{"id":143159,"date":"2024-03-23T15:00:17","date_gmt":"2024-03-23T08:00:17","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-first-time-buyers-how-to-get-yourself-mortgage-ready\/"},"modified":"2024-03-23T15:09:22","modified_gmt":"2024-03-23T08:09:22","slug":"uk-first-time-buyers-how-to-get-yourself-mortgage-ready","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-first-time-buyers-how-to-get-yourself-mortgage-ready\/","title":{"rendered":"UK first-time buyers: how to get yourself mortgage ready"},"content":{"rendered":"<p>&#013;<br \/>\nHigh property prices and rising interest rates and living costs are hindering would-be homeowners, but there are optionsDiary of a first-time buyer: \u2018Five brokers, four offers &#8211; but at last I\u2019m a homeowner\u2019How to pick a mortgage and the best UK dealsDream homes for first-time buyers in England \u2013 in picturesThe weather is warming up, and so too is the property market, according to some reports \u2013 which may not be music to the ears of would-be first-time buyers.The average asking price of a home in the UK has jumped by more than \u00a35,000 (or 1.5%) in a month, according to the latest data from the property website Rightmove. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2024\/mar\/23\/uk-first-time-buyers-mortgage-property-prices-interest-rates\" target=\"_blank\" rel=\"noopener\">UK first-time buyers: how to get yourself mortgage ready<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; High property prices and rising interest rates and living costs are hindering would-be homeowners, but&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-143159","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Bf1","jetpack-related-posts":[{"id":146473,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-property-market-sees-green-shoots-as-buyers-anticipate-rate-cut-lower-mortgage-rates\/","url_meta":{"origin":143159,"position":0},"title":"UK property market sees green shoots as buyers anticipate rate cut, lower mortgage rates","date":"July 22, 2024","format":false,"excerpt":"\r Hong Kong- and mainland China-based buyers could return to UK property markets on prospects of lower interest rates and mortgage costs.\r \r Source : South China Morning Post\r Read more...UK property market sees green shoots as buyers anticipate rate cut, lower mortgage rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139324,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-in-uk-drop-by-a-fifth-as-higher-mortgage-costs-bite\/","url_meta":{"origin":143159,"position":1},"title":"First-time buyers in UK drop by a fifth as higher mortgage costs bite","date":"September 27, 2023","format":false,"excerpt":"\r Lender says homes needing renovation are most in demand as people seek cheaper propertiesThe number of first-time buyers in the UK has fallen by more than a fifth, while homes in need of renovation are most in demand as buyers look for cheaper properties, in the latest evidence that\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140606,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-rise-again-as-easing-of-mortgage-rates-tempts-more-buyers\/","url_meta":{"origin":143159,"position":2},"title":"UK house prices rise again as easing of mortgage rates tempts more buyers","date":"December 7, 2023","format":false,"excerpt":"\r Monthly increase of 0.5% in November comes as average price of property goes up to \u00a3283,615, says HalifaxBusiness live \u2013 latest updatesUK house prices rose for the second month in a row in November, according to a leading index, as a slight easing in mortgage rates helped coax more\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":151538,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-completions-rose-by-50-in-march-as-uk-buyers-rushed-to-beat-stamp-duty-deadline\/","url_meta":{"origin":143159,"position":3},"title":"Mortgage completions rose by 50% in March as UK buyers rushed to beat stamp duty deadline","date":"April 21, 2025","format":false,"excerpt":"\r Barclays says March was busiest month in property market since 2021, driven by scramble to avoid higher costsThe number of mortgage completions in the UK increased by 50% during a \u201cblockbuster\u201d March as buyers raced to avoid higher stamp duty payments, according to Barclays.The lender reported its busiest month\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137313,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-pulls-some-uk-mortgage-deals-as-fears-of-rising-rates-hits-home-buyers-once-more\/","url_meta":{"origin":143159,"position":4},"title":"HSBC pulls some UK mortgage deals as fears of rising rates hits home buyers once more","date":"June 9, 2023","format":false,"excerpt":"\r Analysts expect mortgage rates to soar and housing prices to plummet in the U.K., as the effect of higher interest rates ripples through the British housing market.\r \r Source : cnbc.com\r Read more...HSBC pulls some UK mortgage deals as fears of rising rates hits home buyers once more","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130422,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-buyers-left-powerless-as-mortgage-deals-hang-in-balance\/","url_meta":{"origin":143159,"position":5},"title":"UK house buyers \u2018left powerless\u2019 as mortgage deals hang in balance","date":"October 2, 2022","format":false,"excerpt":"\r Chancellor\u2019s mini-budget sees home loans withdrawn and purchasers left in limboHomeowners and potential buyers have been left feeling \u201ctotally powerless\u201d this weekend as thousands wait to find out whether their mortgage deals will now cost them hundreds of pounds extra a month while brokers report people already pulling out\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/143159"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=143159"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/143159\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=143159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=143159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=143159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}