{"id":14690,"date":"2016-05-28T12:59:26","date_gmt":"2016-05-28T05:59:26","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/chased-for-a-tiny-halifax-debt-but-only-after-it-let-it-spiral-into-three-figures\/"},"modified":"2016-05-28T13:09:52","modified_gmt":"2016-05-28T06:09:52","slug":"chased-for-a-tiny-halifax-debt-but-only-after-it-let-it-spiral-into-three-figures","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chased-for-a-tiny-halifax-debt-but-only-after-it-let-it-spiral-into-three-figures\/","title":{"rendered":"Chased for a tiny Halifax debt \u2013 but only after it let it spiral into three figures"},"content":{"rendered":"


\nI haven\u2019t used an account for 20 years, and suddenly it wants more than \u00a3100 from meI\u2019ve been contacted by a debt recovery agency asking for \u00a3106 to settle an outstanding sum on a Halifax account I didn\u2019t remember having. Finally it sent me some previous statements dating back to 2008, when I apparently owed \u00a322.42, but these had been sent to an address I lived at up until 1996. Overdraft charges have raised the sum to \u00a3106.Since I can\u2019t have used that account for 20 years, any original sum owing must have been tiny \u2013 so tiny I don\u2019t recall there being one. I suppose legally I owe the money, but it seems very unfair that if they can contact me after 20 years and two moves, why couldn\u2019t they have made the effort 15 years ago when I owed \u00a310 or less? Continue reading…
\n
\nSource : theguardian.com
\nRead more…Chased for a tiny Halifax debt \u2013 but only after it let it spiral into three figures<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I haven\u2019t used an account for 20 years, and suddenly it wants more than \u00a3100...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-14690","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-3OW","jetpack-related-posts":[{"id":41853,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-is-chasing-a-debt-on-a-house-my-wife-left-20-years-ago\/","url_meta":{"origin":14690,"position":0},"title":"Halifax is chasing a debt on a house my wife left 20 years ago","date":"January 25, 2017","format":false,"excerpt":"\r Her ex had forged her signature on forms and is still insisting she is liable My wife took out a joint endowment mortgage with her ex nearly 20 years ago. She left the property in 1997 and advised Halifax of her new address, but her ex refused to take\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":53371,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/man-with-cancer-left-dehumanised-by-halifax-debt-chase\/","url_meta":{"origin":14690,"position":1},"title":"Man with cancer left 'dehumanised' by Halifax debt chase","date":"December 6, 2008","format":false,"excerpt":"\r It's a story that begins with a man's diagnosis of cancer and ends up - 762 phone calls and a court case later - with one of the worst examples, according to the victim, of how banks dehumanise their customers.When David Lloyd, 62, was told he had terminal lung\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64782,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/a-single-issue-with-halifax-please-accept-both-my-names\/","url_meta":{"origin":14690,"position":2},"title":"A single issue with Halifax: please accept both my names","date":"August 28, 2017","format":false,"excerpt":"\r After getting married I keep my maiden name for work, but now I can\u2019t pay in chequesI am a self-employed barrister and regularly get paid by cheque. I got married earlier this year and decided to continue using my maiden name for professional purposes. However, I am having difficulty\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64018,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-and-halifax-customers-face-up-to-52-apr-overdraft-fee\/","url_meta":{"origin":14690,"position":3},"title":"Lloyds and Halifax customers face up to 52% APR overdraft fee","date":"August 19, 2017","format":false,"excerpt":"\r Account holders slate \u2018astonishing\u2019 rate of borrowing which is more than credit cards and payday loansThere is growing anger among some Lloyds and Halifax customers \u2013 those who regularly use their overdraft \u2013 after they received letters from the banks this week warning them that the cost of going\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":81900,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-does-halifax-discriminate-when-i-use-my-maiden-name\/","url_meta":{"origin":14690,"position":4},"title":"Why does Halifax discriminate when I use my maiden name?","date":"March 5, 2018","format":false,"excerpt":"\r After getting married I use my maiden name for work \u2013 but I can\u2019t cash chequesFollowing your item in August 2017, I have experienced the same discrimination from Halifax over the use of my maiden and married surnames. I use my maiden name as my professional name and my\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":54060,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-i-run-up-a-debt-for-a-barclays-account-i-closed-15-years-ago\/","url_meta":{"origin":14690,"position":5},"title":"How can I run up a debt for a Barclays account I closed 15 years ago?","date":"May 8, 2017","format":false,"excerpt":"\r Debt collectors have sent a demand for \u00a3849 but no one seems to know why or what forI received a letter from a debt collection agency stating that I owed Barclays \u00a3849.16. All it could tell me was that this was to do with an account I had closed\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/14690"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=14690"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/14690\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=14690"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=14690"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=14690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}