{"id":146661,"date":"2024-08-05T15:00:07","date_gmt":"2024-08-05T08:00:07","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-can-i-do-about-my-mortgage-now-the-base-rate-has-been-cut\/"},"modified":"2024-08-08T17:09:37","modified_gmt":"2024-08-08T10:09:37","slug":"what-can-i-do-about-my-mortgage-now-the-base-rate-has-been-cut","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-can-i-do-about-my-mortgage-now-the-base-rate-has-been-cut\/","title":{"rendered":"What can I do about my mortgage now the base rate has been cut?"},"content":{"rendered":"


\nIt was good news for homebuyers as interest rates finally went down. But it has raised a lot of tricky questions for themLast week\u2019s Bank of England interest rate cut, the first since 2020, spelled good news for millions of homeowners and would-be buyers \u2013 but it has also given them lots to think about.If you are looking to buy a home, what sort of mortgage do you go for, and is this going to push house prices even higher? And if your existing mortgage deal is about to end, should you grab another one right now, or hold fire in case lenders launch cheaper products? Continue reading…
\n
\nSource : theguardian.com
\nRead more…What can I do about my mortgage now the base rate has been cut?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It was good news for homebuyers as interest rates finally went down. But it has...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-146661","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-C9v","jetpack-related-posts":[{"id":148028,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/does-the-bank-of-englands-interest-rate-cut-mean-lower-mortgage-rates\/","url_meta":{"origin":146661,"position":0},"title":"Does the Bank of England\u2019s interest rate cut mean lower mortgage rates?","date":"November 7, 2024","format":false,"excerpt":"\r What the decision means for homeowners \u2013 and the implications for savings, loans and credit cardsBank of England cuts interest rates to 4.75%The Bank of England has cut the cost of borrowing, reducing headline interest rates from 5% to 4.75% \u2013 a move that was widely anticipated. It is\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":148550,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-fed-cut-interest-rates-but-mortgage-costs-jumped-heres-why\/","url_meta":{"origin":146661,"position":1},"title":"The Fed cut interest rates, but mortgage costs jumped. Here's why","date":"December 21, 2024","format":false,"excerpt":"\r The average 30-year fixed rate mortgage spiked after the Federal Reserve cut rates. Experts say expectations for rate cuts in 2025 fueled the jump.\r \r Source : cnbc.com\r Read more...The Fed cut interest rates, but mortgage costs jumped. Here's why","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":21963,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-interest-rate-cut-how-it-will-affect-you\/","url_meta":{"origin":146661,"position":2},"title":"UK interest rate cut: how it will affect you","date":"August 4, 2016","format":false,"excerpt":"\r With the Bank of England reducing the base rate to just 0.25%, we look at the likely impact on mortgage and savings rates, pensions and house pricesThe Bank of England has cut interest rates, taking the base rate to a new low of 0.25%. This is the first cut\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159867,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-rolls-out-fixed-mortgage-plan-at-2-73-ahead-of-fed-rate-cut\/","url_meta":{"origin":146661,"position":3},"title":"HSBC rolls out fixed mortgage plan at 2.73% ahead of Fed rate cut","date":"August 25, 2025","format":false,"excerpt":"\r Hong Kong\u2019s largest bank has rolled out a fixed-rate mortgage plan, charging lower interest for home loan borrowers ahead of the first relaxation in monetary policy this year, expected in mid-September. HSBC launched a mortgage plan fixed at 2.73 per cent per annum on Monday for either the first\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147094,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-fed-is-poised-for-its-first-rate-cut-in-years-but-it-may-be-too-soon-to-refinance-your-mortgage\/","url_meta":{"origin":146661,"position":4},"title":"The Fed is poised for its first rate cut in years, but it may be too soon to refinance your mortgage","date":"September 18, 2024","format":false,"excerpt":"\r The Federal Reserve is poised to begin cutting interest rates, which can influence mortgage rates. But it still may be too soon to refinance your mortgage.\r \r Source : cnbc.com\r Read more...The Fed is poised for its first rate cut in years, but it may be too soon to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":167749,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-move-higher-after-the-fed-rate-cut-causing-loan-demand-to-drop\/","url_meta":{"origin":146661,"position":5},"title":"Mortgage rates move higher after the Fed rate cut, causing loan demand to drop","date":"December 17, 2025","format":false,"excerpt":"\r Mortgage rates moved higher after the Fed cut interest rates last week. That caused demand to drop for both home buying and refinancing.\r \r Source : cnbc.com\r Read more...Mortgage rates move higher after the Fed rate cut, causing loan demand to drop","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/146661"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=146661"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/146661\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=146661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=146661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=146661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}