{"id":147094,"date":"2024-09-18T22:02:00","date_gmt":"2024-09-18T15:02:00","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-fed-is-poised-for-its-first-rate-cut-in-years-but-it-may-be-too-soon-to-refinance-your-mortgage\/"},"modified":"2024-09-18T23:20:10","modified_gmt":"2024-09-18T16:20:10","slug":"the-fed-is-poised-for-its-first-rate-cut-in-years-but-it-may-be-too-soon-to-refinance-your-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-fed-is-poised-for-its-first-rate-cut-in-years-but-it-may-be-too-soon-to-refinance-your-mortgage\/","title":{"rendered":"The Fed is poised for its first rate cut in years, but it may be too soon to refinance your mortgage"},"content":{"rendered":"<p>&#013;<br \/>\nThe Federal Reserve is poised to begin cutting interest rates, which can influence mortgage rates. But it still may be too soon to refinance your mortgage.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2024\/09\/18\/when-to-refinance-your-mortgage-as-the-federal-reserve-cuts-rates.html\" target=\"_blank\" rel=\"noopener\">The Fed is poised for its first rate cut in years, but it may be too soon to refinance your mortgage<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The Federal Reserve is poised to begin cutting interest rates, which can influence mortgage rates.&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-147094","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Cgu","jetpack-related-posts":[{"id":15090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-applications-drop-4-1-over-fed-rate-uncertainty\/","url_meta":{"origin":147094,"position":0},"title":"Mortgage applications drop 4.1% over Fed rate uncertainty","date":"June 1, 2016","format":false,"excerpt":"\r Applications to refinance a loan and to purchase a home fell last week, as interest rates maintained a slow climb.\r \r Source : cnbc.com\r Read more...Mortgage applications drop 4.1% over Fed rate uncertainty","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":163110,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/refinance-demand-is-81-higher-than-it-was-a-year-ago-thanks-to-falling-mortgage-rates\/","url_meta":{"origin":147094,"position":1},"title":"Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates","date":"October 22, 2025","format":false,"excerpt":"\r Sliding mortgage rates are pushing more current borrowers to refinance and also juicing demand for adjustable-rate loans.\r \r Source : cnbc.com\r Read more...Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":161144,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-spikes-nearly-60-as-interest-rates-drop-sharply\/","url_meta":{"origin":147094,"position":2},"title":"Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply","date":"September 17, 2025","format":false,"excerpt":"\r Mortgage refinance demand surged higher after interest rates dropped to the lowest level since last October. Adjustable-rate loans were also in high demand.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand spikes nearly 60%, as interest rates drop sharply","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143399,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-surges-even-as-rates-cross-back-over-7-heres-why\/","url_meta":{"origin":147094,"position":3},"title":"Mortgage refinance demand surges even as rates cross back over 7%. Here&#039;s why","date":"April 10, 2024","format":false,"excerpt":"\r The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) increased to 7.01% from 6.91%.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand surges even as rates cross back over 7%. Here's why","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140600,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-jumps-14-as-rates-fall-to-lowest-point-since-august\/","url_meta":{"origin":147094,"position":4},"title":"Mortgage refinance demand jumps 14% as rates fall to lowest point since August","date":"December 6, 2023","format":false,"excerpt":"\r After hitting 8% in October, the rate for the popular 30-year mortgage is heading back down toward 7%.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand jumps 14% as rates fall to lowest point since August","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":111281,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/weekly-mortgage-refinance-applications-rebound-14-on-tiny-rate-dip\/","url_meta":{"origin":147094,"position":5},"title":"Weekly mortgage refinance applications rebound 14% on tiny rate dip","date":"October 2, 2019","format":false,"excerpt":"\r After a rough month for mortgage rates, borrowers saw a sign of hope and pounced. A small dip in the 30-year fixed rate lit a fire under refinances.\r \r Source : cnbc.com\r Read more...Weekly mortgage refinance applications rebound 14% on tiny rate dip","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147094"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=147094"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/147094\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=147094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=147094"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=147094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}