{"id":142925,"date":"2024-03-07T06:30:14","date_gmt":"2024-03-06T23:30:14","guid":{"rendered":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-monetary-authority-asks-banks-to-exercise-caution-when-offering-property-loans-for-speculative-confirmor-sales\/"},"modified":"2024-03-07T06:33:02","modified_gmt":"2024-03-06T23:33:02","slug":"hong-kong-monetary-authority-asks-banks-to-exercise-caution-when-offering-property-loans-for-speculative-confirmor-sales","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-monetary-authority-asks-banks-to-exercise-caution-when-offering-property-loans-for-speculative-confirmor-sales\/","title":{"rendered":"Hong Kong Monetary Authority asks banks to exercise caution when offering property loans for speculative \u2018confirmor sales\u2019"},"content":{"rendered":"


\nThe Hong Kong Monetary Authority has advised banks to take extra care when lending to property speculators, in an indirect attempt to clamp down on asset flipping a week after the city abandoned decade-old curbs for the real estate industry.
\n
\nSource : South China Morning Post
\nRead more…Hong Kong Monetary Authority asks banks to exercise caution when offering property loans for speculative \u2018confirmor sales\u2019<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Hong Kong Monetary Authority has advised banks to take extra care when lending to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-142925","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-Bbf","jetpack-related-posts":[{"id":78957,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-monetary-authority-chief-norman-chan-rejects-calls-to-relax-mortgage-policies\/","url_meta":{"origin":142925,"position":0},"title":"Hong Kong Monetary Authority chief Norman Chan rejects calls to relax mortgage policies","date":"February 5, 2018","format":false,"excerpt":"\r Hong Kong Monetary Authority chief executive Norman Chan Tak-lam on Monday rejected calls by lawmakers to relax mortgage policies, and said the city\u2019s property market was still too overheated for any such relaxation. The authority, Hong Kong\u2019s de facto central bank, has introduced eight rounds of mortgage tightening policies\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":55385,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-tightens-mortgage-rules-second-time-in-a-week-as-property-market-overheats\/","url_meta":{"origin":142925,"position":1},"title":"Hong Kong tightens mortgage rules second time in a week as property market overheats","date":"May 19, 2017","format":false,"excerpt":"\r Hong Kong\u2019s monetary authority has announced the second set of mortgage-tightening measures in a week to cool a property market that has shot past previous records, in an attempt to reduce the risks faced by banks due to mortgage loans, taking aim at borrowers with multiple loans and whose\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":156667,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-mortgage-loans-hit-12-month-high-of-us3-4-billion\/","url_meta":{"origin":142925,"position":2},"title":"Hong Kong mortgage loans hit 12-month high of US$3.4 billion","date":"June 30, 2025","format":false,"excerpt":"\r Hong Kong\u2019s approved mortgage loans surged to a one-year high in May as more homebuyers sought to refinance their existing loans amid lower bank rates, according to data from the Hong Kong Monetary Authority (HKMA). Banks approved HK$26.6 billion (US$3.39 billion) worth of loans in May, a 5.3 per\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":18956,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-hk-developers-being-too-generous-with-mortgages\/","url_meta":{"origin":142925,"position":3},"title":"Are HK developers being too generous with mortgages?","date":"July 7, 2016","format":false,"excerpt":"\r Buyers are being tempted by 120 percent mortgages Another day, another dollar. Image credit: Krystal T (Flickr) Non-banking lenders are getting a tad too generous. This was the view of the Hong Kong Monetary Authority regarding the phenomenon of high mortgage loan-to-value ratios being bandied by property developers recently\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":55585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mixed-reaction-to-latest-measures-to-cool-hong-kong-property-market\/","url_meta":{"origin":142925,"position":4},"title":"Mixed reaction to latest measures to cool Hong Kong property market","date":"May 22, 2017","format":false,"excerpt":"\r Hong Kong property stocks slipped as a whole in value on Monday after the government tightened mortgage measures to cool the city\u2019s overheating market. After the markets closed on Friday, the Hong Kong Monetary Authority ordered commercial banks to allocate a larger risk weighting towards their assessment of credit\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":94025,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-stamp-duties-have-worked-to-stabilise-the-housing-market-shielding-us-from-speculative-excess\/","url_meta":{"origin":142925,"position":5},"title":"Hong Kong\u2019s stamp duties have worked to stabilise the housing market, shielding us from speculative excess","date":"July 17, 2018","format":false,"excerpt":"\r It\u2019s been said there are only two sure things in life: death and taxes. Since November 2010, the Hong Kong government has implemented roughly half a dozen new or amended property stamp duties, and on top of that the Hong Kong Monetary Authority raised the loan-to-value (LTV) ratios three\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/142925"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=142925"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/142925\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=142925"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=142925"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=142925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}