{"id":143284,"date":"2024-04-01T14:00:00","date_gmt":"2024-04-01T07:00:00","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-left-me-in-limbo-in-a-water-damaged-mouldy-home\/"},"modified":"2024-04-01T14:03:38","modified_gmt":"2024-04-01T07:03:38","slug":"lloyds-left-me-in-limbo-in-a-water-damaged-mouldy-home","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-left-me-in-limbo-in-a-water-damaged-mouldy-home\/","title":{"rendered":"Lloyds left me in limbo in a water-damaged mouldy home"},"content":{"rendered":"<p>&#013;<br \/>\nThe ceiling in the kitchen collapsed after a tank overflowed but it won\u2019t approve repairsI came home one evening to find water pouring under the kitchen door. The tank in the attic had overflowed after the ballcock valve broke and brought down part of the kitchen ceiling. My insurer, Lloyds, speedily dispatched a surveyor and a drying company, but two months later nothing further has happened. The drying company won\u2019t install dehumidifiers until the rest of the soaked ceiling is safely removed and this hasn\u2019t been done because Lloyds has not yet approved the repair costs quoted by its contractor. Meanwhile I am living in a wet and increasingly mouldy house and more cracks are appearing in the ceiling.LA, HerefordYou are in your seventies and the health implications of two months in a sodden house are serious. As are the consequences for the rest of the property as the damp and mould spread. Your bedroom and bathroom were also affected. It\u2019s shocking Lloyds did not authorise removal of the ceiling so drying work could start while it pondered the repair quote. It\u2019s also shocking you were not offered alternative accommodation. Lloyds admitted that it had let you down and offered a paltry \u00a3200 for the \u201cinconvenience\u201d. It was another three weeks before the ceiling was removed, and the repairs were finally completed five months after that. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2024\/apr\/01\/lloyds-left-me-in-limbo-in-a-water-damaged-mouldy-home\" target=\"_blank\" rel=\"noopener\">Lloyds left me in limbo in a water-damaged mouldy home<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The ceiling in the kitchen collapsed after a tank overflowed but it won\u2019t approve repairsI&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-143284","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Bh2","jetpack-related-posts":[{"id":115386,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/from-mouldy-showers-to-junk-drawers-how-to-clean-the-10-things-annoying-you-most\/","url_meta":{"origin":143284,"position":0},"title":"From mouldy showers to junk drawers: how to clean the 10 things annoying you most","date":"April 3, 2020","format":false,"excerpt":"\r Over the past week you may have noticed dust and dirt that you never clocked before. Here\u2019s an expert guide to getting your home sparkling cleanYou have never spent so much time at home, and once you have exhausted Netflix, your eyes may alight on all the filth you\u2019ve\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128399,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/renters-rights-in-mouldy-homes-can-you-get-a-rent-reduction-or-compensation-for-damages\/","url_meta":{"origin":143284,"position":1},"title":"Renters\u2019 rights in mouldy homes: can you get a rent reduction, or compensation for damages?","date":"August 1, 2022","format":false,"excerpt":"\r Theoretically, tenants in all three of Australia\u2019s La Ni\u00f1a-hit east coast states could be eligible for discounts and damage payments, but seeking them is complexGet our weekend culture and lifestyle emailWhen torrential rain hit Sydney in March, Sam* soon noticed a leak in his family home. Litres of water\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135524,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-renters-cant-afford-their-mouldy-exorbitant-homes-now-they-cant-afford-to-complain-either-elle-hunt\/","url_meta":{"origin":143284,"position":2},"title":"UK renters can\u2019t afford their mouldy, exorbitant homes \u2013 now they can\u2019t afford to complain either | Elle Hunt","date":"March 16, 2023","format":false,"excerpt":"\r Some landlords are hiking rents in response to requests for repairs \u2013 too many see their tenants purely as sources of profitThe flat was always going to be damp; they\u2019d come to terms with that. But water dripping from the ceiling and fur growing on the walls seemed like\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":70762,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-and-halifax-overdraft-customers-to-pay-smaller-fees-but-not-all\/","url_meta":{"origin":143284,"position":3},"title":"Lloyds and Halifax overdraft customers to pay smaller fees \u2013 but not all","date":"November 2, 2017","format":false,"excerpt":"\r Shake-up announced by Lloyds Group will benefit many customers, but charges are still \u2018way out of line\u2019Many Lloyds Bank and Halifax customers will see their overdraft costs shrink week \u2013 but some will pay more.A shake-up of fees announced by Lloyds Banking Group in July took effect on 2\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":29795,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tsb-and-lloyds-to-slash-interest-rates-on-current-accounts\/","url_meta":{"origin":143284,"position":4},"title":"TSB and Lloyds to slash interest rates on current accounts","date":"October 13, 2016","format":false,"excerpt":"\r More bad news for savers as banks cut returns on highest-paying accounts from January, in move that follows SantanderInterest rates available on current accounts are to plummet, after Lloyds and TSB both announced they would follow Santander in slashing the returns on their highest-paying accounts.A day after Lloyds announced\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":157992,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-91-and-have-cancer-but-a-london-council-let-me-live-in-a-soaking-mouldy-flat-for-a-year\/","url_meta":{"origin":143284,"position":5},"title":"I\u2019m 91 and have cancer but a London council let me live in a soaking, mouldy flat for a year","date":"July 21, 2025","format":false,"excerpt":"\r Wandsworth refused to class a repair to damage from a water leak as an \u2018emergency\u2019I am a 91-year-old leaseholder in a block of flats owned by Wandsworth council. I\u2019m living with saturated walls, dripping water and falling plaster because the council has failed to address a leak that began\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/143284"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=143284"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/143284\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=143284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=143284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=143284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}