":"


\nWe would like to hear what you think of Nationwide\u2019s offer to first-time buyers taking out a home loanIn what is a first for a major high street lender, Nationwide, Britain\u2019s biggest building society, is allowing first-time buyers to borrow up to six times their income.From Tuesday, it would give new buyers the option of borrowing up to six times their income when taking out a five- or 10-year fixed rate for up to 95% of the property\u2019s value. Continue reading…
\n
\nSource : theguardian.com
\nRead more…UK first-time buyers: would you borrow up to six times your earnings for a mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

We would like to hear what you think of Nationwide\u2019s offer to first-time buyers taking...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-147162","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ChA","jetpack-related-posts":[{"id":147150,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-to-allow-first-time-buyers-to-borrow-six-times-their-earnings\/","url_meta":{"origin":147162,"position":0},"title":"Nationwide to allow first-time buyers to borrow six times their earnings","date":"September 23, 2024","format":false,"excerpt":"\r Building society ramps up mortgage price war with \u2018gamechanging\u2019 move, and it also cuts ratesBritain\u2019s biggest building society is to let first-time buyers borrow up to six times their earnings in what has been labelled a \u201cgamechanging\u201d move that ramps up the mortgage price war.Weeks after it was announced\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":160930,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-lender-offers-98-mortgage-to-first-time-buyers-but-bars-bank-of-mum-and-dad\/","url_meta":{"origin":147162,"position":1},"title":"UK lender offers 98% mortgage to first-time buyers \u2013 but bars bank of mum and dad","date":"September 13, 2025","format":false,"excerpt":"\r Newcastle building society aims for those with smaller deposits and no help hoping to get on to housing ladderFirst-time buyers are being offered the chance to borrow up to 98% of the price of a property \u2013 but they cannot get help with their deposit from the bank of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11940,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-offers-0-deposit-mortgage-to-home-buyers\/","url_meta":{"origin":147162,"position":2},"title":"Barclays offers 0% deposit mortgage to home buyers","date":"May 4, 2016","format":false,"excerpt":"\r British high street bank is also increasing the multiple of earnings against which people can borrow on its \u2018family springboard\u2019 mortgageThe no-deposit mortgage has returned, with Barclays removing the need for buyers to put down any deposit when buying a home using its \u201cfamily springboard\u201d mortgage.The deal had previously\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103408,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-unveils-100-mortgage-for-first-time-buyers\/","url_meta":{"origin":147162,"position":3},"title":"Lloyds unveils 100% mortgage for first-time buyers","date":"January 28, 2019","format":false,"excerpt":"\r Purchasers need no deposit if family can back the loan by moving 10% of price into bank\u2019s saver accountBritain\u2019s biggest lender is to offer 100% mortgages to first-time buyers in a return to lending last seen before the financial crash \u2013 but only if the buyer has family that\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-launches-98-mortgage-for-first-time-buyers-with-strict-rules\/","url_meta":{"origin":147162,"position":4},"title":"Santander launches 98% mortgage for first-time buyers \u2013 with strict rules","date":"February 4, 2026","format":false,"excerpt":"\r High street bank breaks traditional 95% limit, but experts say take-up will be limited by exclusions on flats and new buildsOne of Britain\u2019s biggest banks has launched a mortgage that lets first-time buyers borrow up to 98% of the property\u2019s value \u2013 but experts said the \u201cvery strict\u201d rules\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117086,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/englands-first-time-buyers-with-10-deposit-struggle-to-find-mortgage\/","url_meta":{"origin":147162,"position":5},"title":"England's first-time buyers with 10% deposit struggle to find mortgage","date":"June 12, 2020","format":false,"excerpt":"\r More and more lenders halt such deals despite the English housing market reopening First-time buyers in England are being locked out of the recently reopened housing market because there are hardly any mortgages available to those who can only manage a 10% deposit, it emerged this week.Mortgage lenders have\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147162"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=147162"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147162\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=147162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=147162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=147162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}