{"id":144317,"date":"2024-05-07T21:39:30","date_gmt":"2024-05-07T14:39:30","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-30-year-fixed-rate-mortgage-is-a-uniquely-american-construct-analyst-says-heres-why\/"},"modified":"2024-05-07T21:49:43","modified_gmt":"2024-05-07T14:49:43","slug":"the-30-year-fixed-rate-mortgage-is-a-uniquely-american-construct-analyst-says-heres-why","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-30-year-fixed-rate-mortgage-is-a-uniquely-american-construct-analyst-says-heres-why\/","title":{"rendered":"'The 30-year fixed-rate mortgage is a uniquely American construct,' analyst says. Here's why"},"content":{"rendered":"


\nWhile the housing market in the U.S. continues to face high price tags and borrowing costs, it’s unique compared to other countries. Here’s why.
\n
\nSource : cnbc.com
\nRead more…‘The 30-year fixed-rate mortgage is a uniquely American construct,’ analyst says. Here’s why<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

While the housing market in the U.S. continues to face high price tags and borrowing...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-144317","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-BxH","jetpack-related-posts":[{"id":160688,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-how-to-get-a-better-mortgage-rate-as-the-30-year-fixed-nears-a-1-year-low\/","url_meta":{"origin":144317,"position":0},"title":"Here's how to get a better mortgage rate as the 30-year fixed nears a 1-year low","date":"September 9, 2025","format":false,"excerpt":"\r A lot of would-be buyers feel priced out of the housing market. Getting a lower mortgage rate might help move the needle.\r \r Source : cnbc.com\r Read more...Here's how to get a better mortgage rate as the 30-year fixed nears a 1-year low","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":148550,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-fed-cut-interest-rates-but-mortgage-costs-jumped-heres-why\/","url_meta":{"origin":144317,"position":1},"title":"The Fed cut interest rates, but mortgage costs jumped. Here's why","date":"December 21, 2024","format":false,"excerpt":"\r The average 30-year fixed rate mortgage spiked after the Federal Reserve cut rates. Experts say expectations for rate cuts in 2025 fueled the jump.\r \r Source : cnbc.com\r Read more...The Fed cut interest rates, but mortgage costs jumped. Here's why","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143399,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-surges-even-as-rates-cross-back-over-7-heres-why\/","url_meta":{"origin":144317,"position":2},"title":"Mortgage refinance demand surges even as rates cross back over 7%. Here's why","date":"April 10, 2024","format":false,"excerpt":"\r The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) increased to 7.01% from 6.91%.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand surges even as rates cross back over 7%. Here's why","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":148174,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-may-be-stabilizing-after-the-election-heres-what-to-expect-into-early-2025\/","url_meta":{"origin":144317,"position":3},"title":"Mortgage rates may be stabilizing after the election. Here's what to expect into early 2025","date":"November 15, 2024","format":false,"excerpt":"\r The average 30-year fixed rate mortgage was 6.78% on Nov. 14, unchanged from a week ago.\r \r Source : cnbc.com\r Read more...Mortgage rates may be stabilizing after the election. Here's what to expect into early 2025","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170496,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/getting-ready-to-remortgage-heres-how-to-get-the-best-rates\/","url_meta":{"origin":144317,"position":4},"title":"Getting ready to remortgage? Here\u2019s how to get the best rates","date":"February 4, 2026","format":false,"excerpt":"\r With 1.8m fixed-rate deals due to end this year, now\u2019s the time to dig out the details and look at what\u2019s on offer About 1.8m fixed-rate mortgage deals are due to end in 2026, and most of these borrowers will need to get a new home loan. If that\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137412,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-are-the-best-options-if-you-are-looking-for-a-mortgage\/","url_meta":{"origin":144317,"position":5},"title":"What are the best options if you are looking for a mortgage?","date":"June 17, 2023","format":false,"excerpt":"\r With interest rates predicted to rise again and cost of fixed-rate deals on the up, here\u2019s what you need to knowAs if things were not tough enough already, those looking for a new mortgage deal are now being squeezed on all sides.Some experts are predicting the Bank of England\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/144317"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=144317"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/144317\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=144317"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=144317"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=144317"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}